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 I dont understand why my mortgage payment went up and I have a fixed rate, something about pmi?
...


 What is the primary purpose of life insurance?
a. to help save money for old age
b. to pay us an income if we are injured and cant work
c. to help maintain the standard of living of those who depend on our income
d. to pay back ...


 Looking for a reasonable Life Ins.,good one please.?
maybe you already have one who has been good til the end and honor their contract....


 Insurance through myself and not the company.?
If i didn't want to use the insurance companies, could i start my own company, but only to cover myself? I don't want to become an insurance company, rather just want to stop paying them ...


 I was passenger in a car wreck where my driver was at fault, how do I file a claim?
I have already incured about $5,000 in medical expenses and dont know how to get my money back. Do I file with my insurance under PIP, or only deal with his insurance company?
Im am located in T...


 Can a hospital refuse you to have a surgry because your insurance company will not pay for it? ?
they are telling my aunt that she cant have surgery because her insurance company will not pay for it, they are also telling her that unless she can come up with the money up front they will not do ...


 What is the cheapest auto insurance for teens?
I can't find a policy under $1700, Or even anything under $290 a month. Houston Sucks!Im 18 and I pay more than anybody in my entire family....


 Health Insurance Question?
I graduated college in May, therefore I am no longer on my fathers insurance. It is now November and I am working as an "intern" at my job therefore I do not have insurance from my company....


 How to become an Insurance Agent?
Hi All,

I would like to become an Insurance Agent. How to become?
I would like to sell the all the companie's Insurance. So, I want to tie with all the insurance companies. How ...


 My health insurance company lied to me about my benefits?
In the summary of benefits my people services manager gave to me when I was deciding on my health care plan, it says that Aetna covers up to 80% on "Contraceptive drugs and devices not ...


 Im 19 and wondering whether health insurance is necessary?
I pretty much never get sick and hardly ever go to the doctors, is health insurance really going to be cost effective for my situation?...


 Is it ok to move wife's medical insurance and cancel my medical insurance?
Though my company provides insurance (premium paid by me not company) , is it ok to move to my wife company medical insurance and stop my insurance? Do you foresee any problems with this?...


 What do you think money means?Why?
...


 No 1 private insurance company in india?
and other insurance company name and address in ...


 How much is a doctor visit without insurance?
My friend hasn't been feeling well for a few days now and needs to see a doctor.

Does anyone know how much a doctor visit would be if she went to a walk in clinic? She doesn't ...


 Why don't most homeowner's insurance include compensation for water & flood damage?
...


 If you buy health insurance through an agent, do you pay more?
Or does the health insurance pay the agents a commission?...


 I have just become self employed with occasional use of my car for business. Shall I inform my car insu?
Is my insurance premium going to increase a lot? Is there any risk if I just fail to inform the insurer?...


 Health insurance question?
I have never dealt with health insurance before, sorry if my question is silly.

My health insurance ( NJ Horizon Blue Cross) covers prenatal care, including ultrasounds and blood work.<...


 What are the advantages/disadvantages of Life Insurance?
Just in general, what are the pro's and con's of investing in Life I...



mancody2002
Tip of her finger amputated at school?
my 7 yr old daughter had the tip of her finger amputated off at school and im getting a lot of people asking me if i should take it further, im not sure if i should would it be worth it in the long run???
Additional Details
she had her hand on a gate and a another girl kicked the gate closed
                     
 




tkquestion
Rating
"Amputated" is a very strong word.... although technically, may be correct.

If you are talking about slicing off a thin layer at the tip of the finger, that is one thing, but if you are talking about slicing off a significant portion of her fingertip, that is quite another. It depends on the circumstance of the incident also. Was it intentional? Accidental? Lack of supervision? Or, was it simply an accident?

You can make a BIG deal out of anything and I'm sure there will be a lawyer willing to take the case. Personally, I would consider taking it further if there was a gross negligence involved, intentional, AND the injury will cause a permanent and functional issues later on. That is how I would handle it, if my own finger was sliced.


handymanmike
Rating
Theres something not right here....

When you say "amputated", that implies that this event was a deliberate procedure, probably done by a medical professional. In others words, it wasnt an accident that just happened.

No school, not even one with trained nurses on duty, would ever amputate some childs finger tip, not even if it was a medical emergency. If it was some emergency, they would send her to a hospital via ambulance, and notify you immediately.

So what actually really happened to her finger? What you have said thus far doesnt make any sense.


mbrcatz
Rating
Well, if the school is a PUBLIC school, you'll have to sue the little girl who kicked the gate. Public schools are governmental entities, and subject to the governmental immunity laws - you're not going to collect ANYTHING from a public school, not even medical payments, unless you bought their accident coverage at the beginning of the year.

But the little girl's parents homeowners insurance should pay it - assuming she's around the same age.


PointHo
I feel for your daughter, but don't be so quick to sue. Any money that you get from the district means money will have to be taken from somewhere else and we all know that schools don't have a lot of money. If the school was at fault, I think that they should pay the medical bills. Accidents will happen, even tragic ones.


mx3baby
I agree with the first post. Was it due to neglect on the teacher's part? Was it because your daughter was being naughty? We need more info.


dadw5boys
Your daughter like many football players will have to live with this injury the rest of their lives.
I don't know what effects the end of a finger or which one it is will have on her life but parents who do not stand up allow more things to happen to other children in the furture as I see it.
Imagine how many hundreds of thousands of young men have lived their lives in pain from back and knee injuries because the coaches and parents said " walk it off" or " be a man and take some pain".
I was one of those who has suffered over 52 years from only one injury in a football game. The lack of sleep alone from the pain has nearly made me nuts over the years.
My parent didn't think about me suffering from the injury long term only if I would be able to play again. Imagine that!


?
Rating
Welllllll. . .I will say that school districts have insurance which pays for attorney's fees in the case that you sue them. Teachers often do as well by joining some union or teacher's organization. (I'm a member of UEA which costs me aroudn $100 a year but will save my tail end if anybody tries to sue me about something that happened at school.) If you did decide to sue them, you'd better have a strong case and be willing to fight for a long time. Of course if your case is a good one, they may settle out of court and you could do well. You should really schedule an appointment with a lawyer. In this type of case, they'll want to charge about 40% of whatever the settlement ends up being so you won't have to pay a deposit if they decide to take your case.


girl in black
depends on how the event happened.


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