 Question about auto loan...? |
| I am 18 years old and I am currently trying to get an auto loan from a bank. I don't have established credit so I am having my aunt co-sign for me. I am getting the loan for $7500 but I have ... |
|
 LIC Market Plus? |
| Hi, I would like to invest for my childs education. How do the LIC market policy work ? What is the minimum amount I have to invest ? I would like a balanced option in the policy. What would be my ... |
|
 How much does Workers Comp cost? |
| I'm self-employed custom kitchen remodeler/installer. I work alone for the most part,I sub-contract jobs from a major cabinet supplier. New policy says we must have liability insurance AS WELL AS... |
|
 Can I put my brother on my health insurance? |
| He no longer has any and can't get any through his employer until January of 2009.... |
|
 I need to get a root canal soon, i need dental insurance..please help!? |
| i just went to the dentist today, doctor says i need root canal, it is going to be $500 for that and $550 for the crown that i also have to have, plus some other expenses (i have some cavities) i don&... |
|
 Licensed insurance producers, please share, I new to the biz:)? |
| Please share some words of wisdom and experience with me. Anything will be welcome. I am a newly licensed Life/Health independent agent supplied with great leads. Secrets, tips, and on the road ... |
|
 How much compensation should I expect from being incorrectly sold an endowment policy 18 years ago? |
| Also is it worth using a claims company to act for me , or should I just persue it with the company ... |
|
 Scooter insurance? |
| I am 16 and going to get a moped and was wondering if i can pay the insurance monthly in my name or can it be in someone else' name like for example my brother who is over 18, when i say in ... |
|
 Can life insurance benefits be seized to pay debts? |
| I know they're not taxed. But if my husband has debts that are in his name only that were incurred before we were married, or even while we've been married, can those companies collect ... |
|
 I have cost u less insuarnce.......? |
| dont u think $209 a month is a little high when i got into an accident last year and thats the only violation i have never had a ticket i dont get why it is sooo ... |
|
| My father is 79 and has suffered a stroke he has no burial insurance or life insurance? |
| does anyone know if there is some type of insurance that I can buy to help nme with burial cost? he is a Veteran and worried that is there isn't enough money to bury him when he ... |
|
 Would you eat this? kielbasa? |
it was opened once but i sealed it and its been in freezer, exp date is july 20th? it came already cooked in one of those hillshire farm packages?
Additional Details
lol no i didnt ... |
|
 Should you settle with an insurance company after an accident? |
| Is it wise to take the first offer? If not what steps do you take?... |
|
 Is a lost engagement ring covered under personal property protection? |
| I lost my engagement ring at my house. It slipped off my finger while I was showering and went down the drain. My personal property protection states "reimbursement provision" and that &... |
|
|  |
dsjnix | Under what circumstances will homeowners insurance generally pay for a new roof? |
I would like to know under what circumstances , if any, will homeowners insurance pay for a new roof? We have friends that told us a roofer looked at theirs a few years ago and said it had hail damage, then homeowners paid for all of it. Would that generally be the case? |
 |
 
Sue
 |
They will pay to replace the whole roof if a covered loss damaged the whole roof. In your friend's case, it was the hail. Most companies will check to see if there had been a hail storm in your area around the time of the submitted claim - they keep track of these things - they also keep track of lightning strikes. If wind only took off a few shingles, only the few shingles would be covered. If the roof was old in this situation, your company would pay the few shingles & any resulting damage to the interior (less your deductible) & you would have to pay for the balance of the roof replacement. If wind takes down a large tree that falls on your roof & damages the whole thing, this would also be covered - there may also be structural damage from the tree. If you have an old roof that you are looking for an excuse for the insurance to pay, this is maintenance & that is not the intent of your homeowners insurance. |
|
Sassygirlzmom
|
Yep, hail damage or after a severe wind storm where a lot of shingles are missing or damaged. |
|
Faye H
|
Hail damage is covered but you would need to report the claim at the time of the damage. You can't call the insurance two years after the fact and say, hey my roofer says I have hail damage.
Also, they would want to inspect it to see if you actually needed an entire new roof or if it was repairable. If you needed a new roof anyway because it was just an old roof, and then a hail storm comes along and does some more damage, you may not get the entire thing covered.
If you have damage, you need to report it at the time it happens or you'll play hell proving that the storm or whatever, caused it, months or years later. |
|
MTR
|
Insuance covers a "sudden & accidental loss" caused by specific things (perils). Usually, hail is one of those, and most often the company would honor hail damages after first inspecting, provided you reported it timely. Windstorm is usually covered, as is Aircraft, riot, vandalism, eplosion, smoke & fire. However, just because your roof needs replaced, does not mean the insurance company will pay for it. It also wears out, and that is maintenance, not covered under the insurance contract. |
|
Random Guy from Texas
 |
Your homeowner's policy very likely covers this.
You can always request a copy of that policy from the company.
Any problems with the company can generally be worked out with the company, but remember that each state also has a department of insurance to help with such things. |
|
529s.com
|
Its important to understand the coverages on your policy. Keep in mind that your homeowners insurance policy is not a maintenance policy. It does not cover wear and tear. If you have 30 year shingles on your roof for 50 years and the roof starts leaking, don't expect that to be covered. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 12 minutes(s) ago
| | | |
6 | 20 minutes(s) ago
| | | |
6 | 21 minutes(s) ago
| | | |
6 | 40 minutes(s) ago
| | | |
6 | 1 hour(s) ago
| | | |
4 | 4 hour(s) ago
| | | |
6 | 5 hour(s) ago
| | | |
6 | 6 hour(s) ago
| | | |
6 | 8 hour(s) ago
| | | |
6 | 10 hour(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
