 Does a denied claim count? |
My insurance denied a claim cause that item was lost and not stolen. They don't cover loss.
Does this still count towards my claim history?... |
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 What happens if accidently I gave false information to my car insurance during the application process? |
| I was under the impression that my 2003 car had ABS (anti lock braking system) because my car dealer told me so, I bought it used. Accordingly during the online application for my car insurance I ... |
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 What is the best life insurance that will pay in case of a suicide? |
| I need to know what the best life insurance I can get that will pay out in case of a suicide. I know that there probably isn't many. But I need as much info as I can get. I need my family taken ... |
|
 When a insurance agent of State Farm has the agency in his name . . . who actually owns the agency? |
| State Farm has captive agents who have agencies in their names, along with the name of State Farm. For Example, John Jones Agent, State Farm & address. However, neither John Jones nor State F... |
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 Digital Hearing Aid Insurance? |
Hello
I have 2 digital hearing aids, can anyone advise any good places for insurance on them, thanks
A... |
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 Do health insurance companies charge per prescription? |
| Im 18 years old and away at school but am still under my parents health insurance. Today I was prescribed aderol from a Psychiatrist my father and I both see. In the past when I have talked to my ... |
|
 Is disability insurance worth the investment? |
| I have the option of signing up for long-term disability insurance through my place of employment. When I was young and single, I really never considered insurance much. However, now that this once ... |
|
 Does getting a quote from insurance drop my credit score? |
| I've been getting quotes from Progressive I got around 5 quotes I stopped because I didn't know if it affected my credit score. Can someone please let me know if it does? Thanks a lot!... |
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 Do multi millionaires buy life or medical insurance?? |
Additional Details
Show me some facts or paper cutting...... |
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 Should i work for Aflak insurance company? |
| Hello. Im fresh out of college looking for a full time job. I have an interview with Afleck this week and wondering if i should take the position they are offering which is Sales Associate orlook ... |
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 Advice on insurance please? |
| My friend and I are aged 48 and 55 and remortgaging our house. I have heard bad reports on endowments. What kind of insurance should we take out and could it include life insurance? We will be ... |
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 What exactly is a deductible and when do you pay that? |
| I have dental ins and want to go to the dentist, but I don't understand the deductible part and too embarrest to ask the receptionist.... |
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 Rental home question? |
| I rent my home. When we moved in, the owner stated that the deck would be replaced. It has not been done and we have lived here 1 1/2 years. It is in really bad shape. I need to know that if any ... |
|
 What private health insurance company is the best for the price?? And what is coinsurance?? |
| I rencently got married and it is $300 a month to add a family plan to my husbands health insurance. We are looking for a cheaper way to insure me. We have found a few companies, but what does ... |
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Ronin | What's the best term life insurance to go with? |
I think I need around $250K. I'm 47. Healthy. Don't smoke.
Best company? Cheapest? There are so many choices out there its confusing. |
 |
 
mbrcatz
 |
Not all companies write in all states. Your best bet is to contact a local, independent agent who can give you quotes with a variety of different companies. As long as they are A rated, they'll offer 20 year term with renewable and convertable riders, you'll be fine shopping off of straight price through a local agent. |
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Hadley
|
There are many life insurance companies to choose from.
Some of the best rates I have seen come from companies like Liberty Life, Banner Life, West Coast and Protective Life.
You may want to compare rates from several insurers to see how much you can save.
Term life is the most affordable life insurance. You may want to consider level term life insurance.
You can compare multiple quotes from the carriers listed above at https://www.efinancial.com/smartquoteefc.aspx?source=389-777 You get instant quotes including the financial strength ratings for each insurer.
Some insurers vary by up to 50% or more for their life insurance rates.
I hope that helps! Best of luck finding the cheapest rates from the best company. |
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JusMe
|
check out http://www.insure.com |
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Common Sense
 |
Go with a high rated company (you want them to be in business 20 - 30 years from now). Learn the rating system,
"A" or "AA" is not that good.
Consider 30 (or 25) years life certain term. Major advatage,
coverage after age 65. |
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simidaus
 |
You only need life insurance to protect loved ones you leave behind - dependent kids and/or spouse for example. How much you need depends on whether or not you're the sole provider of income for your family/dependents, how much you earn and what your debts are. I don't know what state you live in, but I like Protective Life. Make sure you pick an 'A' rated carrier. This refers to their financial strength. |
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Mark S
|
Depends what you would like your insurance to do- take care of all your debt?, replace a little, none or all of your income?, pay off your mortgage?, pay for your children's education? and/or pay for all funeral expenses?
These are the main questions. The next big one is, do you know when you will become self-insured. Meaning that, due to your returns on a satisfactory investment program, all debt is paid, including mortgage. Also, your retirement is financed. Once this occurs,you are self-insured. At which point, you can drop all coverage for insurance except funeral and put what you had been paying back into your savings vehicle.
I agree with the companies that have the highest ratings. Just make sure that the company offers Level term insurance- premiums won't go up for the length of the term, that there is a spousal rider- spouse put on same policy with minor increase in fee, children rider- present and future children can placed on the policy for ONE premium and DO NOT choose a death and dismemberment clause, it only puts money into the companies pockets. |
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MissV
 |
I'd recommend a level term, 20 years or more if possible, as your debts should be decreasing around that time.
And add a waiver of premium and accidental death/dismemberment coverage. Choose a large company that isn't likely to go out of business.
Be prepared to provide either/or both a urine and blood sample for testing. |
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Charles C
 |
It depends on your needs(how long, and for what purpose), budget,and preference. If your needs is short term perhaps a 5 or 10 year term insurance is good enough to start with. But if youre planning to have it for quite sometime, a 20 to 30 year term is better since premiums are level. But term insurance should go hand in hand with a high earning savings account and you should also have the discipline to see it thru since any withdrawals can affect your program. A good savings account (if with hi interest) can equal the term amount in the long run and this can replace your term insurance in case you dont want to renew it since premiums increases on each renewal.You should have enough saved for you not to pay future hi premium term insurance when you retire. Feel free to write me if you have any questions.Hope this helps. |
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rajesh t
 |
dear frnd
for any bank insurance of any type & its
details i hope dis ill helps u.
http://www.insurance-assurance.110mb.com |
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