Tom Z
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You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. Some may suggest going on line to get a quote but you probably already know that there is much more to health insurance than price. Some might even suggest a discount plan which is not insurance at all.
Ultimately, you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company.
If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles and low copays your monthly premiums will be significant.
On the other hand if you are young, healthy and use the health care system rarely you could consider a plan that covers only the major health catastrophe which will result in a relatively low monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead.
Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation. They can answer questions as to what is and is not covered by the policy, explain deductibles and copays and show you the hospitals and doctors that participate in the network.
Use the Internet to educate yourself but use an agent to purchase the coverage. |
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gugu
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Better u go to any hospital,they can tell u better that which policy is better, now a days.More,check web site,regarding health insurance. |
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LetMeBe
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You're Q is extremely vague and therefore difficult to answer, there are too many variables. It all depends on whose paying for it (job, no job, partial), how much money you have to spend, what options you have, your general health and especially if you have any conditions, age, zip code, etc. all factor in.
What might be a good plan for me might be a terrible plan for you. |
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Shreeniwas Gadiyar
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This will need personal meeting to understand your requirements and then explain things.
If Mumbai based mail me on abhay.gadiyar@gmail.com |
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Shweta S
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In case of any accident or other medical ailments that require hospitalization health insurance assures you the maximum protection from expenses.I have done my insurance in ICICI Lombard.com . So i suggest you this.
To know in detail just read this and apply online.No need to be in queue.I have also gone through this site.
http://www.paisawaisa.com/insurance/health-insurance.aspx
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deeptijindal19
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you can contact Reliance General Insurance Company or Even Life Insurance as they are Having a Plan in Life Insurance that give you LIFE COVER,MEDI-CLAIM WHICH WILL COVER 4 PEOPLE IN YOUR FAMILY AND EVEN UR AMOUNT WILL BE INVESTED ON WHICH YOU'LL BE GETTING RETURNS OVER THE AMONT WHAT YOU'LL BE PAYING TO THE COMPANY AND THE WHOLE AMOUNT WITH CAPITAL AND INTEREST WILL BE GIVEN TO YOU BACK AFTER COMPLETION OF 3 YRS.
Plus there will be a twin benefit in yr Tax Saving as well.As you'll be Getting Tax Benefit U/S 80(C), IN WHICH you can save tax upto 1 Lakh + U/s 80(D) in which you can save tax benefit upto 20,000/- and after Completion of ur 3 yrs you amount will be Tax Free U/S 10(10D).
YOU CAN GET DETAILS OF THE PLAN ON www.reliancelife.com .The name of the Plan is Reliance Wealth+Health Plan.
Or u contact on munish_1104@yahoo.co.in for Details. |
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Insuranceman
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You need to have a LOCAL professional explain your options to you.
Look in your local telephone book for a local independent insurance agent - you might look for ones that RHU behind their name (Registered Health Underwriter.)
This important coverage needs to be explained to you since there are so many variables and plans available. Not ALL coverages or companies are alike - and what might work for one person might not be suitable for another!
Good luck and I hope this helps! |
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DANIEL C
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Using the SE like google or yahoo to get some hints first if you want to obtain the massive information,if you do not want to
spend too much time,here http://www.HealthInsuranceFreeTips.info/free-health-insurance.htm is a good resource for your reference about your questions.
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Kriti
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ICICI Prudential is the number 1 private player among the all.
It provides best plans for health insurance.
for further more assistance you can go through the link below:
http://iciciprulife.com/public/Health-plans/About-health-insurance.htm |
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