 My husband and I are fixing to be checking into life insurance policies. What kinds of questions are they? |
| going to be asking us? How much should we expect to pay? He is 35 and I am 39. I quit smoking 1 year and 8 months ago. I have heard that it was best to wait until you had quit smoking for at ... |
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 Where can I get health insurance if? |
| Where can I get health insurance if I am am a college student? The thing is that I have thyroid problems and I have depression and anxiety as well. And just recently I finished both my medicines and I... |
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 When changing auto insurance companies, am I bound by law to show the new policy to the old insurance company? |
Say, today is 1st Feb'07. I had an auto policy (from Farmers) that expired on 1st Jan'07. Today, I buy a new policy from a different insurance company(AAA).
When I discontinue ... |
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 Can i be put on my parents health insurance if i am not currently in school? |
| I've been making myself sick over this all...see here's the problem....I should still be in college, but because of money problems, I decided to take a semester off. I thought it wouldn'... |
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 What does deductible really mean? |
| I'm looking for health insurance right now and I don't really understand deductible, I looked it up already and read a little bit about it but I couldn't really find the right answer I... |
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 I have no insurance in my job(beer store) if i get lay off(unemployed money)? |
| i have no insurance in my job (part time job) will i get unemployed money if i get lay off??? 5 days a week 4 hours a day $8/... |
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 Do you have life insurance? |
| Is it important to have life insurance or is it another money making scheme based on arousing peoples fear...... |
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 Health Insurance??? |
| I am needing to find a health insurance plan for my family. It will be for my husband & I and our 2 girls. I am looking for something that will cover it all....health, dental, vision....whatever. ... |
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 I own a small business, what are my options in California for affordable health insurance? |
| What I'd really like to know is, if there are some of you out there who own their own business, how much are you paying monthly for health insurance? I need to cover my wife and 2 kids and not ... |
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 Does the homeowner's insurance have to cover the mortgage amount? |
The market value of the house is worth 300K.
The loan amount is of 275K.
The cost to rebuild is 200K.
Would you be required by the mortgage company to get insurance to cover the ... |
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Roger P | We are a new small business. Where is the best place to get workers compensation insurance? |
Just looking for an insurance company (private sector?) who provides affordable workers compensation insurance for small businesses. |
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mbrcatz
 |
If you're a new small business, your best bet is the state workers insurance fund for your state. If you were NOT new, the best place would be the same insurance company that's providing your liability coverage, but being new, they will probably refuse to write the comp.
That's the problem - with a new company, it's not about who's going to give you the best rates - it's about who's willing to write it.
Depending on the type of business you have, the rates are all usually in the same ballpark, even if you WERE able to shop it out, which you aren't.
I'd still go to the agent who writes your liability insurance, and ask them to write the comp. It will end up in the state fund, though. If you don't have liability coverage, lots of luck - no one wants to write stand-alone comp, it's a lot of work, and not much money. |
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Ron Mexico
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Use a insurance broker to help you find the best fit for your company. |
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Xeod
 |
Contact a local independent insurance agent who can obtain quotes from several different companies and compare price, coverage & services. |
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GoWhitey33
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Your best bet is to go through a broker, your job is to keep your small business in business. Go find a broker to do all the work for you so he/she can get the best possible insurance for the best price. |
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churchonthewayseniors
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any full service insurance company........ask the insurance company that is providing your liability and other insurance, they should be able to write it up for you or refer you to a good company. |
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Wondering
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well if you are in iowa and do business in iowa call us at 515-285-0370. otherwise find an independent agent that offers business insurance and see if they offer wc. you may also check your states pool. |
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jamesfrye
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Let a broker do the work for you.
It will not usually cost you anything as the insurer will pay the broker's charges and the broker will shop around (if he is any good) and find the right plan for you.
Some brokers also go out of the way to fit "non-standard" insured's by insuring risk through overseas underwriters like Lloyd's.
Since they're free and more expert than you, It makes more sense to let the broker do the work and present the top 3-5 underwriters to you. |
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victorschool1
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Sometimes the insurance covers employees but not the employer. |
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