 I'm in the Hospital H.R. Person forgot to send my application to the carrier!? |
| I applied for insurance, but the H.R. person of the company forgot to send the application to the carrier to be process now what should i do? I'm in the hospital with no insurance. Is there ... |
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 Is $67.00 too much for a term life insurance policy worrh $500k? |
| I finally got life insurance and it is pretty much the same price for the next 34 years. However, I have not searched around and compared prices. Is $67 per month too much for a $500,000.00 policy ... |
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hello. my brother just rang me to ask if i can ask this for him. he has agoraphobia and social phobia, meaning he doesnt go out, nor like to be around people he doesnt know.
Anyway he has broke ... |
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It will be costing my wife and I around $20,000 a year. Is there any other options or ways to recoup some money from the government? The place she is in does not except medicaid.
We live ... |
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I am planning to buy health insurance for myself. So can someone tell me the difference between HMO and PPO?
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Additional Details
This is a personal injury case. The accident took place last year in July. I was hit from the rear at a stop light. My care was consider to be totaled out. I suffer ... |
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 How do major life insurance policies work? I have only ever had the ones offered through jobs.? |
I am single, non-smoker, 25 year old female in reasonablly good health. Non-homeowner & no kids.
How do you invest through life insurance? Etc...... |
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| okay my dad past away in august around the 9th and he got social security check for is disabilities and i got some too? well since he passed on they said i get some or all of his check that he use to ... |
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 My Policy no.420071640,issued by Baranagar Branch Kolkata,Original policy losted by branch itself? |
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 Recently my mother passed away. My father had a small group life insurance policy through his job.? |
He filed a claim and was denied because my mother was on disability. I'm curious , if anyone knows, if they can deny the claim even though her death was not caused by her disability.
A... |
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 Insurance told me they'd cover me, I got the procedure done, now they say they won't? |
| About 3 months ago I went to the dentist for the first time in about 7 years because I had been having horrible jaw pain and figured I had a bad tooth. Turns out, it was my wisdom teeth, which were ... |
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kindheart | What's my chances on taking someone to court after their auto insurance fail to pay my medical expense? |
i didn't go immediatedly to the doctor, because i had just started worked and couldn't take time off or else.... |
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jane
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it would be their insurance company you would have to deal with
that's why people have insurance
and this would be only if the accident was their fault |
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KC
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If you have huge medical expenses then you really need to see a lawyer. If your medical expenses are only $2000 or less then you can probably go to small claims court and sue the person. The problem isn't getting a judgment, it's collecting once you have a judgment. |
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Modus Operandi
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how soon did you go? If you went the next day, I could see it as would a lawyer... if you went a month later you have no chance. Plus the issue of fault comes into play. If you caused the accident you have no right to claim your expenses to their insurance.. |
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Louiegirl_Chicago
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be sure to document all of your health expenses and prescription costs, time away from work, etc. but you need to call a personal injury lawyer. if you can't get a referral for such a specialist from your own lawyer, then ask for the number to the bar association for your location for its referral.
if it can be shown that you have sustained long term personal injuries, you will have a lawsuit that will most likely get settled out of court in a few years. the defendant's insurance company is going to pay its attorney to fight your suit, but most likely you will win something. then the attorney takes about one-third plus costs of the suit out of your settlement, leaving you with about double your medical expenses and lost wages. it is likely that your own insurance company will "subrogate" your file so it can get reimbursed out of your settlement for at least some of the money it paid for your medical expenses. you should ask your lawyer about all of this.
otherwise, your own car insurance company will sometimes pay your medical expenses. it depends on what type of insurance you bought. call and ask. your attorney should be the one to call the defendant's insurance company to request payment of medical bills. once you hire an attorney, pay attention to her and do not speak of your accident to anyone unless she tells you it is okay to. at that time, certainly, you will not be talking to the other side's company at all. |
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?
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If you are in NY and you got hurt in a car accident in your car your insurance co has to pay it is called no fault and it is a must in NY check with you insurance co.After they pay and you still have more expenses you can take the other guy to court, |
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mbrcatz
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Well, it's EASY to take someone to court, you only have to file the papers. It's HARDER to win.
You can't sue them because their insurance company didn't pay, but you CAN sue them for your medical expenses. Depending on what STATE you live in, you may or may not be able to collect. If you live in a "no fault medical" state, you won't be able to win. If the accident wasn't their fault, you won't be able to win. And if it WAS their fault, and they were uninsured, or the policy hit it's limits, you'll have to collect from them directly - which might be very difficult.
You should talk to your agent about your chances, but if you weren't hurt enough to go to the doctor in the first 48 hours, it's going to be MUCH harder to prove (and YOU have to PROVE it) that your injuries were from the accident. If your medical expenses were mostly chiropractor, it's going to be harder to collect, also.
You should sit down with your auto insurance agent and discuss your options. |
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