 Why buy life insurance? |
| I'm married, have 2 young children and wonder why I need life ... |
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 Been burgled need help regarding claim for insurance? |
Hi everyone, sadly we were burgled on Saturday night. They burgled us whilst the whole family was sleeping.
I have insurance but am worried that I dont have shop receipts for the stuff stolen ... |
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 My friend's employer told him his health insurance ends the day he quits. Is that legal? (see details)? |
| My friend pays a monthly health insurance premium as a payroll deduction. He is considering changing employment and had been told that by his employer that the last day he works is the last day he... |
|
 Should flood damage be covered under the homewoner's policy? |
| I am doing a presentation on this and I cant find any good relavent information. I am against flood coverage being mandated to purchase a home. Can anyone please assist?... |
|
 Building and content insurance? |
| Could someone suggest the best place to do buliding and content insurance at cheaper rate and company with good reputation as well.... |
|
 Can married women do health insurance for her in-laws? |
I mean to say spouse , 2 kids, 2 dependent in-laws.
so all together 6 members.... |
|
 Insurance for Apartment Buildings? |
| Do any policies for landlords include the contents from the renters in the policy?... |
|
 Doctor charged me AFTER I paid copay? |
| I have PPO and I went to the dr and was told my insurance covered it so all I had to pay was $15 copay. Then, I just got a bill in the mail. My insurance didn't change or anything and they told ... |
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 LIfe insurance denied? |
| I am a 29 year old non-smoker, mother of one, married woman who is the picture of health. However, LV have just denied me life insurance "for health reasons" (really specific, as you can ... |
|
 Is it ok for robots to be friends with ghosts? Or is that unacceptable? |
| You never see them hanging out or anything. I see robots and werewolves making out hard at the mall all the time. What the crap?... |
|
 Can you get on medicaid even if your listed as a dependent on your parents insurance? |
| I found out that I am pregnant, and I live in chattanooga but my parents live in Memphis. I was here in college but then had some problems and had to take the semester off. I dont want my parents to ... |
|
 Are whole life policies a big rip off like I hear on the radio?? |
| I hear Dave Ramsey says these are a rip off and only do low cost term life insurance. I have a whole life policy with the Knights of Columbus and I might cash it out, but not sure.... |
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 Am I due a refund from my health insurance company if...? |
| My insurance dropped coverage on my husband after they said I couldn't prove we were legally married. They asked that I send my tax documentation filed for 2006 proving that I filed as married. T... |
|
 Should my Insurance be responsible??? |
| My apartment was burglarized in July I had renters insurance, they received my claim saying it was not forced entry. I called the officer that was called to my apartment and he said he noted on the ... |
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 Does anybody have any good reasons for......? |
| claiming on their house insurance??? What did you claim on? and did they pay out?... |
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Rajesh N | Unable to pay LIC Premium. What are the options available? |
I hold 12 LIC policies, with net preminum of 10,500 per month. I'm unable to pay the premiums for all the policies due to financial problems and hence discontinue few of them. In LIC website, except surrender of policy, no other options are listed and it is mentioned that surrender value is less than the actual premiums paid.
Please help me to understand more in this regard. What is the procedure for discontinueing the policies? Is there only one option of surrendering or is there any other options? Can I stop paying the premium and avail the premium benefits after the maturity period for the premium already paid? |
 |
 
GREG S
 |
IN AMERICA, THERE IS A RECENT DEVELOPMENT THAT HELPS SOME PEOPLE IN YOUR POSITION. THERE ARE COMPANIES THAT EVALUATE YOUR POSITION, YOUR HEALTH, AND THE POLICY, AND MIGHT MAKE AN OFFER MORE THAN THE CASH VALUE OF THE POLICY. IT IS A RAPIDLY GROWING FIELD; THEY MAY NOT BE ACTIVE IN LIC POLICIES YET, BUT MY ASSOCIATES WERE ABLE TO SELL A $3,000,000 DOLLAR (USA) POLICY WITH ZERO CASH VALUE FOR $930,000 CASH IN ONE EXTREME SITUATION. CAN YOU CALL ME AT 1-888-686-4734 OR EMAIL AT GREGSLEMP@COMCAST.NET? WE COULD SEE IF THOSE COMPANIES ARE WILLING TO LOOK AT YOUR MARKET YET.
I HATE TO SEE YOU JUST GIVE UP WITHOUT AN ATTEMPT TO SALVAGE ALL YOU CAN; YOU HAVE PREPAID FOR A LOT OF COVERAGE. |
|
j.tejraj BL title toseashipment
 |
you can get the policies paid up in which case you need not pay the future premia and on maturity you will get the paid up amount of the policies. Alternate you can pay the premia for a lesser number of policies and get the others paid up |
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krishna
|
send u r policy no to mrkdas@yahoo.com, and call me on 9440884300 ,
mean while u first ask the nearesr branch for loan come reviwal and decide first which policie u want to continue which to discontinues ..
i will show u the clear and best way to sell out u r policy .but it is best to continue always.....
u send u r policy no`s and doa call after sending mail i can do the best. |
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toknowmore
|
Dear Mr. Rajesh
May God bless you with prosperity soon.
Please write to me full details of all policies (plan-term,SA,No.years premium paid,date of commencement of policy) so that I can suggest you the maximum beneficial way.
You may get loan from lic on your policies, and pay the premium. Once you take the policy(s), it is not advisable to surrender. Because, you will loose the risk cover and also if you take a policy again, the premium will go up.
HAVE A NICE DAY AND MAKE IT A GREAT DAY !
GOOD LUCK !
PNK
CHENNAI
pnkmurthy@yahoo.com |
|
Jeevan Kumar Mittal
 |
You can surrender your policies or covert into full paid. Your branch will be best guide in this. |
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Janmitra
|
Friend,
There is no need to panic. Just ask your Insurance Advisor before doing anything. Insurance Companies Divisonal Managers/Sales Manager will also help you. You are not paying small amount, therefore without disturbing your present status of your policies just consult as above. It is also not clear from your question that for how many years you are paying premiums for your policies.My opinion - just contact the Insurance advisor or Insurance Agent through whom you bought the policies. |
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Mohamed Ali
 |
Hi,
You must have made an analysis before you took 12 policies.
Anyway now the solutions finding is most important. Its your hard earned money..may be. Please do not surrender all the policies. Keep the policies with minimum premium and maximum coverage(if you have a Term Insurance Policy)..
try to pay premium for the best among the other policies .
I do not know what kind of work or business you do. If you are qualified you may take up an individual insurance agency
( Life and no-life insurance business) to earn some money during your spare time and pay for the policies little by little.
Its a double advantage... You need not let your 12 policies lapse and you will have regular income also from your insurance business also. May God bless you. When there is a will there, always, is a way. Keep trying for the best. |
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