I'm interested in getting life insurance? |
| I have 2 kids both under 2 yrs old, I'm 26 yrs old, I have no health problems. 2 of my grandparents died of heart attack, and so did 3 of their parents. I don't smoke. I am aspiring to ... |
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My Homeowners Insurance cancelled me because I have a Pit bull? |
| My Dog is sweet as ever and wouldn't hurt anyone, why do Insurance do this to homeowners?... |
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Why does the premium drop when you add home insurance to an auto insurance? |
| When one has auto insurance alone, insurance companies state that if one is to also get home insurance from the same company, the sum of the two insurances will be less than the original auto ... |
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Question for people without med insurance? |
| if u have everbeen injured can u tell me wht kind of injury it was and how much u were ... |
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If you know about term life insurance this question is for you . . I am 40 years old? |
| and am replacing a couple of short term policies with a 20 year 500,000$ policy. House, auto and these policies are with state farm. My quote for preferred was about $70 per month - super preferred ... |
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What can happen if I already cashed the check? |
| I cancelled my auto insurance after renewing, I did an electronic transfer but changed my mind on the contract and stopped payment on 2/05 (i did not know I could have just cancelled within 72hrs ... |
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Do I HAVE to have homeowners insurance? |
I am a first time buyer in the housing market, and I am looking to pay for a home in all cash, no house payments.
I have put in a bid on a large modular home that is located in a "... |
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What type of life insurance is right for me? |
| Hello i am seriously thinking about getting life insurance i am 18 and have an 8 month old baby boy god forbid that anything happened to me but if it did i want my son to be fully protected but I... |
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Advise on home and auto insurance? |
I am changing my existing insurance company and I have 3 to choose from. I would like to have advise which of these 3 is the best.
Met Life, Traverlers, and Liberty mutual.... |
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I'm planning on getting Life Insurance through State Farm. I'm 18. Is this plan good? |
| Me being 18, they told me its the best time to get it because it's the cheapest I'll be able to. They quoted a 25,000 dollar plan at $22 a month, which will NEVER go up, even if I'm 84.... |
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If I were to die, who gets access to my life insurance benefits, if the beneficiary is a minor? |
| I want to make my son the primary benificiary to my life insurance policy, but what if I died when he was only 4 years old? If my sons father (my ex husband) got custody of my son and my son was the ... |
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How the heck can a homeowners insurance company force you to pay for over twice the value? |
| I am just venting but I called other companies and they all say the same thing. In 2005 my policy was for $60,000.00 dwelling and today I recieved the policy and it called for over $109,000.00 ... |
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Will Homeowners Insurance cover outside stairs? |
| The stairs of my back deck (put in long before i purchased the house) are falling apart. I havent filed any claim or called them as of yet but just wanted some information before i start the process. ... |
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Car insurance for 17 year olds? |
Hey people, i am 17 in april and i have been looking into buying a 1983 mini mayfair with 13"alloys and arches....and thats it...
onlly a 998cc, not the fastest of cars
... |
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Purchasing life insurance? |
| I have adult family members that I want to purchase life insurance for. A $10,000 policy each to cover funeral expenses. I know that if anything happens to them I will be responsible. I'm ... |
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What can my husband do? |
| My husband works for AllState and the agent he works under refuses to send out flyers or mailings. He expects him to make "cold calls" all day (while most people are at work) and still ... |
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rodneyglenn@sbcgloba... | The 80 mph wind gusts just toppled A tree over in my pool should my home owners insurance cover it? |
I never filed A claim in 25 years .. |
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crazylifer
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Check your policy. Some policies call that an "Act of God" and don't cover it..others do. Good luck. |
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Phoenix, Wise Guru
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Yes. Your home owner's insurance should cover the removal and repairs. Just call your agent.
Wind damage is NOT considered an act of God. (If they try to say it is, call it "severe storm damage.") |
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IM hip
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yes |
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reggae superstar
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Yes this is covered assuming you have a special form policy which is the most common. It is an sudden unexpected event that was virtually unpreventable. This is exactly what Homeowners Insurance is meant for. You will be responsible for the amount of your deductible. The insurance company should pay for all removal and repair over that amount. Call your agent or you insurance company directly and they will get you an adjuster who should help you. |
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me2
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depends on your deductible |
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chris w
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It should cover it. I would claim it. |
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mamatohaley+1
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Acts of God are only excluded for liability coverage. They have nothing to do for your coverage. Acts of God would exclude coverage if your tree was blown over on your neighbors house. Mbrcatz is correct. |
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mhp_wizo_93_418
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it would vary depending upon your insurance coverage and the clauses therein.
the best thing to do is consult with your insurance agent, then file a claim, if you don't get satisfaction then you can file a dispute with the state insurance board. |
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MoniqueLise
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It will only cover it if your pool is covered under your homeowners policy. Unfortunately, many policies will exclude external "assets" or "buildings" unless they are identified and covered specifically in the policy. |
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mbrcatz
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No, it probably won't be covered.
The only way that there is coverage is if the tree lands on a structure - and "other structure" coverage has a limitation for pools. Typically you'd see a limited amount (like, $250) for debris removal, if the tree lands on something covered - like your house, garage, or fence.
You'll have to talk to your agent to be sure, of course, as I haven't seen your policy. But the standard HO3 won't cover it. |
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