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justgray
Student housing insurance in the UK?
there are 5 of us moving into a house. do we need to get a policy each or one for the house? how does it work?
Thanks to kris but im unsure if things are the same in the uk or not!
I think it goes by if you have locks on the door!? Or something like that. Im not sure if my student house is insured, but my contents are insured by my dad's policy for his home. Although he lives in London, his insurance covers me..so find out about whoever you mainly reside with, if you are covered on theirs. If not, use a price comparison site and find out what they offer...
Adamb
If each room is rented as a separate contract, then policies are needed for each room. However, if it's just you and 4 mates moving into a house as a whole, you only need one policy. When I lived in Liverpool as a student, I used Endsleigh and Admiral.
Hope this helps
Ad
Mark J
your landlord should have insured the exterior and their fixtures and fittings
you should carry insurance for your personal items (anything that is yours that is in the property and subject to risk).... effectively its something like household contents insurance..... most insurers can provide it usually fairly cheaply. try someone like Endsleigh which used to be a student insurer.. may still be.
your insurance should cover things like clothing, books, shoes, personal possesions watch, clock, radio, CD/MP3 cycle. it may be worth asking your parents to see if there existing housing cover can be extended to cover your needs
queenofqueens
browse this please http://www.kqzyfj.com/click-1748196-10296097
Leo
Could be time to have a call to a broker and see if there is a good deal for Student housing insurance or the student union
Oracle
Endsleigh Insurance offer specialist schemes for student shared accommodation. Visit http://www.endsleigh.co.uk/ for a online quotation.
welcome news
There are a range of policies available for student personal possessions insurance - see a local insurance broker.
You should also check to see if your parent's policy covers contents temporary removed from the home as some policies cover this automatically and others can be extended to cover your specific circumstances.
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