 What does Term Life Insurance mean with no surrender value? |
| If I had a 15 year Term Life Insurance at $100,000. with no surrender value. What would it be at the end of 15 years. Can I collect the full amount on this type of insurance?... |
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 My insurance company paid for services at a certain level and say they paid too much, and want a refund.? |
They covered me at the same price for over 13 visits and now say I owe them.
Additional Details
They say it was their mistake. Why should i have to pay them back? If I knew it would cost ... |
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 Auto insurance says they are terminating me for late fees, but I paid them already? |
| I have mercury insurance. I always pay my bills early. I paid them on the 29th of February, bill due on the 3/1. I just got a terminated letter in mail saying that my auto insurance is ending on the 2... |
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 Disability Insurance? |
| I'm looking to purchase Disability Insurance and am having trouble trying to figure out the legal language. Are there any suggestions on what company to go with or are there major loopholes I ... |
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 Will home insurance cover a wet cell phone? |
| I have a cell phone that I just dropped into the pool. My cell phone insurance won't cover it, will home insurance cover it?... |
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 Which is the best life insurance policy in USA.? |
| I am student and I wish to take an insurance policy so that my parents could benefit from it incase of any bizzare circumstances happening to me. I am not a citizen of USA, I wish to stay for ... |
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 Health Insurance? |
I'm doing an assignment on health insurance and I wanted to know why is it a good thing to get health insurance?
T... |
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 Insurance settlements, and how much do I ask for??? help!!!? |
| It is manditory for me to see my chiropractor 3 times a week, for 12 weeks until my spine is better. He said he is considering my injury a spinal dislocation of some kind. I am now ready to negotiate ... |
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 How much condo insurance should one get? |
| if i have a condo that i want to get insurance for, what is a good amount? the condo is 1215 sq ft w/ 2 bath & 2 bedroom.... |
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 Is there any way to get financial assistance for prescriptions even if you have insurance? |
| I don't mean for children or old people just the average adult. The meds that I take are very expensive but I have to have them. I just wondered if there was any help I could get?... |
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 Has anyone had trouble with american general life insurance telling you your policy will be will no good soon. |
| american general life told me my policy would be worthless soon and then tried to sell me a new policy with triple the rate and also take all my cash value from my old policy (without telling me).... |
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 *****Is pregnancy considered a 'pre-existing' condition to health insurance agencies? HELP! NEED ANSWERES!? |
We plan to marry so the baby and I can get covered, I just found out last week and dont have an Dr. Appt until the end of Sept. Would it be considered pre existing if we wait til after the Dr. ... |
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 Group health Insurance? What if my emplyer doesn't offer the best group health insurance? |
Hi
In my last job, my employer offered quite good group health insurance but my new employer doesn't.
The cover they are providing does not offer many benefits and would ... |
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 What should i do??? |
| My uncle is pressuring me to get life insurance !!! I dont know if i should get it or not i mean i know it's good for me but i'm only 18!!! He's driving me crazy !!!... |
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 Dang insurance company question...? |
| i am a home owner and moving out of the country for 1 year. i have rented my house out to a couple of tenants (same 2 people will occupy the house for the year). i have done this twice in the past ... |
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 Joint car insurance policy with boyfriend? |
| My car insurance company is willing to give me and my boyfriend joint coverage for our vehicles.... but my BF's medical insurance won't cover "co-habitating heterosexual couples"..... |
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 Can a 17 year old get their own medical coverage in California? |
| I'm 17 and live in California. I was wondering if I am legally allowed to sign up for my own medical insurance, like through MediCal or something, and not through my parents. It's a long ... |
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 Health insurance question? |
| I will be 18 next month. I dont live with my parents I havent had insurance for a few months either.. I live with my bf. and I want to get insurance but I am looking for a good insurance that I wont ... |
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Ms. J | Vision or dental insurance? |
should I get vision or dental insurance? I can only choose 1 from my employer because it goes by a points system. i have glasses and contacts for my eyes and i also have a dentist that i go to ever 6 mos but she is not on any of the dental plans they offer. so if i get dental at no cost to me then i go to a new dentist or if i get vision or go to my current dentist and pay full price for her services. or if i get vision i get a pair of glasses and/or contacts for free every year but if i dont get vision i pay for it myself. please help! |
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Zefina
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I would get dental, glasses/contacts are cheaper to buy out of pocket than dental work. |
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Insurance Pickle.com
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Vision coverage is usually a joke...go for the dental....it's 5-7 times the benefit easily....ok well possibly.. |
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J
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definitely dental. you can eye exams for a fairly cheap price at sears, target, and even cost-co, and you only have to go once a year. you need to see the dentist twice a year for a cleaning and if you have cavities or need anything it gets really expensive. contacts are not too expensive and glasses that are covered are usually only the lens and cheap frames. i wear contacts and glasses but my dental bills add up much faster. |
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Phil
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definately dental... I had both vision and dental free with my old employer and i found the dental to be more beneficial.. Lets face it an eye exam is about $90 a year for me and a years worth a contacts lets say are $100 at the most. so that would obviously be $190. But a dentist visit is at least $110 and you do that twice a year and that probably doesn't even include yearly x ray.... You have a better chance chipping a tooth or needing a root canal than having something major happen to your eyes. Dental definately!! |
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Mike B
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Check your annual cost for each. If you were to pay full cost for both, which would be more expensive? Also factor in some costs for emergency care such as an eye infection or a chipped tooth. Then pick which would be more per year, insure that one, and create a separate savings account to handle the other. |
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es
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Most of these benefits have maximums they will pay. See which one has the larger maximum, and select that one. Neither will be at "no cost to you" probably, because dental generally works on a scale ( so much for a cleaning, so much for a filling) and a maximum pay out (usually up to $1500 per year for dental). So it is a supplemental, not all inclusive insurance. The vision insurance will also have limitations that it will pay. It depends which you incur more of--dental costs or vision costs, per year. |
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$@ve
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Vision if you wanna see forever. Dental if you wanna be able to eat. |
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