What's the best medical insurance or medicare for a single person?

What's the best medical insurance or medicare for a single person? Because I don't seen nothing out there for me. See I try to get some kind of medical insurance, they say I make to much money and if I wasn't single that it would of been easy for me. I just don't know, can any one help.

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I worked at "Med I Cal" for some time, and it is often mistaken for Medicare. Med I Cal is only available for people with children (as you have stated) not single folks, additionally you must make an income that is less than 250% of the national average.

No free lunch in america for health insurance, of the 300million americans approx. 40million just don't have any.
First you must understand what is available so you can make an educated decision on what to pick.

1. PPO plans
a. Preferred Provider Organization, most popular in America
b. Deductibles- the amount you pay before benefits are paid by the health insurance co. ex. 500 - 2000
c. Co-Insurance- the amount you pay after you have paid the deductible. ex. 20-30% is common place
d. Max. out of pocket- the most you would pay in one year including deductibles and co-insurance if you use a preferred provider.
e. Co-pays- these are amounts (usually small) that you pay for Dr. Visits, RX copays. ex. 10. for generic drugs

Summary, PPO plans can be offered at very low costs because high deductibles and high co-insurance means that the consumer will need to pay these high deductibles and high co insurance. It boils down to risk you as the consumer are willing to take on, I personally have a high deductible plan- you ask why? "well at 44 years of age, my mother and father are alive and healthy- my grand parents are still alive" so genetics are working in my favor, I live a healthy lifestyle no drugs, I try to exercise everyday -eat my vegetables, fruits like my parents. I have elected to pay as little as possible and purchase a high deductible plan meaning that I am responsible for all charges up to 3500. every year, this is called a major medical plan- and I took it one step further by purchasing a Health Savings Account Qualified plan, since I am self employed.

You must understand that health insurance companies make billions, yes billions every year on people who are don't make claims. People just like me, who buy expensive plans with low deductibles - lots of benefits and don't use them, it is because some slick salesperson has sold them a bill of goods. The health insurance companies don't really want you to understand the plans or people who change to high deductible plans immediately, especially HSA or health savings accounts which are just incredible.

You might want to consider a High Deductible Health Plan. If you are in good health, you will get some of the lowest premiums (especially since you are single).

When you sign-up for one of these accounts, you will also get the opportunity to open a health savings account (HSA) that allows you to save for any health expenses tax-free until age 65. The money rolls over year-after-year until after age 65, when you can use it for anything medical or non-medical.

A HDHP gives you lower premiums because you agree to pay the first dollars of all your health care costs up to the agreed upon deductible. Once you reach the deductible, then the insurance company pays 100% after that. So as long as you use the HSA account to actually save the money you will need it is a win-win situation.

You can visit my website for a free quote:
http://www.hsasale.com/index.php?pr=Free_HSA_Quote

Medicare is only available if you are over 65 or have been drawing disability for over 2 years from Social Security. It has nothing to do with income. If you applied for medical insurance from an insurance company, you could not make too much to get it. I don't understand your question. If you applied for Medicaid, which is based on income, you could make too much for that, so I suggest you go to insureme.com and check rates for medical insurance. It will depend on your age and health as to how expensive it is and if you can qualify.

Hmm... Kaiser Permanente

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