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 Did u save a bunch of money by switching to Geico.?
i sure didnt they charged me alot i got a better deal of allstate and statefarm....


 In terms of investment, which is the best ? Aviva india or Bajaj allianz..?
...


 When billed on something the insurance says they didn't allow anything and I owe nothing, what does that mean?
I recently got a medical bill and it listed all this stuff from when I seen in a hopsital and prices and it said the insurance didn't allow any of it and I didn't owe anything, does that ...


 Minor accident other party fault?
We were in a minor accident with the other parties fault, after 5 months of waiting on our insurance company to get the other company to call their insured, we filed a no-fault claim with our ...


 I am trying to contest Total square footage of my home, against an insurance company, how do I measure this?
Looking for Total Sq footage of living area of house. Living area includes what space in house? Basement would not be included?

How do I determine total square footage of my house and ...


 I Live In My Car... Help Indiana Insurance firm has taken nearly two years to settle this claim. HELP?
house fire 10/2005 INDIANA still have no insurance settlement
help somebody help! I live in my car. my business & my home are both gone. lawyers have taken my remaining cash and have done ...


 What is a good, affordable auto insurance?
I currently have Famers and have been a loyal customer to them for several years. I have no priors, no tickets and I'm a great driver. They have just increased my rates and I don't agree ...


 Can you get a life insurance policy with out a social security number?
...


 Travel insurance for people with pre-existing medical conditions (UK)?
Can anybody recommend a travel insurance company that specialises in travel insurance for people with pre-exisiting medical conditions in the UK? Thanks....


 Who could she call?
My father passed away last week and my mother is having fits w/ the insurance company thru his employer. Who could she call on a state or federal level to help her?...


 ANY CLASS ACTION LAWSUITES AGAINST GEICO?

Additional Details
Bad faith practices such as dragging out claims and refusals to pay claims for theft and damages to vehicles. My car was stolen in june of this year and they have ...


 What would happen if i don't pay my deductible?
i'm almost 8 months pregnant and i have to pay a $1500.00 deductible before january and i haven't paid anything because i used up all my money after hurricane Ike and now i'm to broke ...


 How long will my health insurance cover my daughter after she graduates from grad school?
...


 Need insurance with maternity coverage already preganant?
We are recently moved to CA, my wife is pregnant, we dont have insurance before. is it possible to get insurance in maternity coverage in CA. if not is there any other possibilities

Thanks ...


 How can i find a free or cheap laywer in IL?
I am being sued about rent at a place i never signed a lease?...


 My owner take to much time for repair my apartment. P.S PLEASE SORRY FOR MY BAD ENGLISH BUT I NEED A HELP?
I need a help, my owner take to much time for repair my ceiling from my living room and some of the bath room. In March, my ex neigboor made by accident a "deluge" because her washing ...


 How can my husband open a life insurance policy?
We recently found out we are expecting a baby and need to open a life insurance policy in case something would happen to him so we'd be taken care of. We have insurance that is paid for by his ...


 Can anyone recommend a good UK car insurance conpany who DO pay up should you have to make a claim?
T...


 Can they fire me for this?
I work at a place where we get so many days paid time off. I asked my boss if I could take a vacation day on this day and she said that was fine. I was having problems with one of my children and ...


 How long do you have to be at a job before you can leave and get COBRA continuation on your health insurance?
I am miserable at work, but I would like to be able to keep the insurance, even though I'll be paying more for it. I've had insurance coverage from the very first day, if that makes a ...



tyranny247
UK Health insurance and pre-existing illnesses?
I have depression and everything that comes with it. Now i get insurance some with cover this type of thing. But not this coz i've had it in the last 5 years and still have it now. There has to be somewhere out there that will cover this?
Additional Details
I tryed to get help on the nhs not its not working.
                     
 




murphy
generally health insurance will not cover pre existing conditions, esp if they are on going. if you think about it insurance is protection against something that may happen, not will happen or has already happened. There may be a company out there that is prepared to cover you but i would guess they would put impose a few conditions and an excess fee. sorry i can't help any more but good luck


mayo boy
The biggest underwriting problem with depression is the risk of suicide, hence life insurance can be a problem. However you can arrange life cover with a pre existing condition reputable IFAs will submit simultaneous proposals to 3 or 4 companies and see who will provide the lowest loading and / or the least exclusions. I know a company that provides modest cover say £12000 or so to people with terminal conditions. I arranged cover for someone with a terminal tumour in December 2005, he died in Feb 06 and his widow was very relieved to receive a cheque for £7000, only 3 premiums of £20 had been paid, so dont give up. Im pretty sure that there is a charity that helps people with this distressing condition they may be able to advise your reference section at your local library will help.


efrankdeniro1
more expensive in that case


gorilla
Rating
Insurance companies are loathe to give cover when someone already has a condition. They will provide cover for anything not caused by the existing condition but they would want you free of depression for some time and certified OK by a doctor before they would consider covering you for this.
Its like car insurance. They dont like young drivers because statistically they are a greater risk and they dont want to pay out.


Michael H
Rating
unfortunately i don't know of any insurance that will cover pre-existing depression.

i guess you are looking for financial support for phyciatrists and/or councilling.

generally these services can be bought on a pay-as-you-go from suppliers like bupa. but its not cheap.

and you are right to look for private cover, the nhs totally fails people with depression

firmly stating you have depression is a strong place to be and i hope it gives you a good foundation for future improvements.

best wishes, me


♥*´M`*♥
Rating
No - all medical, life or health insurance plans will not include any pre-existing illness where you have sought medical treatment/advice in the last 5 years

this is to stop people who have illnessess but dont want to be treated under nhs from taking out plans solely for that reason.

insurance is to cover costs 'incase' something happens to you, i.e. incase you have a car accident, and not to cover an existing problem.

For instance you cannot take car insurance out after an accident to cover your repair bills!

Insurance companies are businessess - not charities!


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