 Do I need public liability Insurance ? |
We are starting a service that matches companies to website designers. Its an online service.
Theoretically there could be issue between the companies meeting through our service. Would we ... |
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 I am currently medically insured through my husband's company, my new job offers free insurance.? |
Hello and thanks in advance.
I currently have medical insurance thru my husband's company. I just started a new job and they offer free medical insurance to their employees (not their ... |
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 What type of Life Insurance is best for my husband and I? (We just purchased a home, we are both 23 years old) |
| My husband and I are both 23 years old and we just purchased a home. We have been under pressure from our Insurance Agent and our Mortgage broker to obtain Life Insurance in case something happens ... |
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 Do you know anybody who has faked a burglary to claim insurance? |
| did they get away with it. i know someone who did, should i have told insurance company.... |
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 COBRA Insurance question? |
| My wife currently carries our family insurance with her company. We were wanting to have another baby on her insurance and she is wanting to quit working in Jan. If that is the case we would ... |
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 What are your thoughts on insurance's.Do you feel they are just a scam in disguise? |
They all want your money,but then when you need it,there's always a catch,or some reason they come up with, to keep from giving you the money..
Additional Details
I think there main ... |
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 I'm self employed, where can I find health insurance? |
| I would like to find a provider that will pay 50% - 80% of my medical bills and all that good stuff. Where should I start looking? Who is best to go with? Is there anything you think I should go ... |
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 Where can I purchase individual health insurance? |
| It's actually for my mom who is 63 and needs some type of insurance until she is 65 and eligible for medicare. She just retired. Does anyone know good, reasonably priced plans that she can look ... |
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 My Insurance claim? |
Early December 2006 I dropped my pc down the stairs.
I just got a call from the Insurance people and they say that I will get a letter from the underwriter before wednesday?
Why ... |
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 My wife sadly passed away last week ...? |
| After a long and sad illness and I sent a death certificate to the Prudential to claim under her life policy. I rang the Prudential today and went through to an Indian Call Centre where I enquired ... |
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 Can I buy a Life Insurance Policy on someone I don't even know? |
Seriously.
For instance, If I took out a policy on Bob Barker, I could expect a payout in about three to five years.
Can I insure someone without their knowledge or permission?<... |
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 Life insurance: Which would you pick? |
Scenario: 30 year old purchasing a $250,000 policy. Would you buy:
A) Whole life insurance that cost $3100/year. By age 65, you will have $60,000 in the cash value.
B) 35 year ... |
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 How much is too much to pay for health ins for a family, through you employer? |
Almost 400 a month is taken out from my check to pay for insurance.
Additional Details
Had an HMO and switched to PPO to save money. Ended up paying about the same because the rates went ... |
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 What is covered under your home owners insurance? |
| I have a main wall in my house that over time hase become week due to high winds. I can actually see the wall move, i have a big moon window and a crack going done. I have folks out who hae told ... |
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 Life Insurance from AIG!? |
Hello,
I have a life insurance from AIG. If AIG goes bankcrupcy, what will happen to my life insurance?
What should I do now?
Thank you!
Additional Details
Thank you ... |
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 Why are insurance companys rip offs? |
| how is it that you pay extra for dental ins. and they tell you that you can't use it for a year. let's see if they could live with a toothache for a year. can i get my money back that was ... |
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Shellaine E | Time to get life insurance during economic crisis? |
Would it be a good time to get life insurance during financial and economic crisis? Because i heard a lot of people talking about getting life insurance.
Thanks |
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Zsolt H
 |
I apologize, that I jump in with a loosely related answer, but I am not sure how effective a life insurance can be.
Think about it, if the crisis is going to be as bad as some people say, what guarantees do you have that the actual insurance company you choose is not going under as well?
But I could offer an other type of insurance.
If we analyze the root causes of the crisis, we can see that we now live in a global, interdependent world, where everybody depends on everybody else for survival, let it be individuals or countries.
So the only insurance we can really get is a mutual guarantee from everybody for everybody else's well being.
Which means we have to change our attitude towards each other completely from the selfish egoistic present attitude to a caring, unconditionally giving attitude.
I know that it sound idealistic and it only works if all 7 billion people do it together, or at least a large enough segment to initiate a change on a global level.
But actually we do not have other choices in the positive direction, the other choices lead somewhere else.
Here is a 5 minute movie called "Youmankind" you might find helpful:
http://www.youtube.com/watch?v=g94iWT2SIwI
All the best. |
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bearr41
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The economy really has nothing to do with it.
If you have a family that depends on your income, then you need life insurance. It's that simple. |
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mbrcatz
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Frankly, unless you've lost your job, there isn't as much to this "economic crisis" as the media is making out. Things were MUCH rougher in the 70's with double digit inflation.
You buy a tool, because you need the tool to get a job done. Life insurance is a financial tool. Walking in to Home Depot to buy a circular saw for the sake of owning it, while I concede that to a lot of men that's a cool thing, it's pointless.
Set the goal. THEN see if life insurance is appropriate to fill the job, and which kind fills the job best. |
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April
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actually anytime is a good time to have life insurance so i say go for it. |
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src50
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The economy is not a factor. Either you need life insurance or you don't. It depends on your personal situation. |
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Star
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You better have life insurance no matter what the economic status is! |
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QuoteMe4Lifecom
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It is hard to plan for the unexpected. Life insurance protection provides you with an economical way to protect your loved ones from the financial uncertainty that could accompany your untimely death not matter what type of economy you live in.
Think about it. If you lost your job and there is no income, it's the same thing if you died your family will lose income due to your untimely death specially if your the total breadwinner, because without your income your family would still have to eat and pay the bills.
How long would it take for your family to adjust to life without you? Two years… five years… maybe ten? And how long could your present savings and other insurance sustain them? To build adequate reserves to ease them over this period of adjustment could be costly, and could make you forfeit today’s pleasures for tomorrow’s security. I always say get life insurance it pays’s because planning ahead is a necessity. |
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Robert V
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Whenever there is economic or financial crisis there are many people who are very stressed out from work and from many forms of indebtedness. don't you think that getting life insurance has to do economic down downturn and or crisis too? I would say it does have some effects if need to get insured if you are not yet insured.
thanks |
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Joe L
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There is no different during these economic times, other than people start to think about what will happen in the future. This prompts people to be concerned about loved ones, and there is no better way to do that than life insurance-
Independent Insurance Broker-
joseph@carylevinson.com |
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