 What is the best home insurance? |
I am looking to get a home insurance for the flat that I am planning to buy soon. Do you know a good home insurances that I could get?
How much would it cost me to insure my flat and the content?... |
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 Question for Auto Insurance agents? |
| Do you have to have some kind of cirtification to legally sell an car Insurance Policy to a customer? Can a Receptionist legally sell a policy?... |
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 If a branch from a tree in your yard falls & damages your house does it matter if it fell in a storm or not? |
This is under an average house insurance policy.
Does the health or age or species or size of the tree affect the Insurance cover?... |
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 Was there a single event that caused the need for this Bailout Bill? |
I just heard that the bill was just approved but I was just wondering, what actually caused all this?
Additional Details
I also heard it may largely be due to the fact that the Lehman B... |
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 My son had me insured for my car my son as died how do i find out who im insured with? |
Additional Details
thank you all for your answers my son lived with his girl friend many miles away his girl friend does not seem to want me to have insurance details or any of the car ... |
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 Insurance for a Preschool? |
| What kind of insurance is needed when opening a preschool. I am anticipating twenty 3 year olds two days a week and twenty 4/5 year olds three days a week. The times for classes will be from 9am-12... |
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 If i get an STD and my parents pay for my heath insurance, will they find out i have it.? |
| i don't have my own health insurance that i pay for, my parents do....i am going to the doc for an annual and i was wondering, if something goes wrong lke i have an std or something, will they ... |
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 Does anyone understand health insurance and them determining what is a "Pre-Exsisting Condition"? |
| Last November I got insurance through my employer and on the form, I listed any medical issues or conditions I have or have had, any prescriptions I take and so on. Based on that information, ... |
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 Does Worker's Comp cover Carpal Tunnel Syndrome? |
| If you work as a secretary and work on the computer all day long, would Worker's Comp. Ins. cover your loss when it comes to Carpal Tunnel Syndrome? Plus, what exactly would they cover? The ... |
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 Is the pool fence covered by home insurance? |
| My swimming pool fence is only 3 years old and it is now full of rust because I live close to the ocean. It is literally disintegrating. I have house and contents insurance and am wondering, do ... |
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 Which health insurance do you recommend? |
| I'm a 20 year old female with a federal job. I go to the doctor for womanly visits about twice a year, wear contacts, dentist check up, and I'm on birth control pills. Which health plan ... |
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 Health insurance? |
| The company im currently working for offers Humana health insurance. Are they any good? and they also cover 90%..Is that a pretty big amount?..... |
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 What if there are 3 kids and the oldest is the beneficiary but is not doing the leg work to collect ins. pymt |
| Could any of the 3 kids(all adults) check the status of the claim? It is pushing 90 days since he said he filed the claim on their mother's group life policy. Why would it be taking so long and ... |
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chnchita | We're refinancing and need to know if I have fire insurance....? |
We have a homeowner's policy (with AAA) and earthquake coverage but the finance company is asking only for proof of fire and/or flood insurance. Is fire covered in a basic homeowner's policy? |
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RunningUte
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YES - homeowners policies include fire as a covered risk.
All you need to do is to contact the HO company or agent (by phone or internet) and request a "coverage declaration". Yu can often get that off of the company's website. This will provide the proof that you need.
I wonder abount the experience of you finance company but you didn't ask about that.
I hope that this helps |
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Brain
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What? I've never heard of that. What they are asking is do you have a hazard insurance policy. You should just give them your agents name, company and phone number. They should be requesting that information not you. They will need to order a new insurance binder w/the new mortgagee clause anyway. Geez, is this mortgage broker new? |
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fuzzykitty
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I believe it is , if you have any doubts you could call the company you have it through. |
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njunprincess
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Yes, Fire is one of the main perils covered under a homeowner policy. It is included as a PACKAGE deal you get when purchasing it. Your finance company just wants a "declaration page" (copy of the policy) that shows the limits & coverages, location, and effective dates. They will also want to be listed on the policy to protect their interest. If they aren't listed on the policy as "mortgage holder", then you will have to make sure they are added to make them happy. |
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Sue
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Homeowners policies cover fire insurance, always. Homeowners policies do NOT cover flood so if you need it, find out right away because you have to buy it & pay for it in full before your closing. Flood maps in many areas have changed so if you didn't need flood insurance on your prior mortgage, doesn't necessarily mean you don't need it now.
If you are refinancing, the new mortgage company will need to be listed as mortgagee on your policy effective on the date of closing. Call your agent & they will be able to do this for you. If you have a good agent, they will NOT make the change if the new mortgage company calls them, they will need to talk to you first before they make the change. Only you can make changes to your policy. The current mortgage company can delete themselves from the policy but not much else.
One other thing, there is NO such thing as "hazard insurance" as the first answerer told you. That is a banking/mortgage term that is NOT used in the insurance industry. It is not even wording in the insurance contract - the wording is "perils insured against" |
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baby f
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Best Anwser- Chosen by Voters
You need to call Frank IMMEDIATELY at 661-635-4900 or 919-802-3119 or 866-728-8587. He can get you financed with his network of over 400 lenders (up to 100%) even with bad credit. He has helped me with 4 properties and it has saved me thousands per month. He also helped me with foreclosures and made me a ton of money. He is an expert in this area.
http://www.realestatefundingnetwork.com |
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