 GEIKO auto insurance? |
failing to meet our needs as an ethical and cooperative business? I have a big problem with GEIKO business practices and I need a resolution
Additional Details
I mean GEICO, sorry.... |
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 Car insurance trouble? |
| I bought a car, and the next day i accidently ran in into my garage, and i called the insurance and they told me it wasnt coverd because policy wasnt in the system. but i had allready signrd and ... |
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 I have no insureance? |
| I need to go to the doctors really bad what can I do??... |
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 Life insurance? |
| OK I'm 22 and i want to get life insurance i had a baby a year ago so i want to make sure she will be taken care of if something happens to me so my ? is what is a good comp about how much a mo ... |
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 My house was broken in to and laptop was stolen,hows does the insurance company deal with it?.......? |
| My laptop was stolen and I have insurance. I have insurance which covers belongings like digital camera ect and my laptop insured separately to £500. do I have to prove how much I paid for it and ... |
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 To do insurance? |
| what do i need to do in order to open up an in surance company and also become certified in order to do ... |
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 HMO insurance.....what happens if you go to a hospital that's not your site number? |
| I have HMO, and I have to go the the doctor and hospital that they have on record for my site number, etc.....even if a place takes HMO, i can't go there if it isn't my site number. But if I... |
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| I want to sell insurance, can I make any money and how much is the average.? |
| No experience in selling, but want to give it a try. What is a day in the life of an insurance seller like?... |
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 HMO or PPO? |
| Okay I dont know if I should get an HMO or PPO. I am a 23 year old female with mild asthma. I dont take any prescriptions regularly except birth control (which is only to regulate my hormones). So ... |
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 What is the best medical insurance company? |
| i'm going to get personal insurance for myself since my job doesn't hav benefits, whats the best company to go with?... |
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 If you have renters insurance and your apartment is destroyed? |
| would you get money for what your stuff is worth now or the cost to replace it. If you don't have pictures how do you prove what you have, or how much you would get?... |
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 Can I collect unemployment if I have only been with a company for 2 months? ? |
| I actually been working with this company since early March of this year, but it was through an agency, then I was hired in June. Can I still collect unemployment, even though I have only been ... |
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 Is any one else entering the insurance agent business? |
| I just took a 60 Q questionare how do you think I did? I feel nervous I did not not my own car and home policy limits?... |
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| I want to put insurance of my stamp collection ,what steps should I take to have it apprasied? |
I also want to make sure that it is coveraged due to hurricane,flood,etc
How can I make sure it is covered by insurance.
I live in Florida do they have to be a person with a ... |
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 What is the best maternity insurance? ? |
| my husband and i are ttc and i am trying to find some maternity insurance for when i get pregnant. he cant apply for insurance through his work for another 5 months. so in the even that i do get ... |
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 What is the most affordable HMO Insurance I can buy in California under $200/mo. I am self employed.? |
I have recently begun contracting. Previously I was on a PPO healthplan with BLue SHield from my employer.
I am 26. Healthy. Have almost never had to go to the hospital, but for regular ... |
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christinamarie617 | Suicide=no life insurance $? |
Hey everyone..I'm doing an essay for my writing class..the topic is: Should life insurance money be given to the families of those who commit suicide? I have reviewed policies from a few insurance companies and they DON'T give the money if it is proven that the person has taken their own life. Is it like this with every other insurance company in America? |
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Wendy S
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I live in Florida, and State Farm's policies will not cover suicide for the first two years the policy is in force, but then that restriction is lifted. I don't know if it's Florida law, it may just be left up to the individual insurer.
I had a client who found out he was terminally ill and after satisfying himself that it was incurable he visited me and the other agents he had coverage with and asked this same question and a few others in a general conversation about life insurance (we were unaware of his diagnosis). After being assured that suicide was covered for policies in force for more than two years he went home and committed suicide a few days later. His family didn't know that he was terminal, either, until they read his note.
All of the policies paid. It was very sad.
I believe that as long as the policy isn't taken out with the intention of committing suicide that people's families should be able to collect. The two year waiting period is a good way to prevent that kind of fraud.
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mbrcatz
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Nope. Most policies WILL pay, after the policy has been in force several years. |
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Eric
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I think that the rule should be that you get some of the money but not all of it |
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Jang
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i have heard that prudential has a clause for suicide.
they dont pay if the suicide happened within 2 years but will pay after that time. |
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Chris C
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Most insurance companies have a suicide clause that it is an automatic denial of claim if suicide is within the first 2 years of the policy and most policies will still investigate the claim (just as any claim is investigated) and possibly deny the claim. Some companies do flat out decline it all together.
Personally, the suicide clause is a good thing, because it prevents fraudulent claims and claims like that would increase prices for other people that buy (the more claims paid out means lower profits/revenue for insurance companies which means rate increases). Allowing it after 2 years is something that is a tough call. Mental illness is something that is very serious and something that is very common so it's tough to take a hard stand to say "you don't matter", and your familiy and dependents should not suffer becuase of your poor decision, however, I do think that there is absolutely no reason to take your own life. Life is not that hard/serious where a person should be taking that drastic of a measure, so I would have no problems with seeing it as a complete exclusion period. |
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Gothic D
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Yes.
Why should they pay if you kill yourself, it doesn't seem fair. |
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