 Where these all name brand prescriptions going these days even we have health insurance? |
| Where these all name brand prescriptions going these days even we have health insurance at work and even people who has medicare+medicaid benefits?Most people these days getting generic brands only.... |
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 Can you go back to work in your field after you have collected on a work disability.? |
Additional Details
What if you have collected a lump sum allready in a settlement? You are no longer collecting. Can you then just resume your career as if nothing ever happened?... |
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 Student job at college-- 20 hrs a week. Am I eligible for health insurance since it is not under 20hr/wk? |
| I need health insurance. I am a college student. I may have to take a few semesters off so I can get a job so I can qualify for health insurance benefits. My husband is a business owner and we pay ... |
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 How many homeowners have been denied claims by NationWide and how do they get away with it?? |
| Several Katrina victims have reported that NationWide, after almost a year, denied their homeowners claims. NationWide knows that they don't have the money to appeal. They really know how to ... |
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 A Week After Bailout: AIG Execs Take A Vacation? |
Just six days after sticking taxpayers with an $85 billion bailout, AIG's top executives dropped $500,000 whooping it up at a swanky California beach resort.
Among the charges A... |
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 Is an advanced payment from insurance company a "use it or lose it" type of money? |
| Our home was damaged by fire and the insurance gave us a substantial advance payment. I'm wondering if we should be a little more liberal in spending it, or will it simply lower the amount we ... |
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 Getting daughter on health insurance? |
| The state is court ordering my bf to put our daughter on his health insurance or a different one, she is currently on medicaid. He's asking me to put her on it so they don't have to go to ... |
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 Can you sue a parent for hiding life insurance on the other parent? |
| My parents are seperated and one of them just died recently. My other parent says they do not have a life insurance policy on the deceased parent. I do not believe that and was stuck paying for a ... |
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 Can you cancel medicare coverage? |
| how long does it take and is it hard to get back on it if you need to?... |
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 What do you know about Texas auto insurance? |
Best of my knowledge, I am required to have liability auto coverage.
I do and I also have pip.
Another driver pulls in front of me, causing accident,,police report and witnesses agree on ... |
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 How do I find the best insurance company? |
I'm looking for a long term health insurance plan for myself. I've compared rates across all major providers and they are all pretty much the same price range.
The problem is ... |
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 Personal Tom Tom stolen from company vehicle? |
| my partner had to use my tom tom for work at the company's request, as they stated that he had to provide his own. he was away on a trip to france, and had the curtains drawn in the cab, while ... |
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 Should I get involved in the insurance industry? |
Additional Details
If I had an opportunity to be in the insurance industry shoudl I do it? Here is the what I need to know before making the jump:
1) do you have to be incredibly ... |
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Rick L | Term life insurance would it still pay out in the event off death in less than two years? |
If i got term life insurance and a year went by and lets say I was killed in a wreck or a fire or a car i was working on fell and crushed me would the insurance company still pay out since it hasn't been 2 years since i got the insurance |
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Tom Z
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In the circumstances you describe the insurance policy would pay the benefit the day after it was issued unless the application was fraudulent. The two years you are concerned about is the suicide clause. If you would commit suicide before the policy has been in effect for two years the benefit would be denied but an accidental injury as you describe would entitle the beneficiary to the life insurance benefit you purchased. |
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SusieQ
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Most policies would pay under these circumstances. Usually the only restriction is fraud or suicide. |
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Zarnev
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The two years is the contestability period. If you die prior to two years they can go back to your application and will investigae to see if everything you said was the truth. If so, you have no worry. If not, they could rescind the policy back to conception and just refund the premiums paid. |
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Jon S
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Good question...this is why it's important to look for an affordable term plan BUT read the policy so you can see when it will or won't pay.
These are called exclusions so you want to ask your agent about these types of details.. Just ask "what are the exclusions" to this plan? And have them show you them in writing!
One common type of exclusion is when the insured is a pilot or a professional athlete. Or if the insured dies within the first year or so.
Just ask and they'll tell you. Because you don't want to learn about exclusions when you NEED the coverage.
http://www.texastermlife.com |
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mbrcatz
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That two years, is the time that the insurance company can challange the policy to see if you lied about anything.
If you die within the two years, they investigate, and find your application was honest, they'll pay out, unless you suicide. But if you lied about something - like smoking, for instance, or recreational drug use, or whatever, they can deny your claim - because you lied on the application. |
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