I have MPGN type 2 (kidney disease). I will eventually need a transplant and currently taking medications. I also have asthma. Additional Details I do have medicaid but doesnt that end ...
I had a fire and liability policy on the house and the insurance company cancelled both policies. What can I do? Additional Details Thanks everyone for all your helpful answers. The ...
that's 23 years old, white, male in upstate new york, college grad, (nonsmoker/no health problems). I just need a ballpark figure. $10? $100? I just have absolutely no idea so if you have ...
i live in a townhouse/apartment and i want to go outside and be active but theres nothing to do no bball hoops anywhere and my parents work all day so they cant take me anywhere
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I was made the benificiary on a life insurance policy that my dad had for me. But I don't remember the name of the company so I can call and ask. Is there a way to research it? There is no one ...
I'm only 28 but am thinking of getting life insurance.
I'm quite healthy but have been a smoker for 15 years.
How much more can I expect to pay for insurance as a smoker?
D...
mzswales
Title insurance?
what exactly does title insurance cover? is it true you only pay for it once
You pay for it once every time you get a title to a property. It covers the purchase price of the property, if it turns out there's a problem with your title of ownership to the property. Example: Five owners ago, someone forged the name of the seller, and now the TRUE owner wants the property back. Or, the registrar of deeds made a mistake 25 years ago, and your lot that you THOUGHT you owned is actually the wrong number, and your ACTUAL lot is in the middle of nowhere, or doesn't exist.
Semi-charmed
An escrow company (at least in Ca) will take care of the title insurance. And you must pay each time you purchase a new property or refinance.
doodles
Title insurance is a guarantee that the house or land that you are buying can be legally sold and that the people selling it to you can legally sell it you.
It will also protect you because the title insurance will show what type of zoning your property is, etc...
You would buy title insurance every time you buy a new home or property.
Proud Momma
yes, you only pay for it at closing of the house. It's sorta like insuring that you have a good title to the house so that stuff from the past doesn't come back to bite you in the butt. And yes, you want it and you need it.
ann
You pay for title insurance every time you mortgage or refinance a property. It insures the mortgage company that someone else does not have a mortgage or lien on your property, that you are the true owner of the property and that the taxes show they are paid. Also that you are not over-extended with 2nd and 3rd mortgages and equity loans.
ronb48146
it guarantees that you get what is on the title/deed, with no liens. and yes it's true you only pay once,
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