 Health insurance for 1 person? |
| I am considering getting a job that does not have health insurance benefits, however they are willing to pay a little bit more so I could get my own. I was wondering what is the cheapest (but best ... |
|
 Question about arson and insurance fraud? |
Ok,
I have began investing in real estate. I was speaking to another investor at a REI club and he told me something that shocked me completely. He said that he bought a house for $5000. It was ... |
|
 My mom recently passed and DID NOT name a beneficiary.? |
| Her husband cannot be located, He has been gone about a year. Can the children collect as the next beneficiary. In fact Mom indicated in her will what she wanted the children to do with the ... |
|
| Do you have to be married to be the beneficiary on a life insurance policy? |
| Does the person listed as beneficiary on a life insurance policy have to be related by blood or marriage?... |
|
 Which of two Life Insurance Policys should I keep; which to discard? |
I currently hold two life insurance policies on myself. They are both for the same amount, here are the differences:
Policy #1 costs $68 per month.
It is WHOLE Life, 20 yrs, with C... |
|
 What is an umbrella auto insurance policy? |
| I'm 19 and still live at home. Are my parents still, in any way, liable for my actions? How would this determine whether or not I should get an umbrella? Are umbrellas cheaper? I really don'... |
|
 Does this seem like a fair settlement? |
Were rear-ended in our car past April (almost totaled the car).
Daughter (16 @ time) and I had whip-lash plus I had a compressed nerve (tingling both hands).
Started chiropractor & ... |
|
 If my neighbor has a wood stove fire and it burns down her house and mine and kills someone in my house in the |
process and she has let her insurance lapse, who pays for the wrongful death in my home? Would it be my liability coverage?
Additional Details
Biker, I might have a liability condition. ... |
|
 Can i getback my stolen things? |
| I have lost everything in a house robbery, can i get these things back?... |
|
 Visitors in USA - no medical insurance? |
I have my parents visiting me from abroad and my father needs to go see a Doctor immediately for Heart Condition.
He does not have any insurance in US. What can we do? Are the hospitals OBLIGED ... |
|
 Wife pregnant can she be added to my medical insurance thru my job? |
| at my job i got kaiser permanente insurance....shes 6 weeks along the pregnancy .....i don't want here Thur medi-cal ...ill rather have here Thur kaiser.....can she still be added???... |
|
 Can insurance companies refuse coverage if they dispute who was the main driver on the policy ? |
| my wife was involved in an accident with a police car- it was their fault- 60 mph on the wrong side of the road- they made a claim for personal injury- our insurance company accepted liabilty then ... |
|
 What do they test for when getting Life Insurance? |
| I wanted to get a life insurance policy for my family and myself. They want to take blood and a urine sample. What are they looking for? Drugs, nicotine, disease???? What's the deal?... |
|
 WoULD WARANTEE CoVER ACCIDENTAL DAMAGE? |
| My daughter just bought her very first laptop. She is in Naval school, just graduated basic training. She was so proud of herself, able to buy it on her own, with her own money! She had an accident ... |
|
 Can a travel insurance company get your medical records (history)from your doctor without your consent? |
| I had to cancel a holiday, and a insurance claim form was sent to me which in turn had to be given to my doctor to verify the diagnosis for not travelling so that i could claim back through the ... |
|
|  |
jonnyjpa | What's required of me to start a business in Insurance? |
I'd like to start a business offering car insurance, but I don't know a great deal about the industry and how it works. Are there any special requirements in order to offer insurance?
How does insurance cover work - can I 'pass on' the policy to a third party for a commission, who would then cover the cost if a claim were to be made by a customer?
Thanks. |
 |
 
Onestep downfrom God
 |
It sounds like you want to start an insurance company, offering cover. First get yourself a £20,000,000 bond, to satisfy Gov regs!!
If you just want to act as a broker, I'd asdvise against it as (a) there are very competitive companies out there and (b) it's obvious that you don't know what you're doing. |
|
welcome news
|
Have a look here: http://fsahandbook.info/FSA/html/handbook/
Once you have read and understand all the contents then you may start considering whether you want to be a broker. |
|
Good♥Gyrl
|
Yes.
You would first need to become licensed in the states in which you need to sell, and to maintain those licenses through continuing education and etc. Some states require a mandatory classroom course, others do not. You'd have to check with your Department of Insurance/Insurance Commissioner (the name is different depending on the law of the state you're in) to find out.
Once you have your license, you have to be appointed by a carrier to sell their products. You can be an independent agent (working for no one but yourself w/ the freedom to offer any one's product who will appoint you), or a semi-captive, or captive agent (completely selling only for one company and you have an agreement as such).
You'll also need to have sales and prospecting skills. I have no idea what you're talking about in the second paragraph. Once you sell the policy, the contract for coverage is between the insured and the insurance company, not you as a sales person. If that's what you meant, then you need to read up and do a lot of studying before you decide to go into the industry. |
|
Joe King
|
Keep rats. Then you will be able to think like them. |
|
DFK
 |
Keep with the aspirations of being a business owner in insurance. It's a great field.
With some hard work on your part...get a license first.
Work for a company or an agency for at least 5 years. ( this is the average time a person realizes the business is what they want in life).
Save your money ...get working capital and ask other agents how they got where they are. Maybe you could partnership with them before you do your own thing. |
|
insuresusan
 |
http://bestinsuranceanswers.info has some good links for insurance brokers just getting started. Look around and you can find some discussions of other brokers who are just getting started. |
|
shadow
|
You'll need to pass your state's insurance lic. course. You may need to find an insurance carrier to sponsor you so you can take the test. Then you'll need to be appointed to sell an insurance carrier's product. You'll need E&O insurance too.
You can act as a sub-producer tied to an actively licensed agent. The agent will sign the insurance application and can provide commissions to you for your work. |
|
Elphin B
|
You have a steep learning curve. You sure do. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
8 | 22 minutes(s) ago
| | | |
8 | 58 minutes(s) ago
| | | |
8 | 3 hour(s) ago
| | | |
8 | 4 hour(s) ago
| | | |
8 | 8 hour(s) ago
| | | |
8 | 9 hour(s) ago
| | | |
8 | 1 day(s) ago
| | | |
8 | 3 day(s) ago
| | | |
7 | 5 day(s) ago
| | | |
8 | 1 week(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
