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escapefromspringfiel... | TRUE? Wal-mart Wal-Mart carries their own life insurance policies on their employees. payable to Walmart? |
Wal-Mart staff ordered to search store after bomb threat
http://snipurl.com/t6z0 (more detail in link)
I was then told:
Since Wal-Mart carries their own life insurance policies on their employees (payable to the company; in the US it's $50,000, I dunno what it is in Canada), this only benefits the company. If they don't find anything, there is no official investigation to cover up, and if someone dies, the company gets a pile of cash for it.
Win-win!
I require documented proof that this is true.
Thank you in advance. |
 |
 
mrmoose
 |
the practice is called "janitor insurance" The idea was that since insurance proceeds are tax free, companies like Wal-mart would by insurance on all of their employees as a tax shelter. Wal mart is in litigation over this practice on the ground that they lack an insurable interest in low level employees |
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WhyAskWhy
 |
Dateline NBC ran an expose on this type of thing several years ago, and Wal-Mart was included. Perhaps you could contact their producers for the information. I wouldn't bother asking Wal-Mart...I worked for the company, my husband is currently an Assistant Manager for Wal-Mart. That's one of the things they don't discuss with associates. |
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insuranceguytx
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I don't know the particulars with regards to Walmart.
Consider this. Many large companies offer benefits to retirees - Prescription & health coverage, pensions etc. The companies must pay for these benefits which have become more expensive over the years. To HELP pay for these benefits, these companies take out and pay for life insurance on the employees betting that the insurance proceeds received will outweigh the premiums. |
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Kutekymmee
 |
many companies do this. it covers the costs of hiring and training a replacement. |
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Puppy Zwolle
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Good policy. Smart move also. If someone dies.. 'indoors' they are liable. Getting some money to pay for that makes it a smart move to cover your financial bases. |
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mbrcatz
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You can't find documented proof that this is true, sorry.
Walmart probably carries "key person" life insurance for the upper management people, just like most corporations do, as well as small family businesses. |
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Jamie
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I believe it is something walmart would do. They are a terrible company. Please don't shop there. |
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