With regards to car insurance, what does having a deductable mean? |
| For example, if I have a $500 deductable, what exactly does that mean when claiming from insurance?... |
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Do rich people need insurance? |
| I was just wondering..if they have so much money....do they really need insurance?... |
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My car is a w/off due to fallen tree, t p insurer advised damaged not covered as act of god, dam to hse is ok? |
| it was gale force winds today, i had parked outside my mother's house, the tree from over the road blew accross the road onto my car also damaging two houses. my mother's included. The ... |
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Does New York Life Insurance make its agents bug all your friends/family for life insurance? |
| I have interviewed with New York Life, I really like the partner with whom I would be working for but he never gives me a straight answer on how we get leads, or where our clients come from. He gave ... |
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How will my insurance company pay out on acidental damage to my PC? |
| I have home and contents insurance with Norwich Union and have just dropped my PC and now it wont work.How do I go about reporting it and what happens when I call them. I have never claimed so dont ... |
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Is this term life insurance worth it? |
The monthly premium stays the same for the entire term.
Female, non-smoker, 28 yrs old, in good health.
Monthly premium: $12.39
$50,000 coverage for 56 years (until I'm 85 ... |
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Car accident!? |
| A guy ran his red light totaled my car.. i made a claim through my insurance so i cold get an adjuster and i called the other guys ins bcuz nobody contacted me. So i made one for his insurance to. ... |
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Any expert advice on one person health insurance for the self-employed? |
| I have no idea where to start looking for health insurance for the self-employed. Any advice??... |
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How do I get my ring valued? |
| I'm wondering whether I should get my engagement ring insured. Does anyone know how I can get a reliable valuation?... |
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Are these health insurance ads I'm seeing on TV for real? |
| I have open enrollment at my job for next year but I pay $500 a month for family coverage. Can I do it cheaper without compromising my families care?... |
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Need some help here guys...? |
| ok so im looking for a health insurance i can pay monthly without optical included. i need medical and dental...dont want to spend more than like 200 dollars a month...help me out guys...anything? ... |
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I have a life insurance exam and I smoked a few cigarettes...? |
| I quit smoking a few years ago but I recently lost my mother and have smoked a few cigarettes (like 6 cigarettes over the last 2 weeks). I have to take a blood test for for a new life insurance ... |
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Do I really have to disclose everything for a life insurance quote?? |
| My wife has a family history of cancer which is causing my life insurance quote to change from £15 a month to £50. Do I really need to disclose this info to the companies, or should I not tell them ... |
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Summoned F | Told this morning that my insurance ends in 4 days. Is this legal? ? |
I was just told this morning that my insurance (and job) will end in 4 days. It is because of the economy. I am the last of hundreds...
I cannot get Cobra coverage that fast. They can't even send me an insurance pack by the weekend.
Is this legal? I am worried that I could get hit by a car on Sunday & I would be screwed!
Thank you for your help and direction. |
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Mandi*
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I am an insurance agent myself, and unfortunately this is true. I can send you my link for health insurance, if you are interested. It's relatively inexpensive & I go through United Health Care. It gives you pricing on the spot & is available immediately. COBRA can be EXTREMELY expensive to transfer your insurance & it takes quite a bit of time to obtain. If you are in need of a job, the insurance industry is booming right now. (depending on which one that you go through) We are busy replacing benefits that have been lost & securing assets that haven't been lost. I hope that I was of help to you! Thanks! |
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kritten
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If you chose to get cobra, it will be retroactive to the day you lost your insurance. If you get hit by a car on saturday and fill out the cobra paperwork whenever you get it, they'll still have to cover you for the accident. |
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jamsterette@sbcglobal.net
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So sorry to hear about your job and insurance loss. And yes it is legal. I have always felt that Americans should all have insurance covered by the government. Maybe then, the companies could stay in business and not have to downsize as they are now. |
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bud68
 |
Under COBRA, the employer is required to keep the insurance in force, even if all the paperwork isn't done by the "normal" termination date. |
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Insurance Pickle.com
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If you're entitled to COBRA it'll be retroactive. It's the same plan you already have -- you just need to pay for it.
Just use your same card and as long as you pay for the coverage any claims you have won't be denied...or reversed if you later don't pay. |
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Lisa
 |
Yes its legal. I know people in my area who were told that they shouldn't come in the next day to work. So 4 days notice is nice compared to what the people i know got! If you don't have any pre-existing conditions you may want to look into an individual health policy. They are usually considerably cheaper then COBRA. However, if you do have pre-existing health conditions it is best to get COBRA as they would most likely be excluded from coverage under an individual policy. |
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Rick T
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sorry to hear this. This country is going to be difficult to handle in the next ten years. But if you were struck by a vehicle, your auto insurance would be primary, health would be secondary. But anyway, all the answers on here will provide you with issues w/ cobra
Goodluck |
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toyyyo b
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health-quotes.talk4fun.net - my family have this health insurance. It is affordable and has good coverage for dental issues. |
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mbrcatz
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Yes, they do not have to give you advance notice.
But you have 30 days to take cobra, from the time you get your notice - so you CAN get cobra, and it will cover you retroactively, to the day you lost the group coverage. |
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