What does a person do when they cant afford medical insurance? |
| My husband is self employed and we cant afford medical insurance......we dont qualify for medicaid .....i had to go to the ER and the doc said i need a hystorectomy.... costing ALOT of bucks......so ... |
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How can I stop the computerized sales calls about any kind of insurance? |
| Several times each week, I find messages on my answering machine trying to sell me health insurance or warantee packages for my car or ways to lower my credit card balance. How can I get this to STOP... |
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Why is it that some small companies don't offer health insurance for employees? |
| I work for a successful company but there is only 6 employees in it. Our company doesn't offer any health insurance benefits. why?... |
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What's required of me to start a business in Insurance? |
I'd like to start a business offering car insurance, but I don't know a great deal about the industry and how it works. Are there any special requirements in order to offer insurance?
<... |
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Why are insurance companies allowed to take information like sex and age into account? |
| Okay, I am pittyfully unknowledgable about insurance, but it seems like one of the few areas where a company is allowed to descriminate (for want of a better word) based on information like age and ... |
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Need health Insurance in Illinois, unemployed with preexisting medical condition? |
| need medical coverage asap, have preexisting medical condition, does anybody know if BCBS has a plan or if any plans available through state, or how to apply for public aide. need help welcome your ... |
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How can I get remibursed for psychic readings/spirtiual help? |
| Am I able to get a tax break on psychic readings or fight with my insurance (work insurance) for a remibursement for some of my expenses on spiritual help via psychics?... |
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Where can I shop for health insurance? |
| I need to purchase health insurance for my family. Where do I go or who should I call?... |
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What will happen to my money if any private insurance company bankrupts in india.Will IRDA pay my money? |
| If any private insurance company bankrupts Then whether IRDA will pay the money.This can be possible company is showing false solvency rate for a long time.The solvency rate the company maintains ... |
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My insurance coverage (through father) ends in 2 weeks. I need insurance and have an existing condition.? |
| I think it is going to be hard and expensive to get covered for health insurance with an pre-existing condition. I looked into Cobra and found that they do not need to cover people with existing ... |
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I want to buy health insurance .kindly advice ? |
| I am looking to by individual policy i am aged 32 ... |
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Who offers the cheapest health insurance in the US? ? |
| I currently have Blue Cross Blue Shield but I am sure there are more reasonable health insurance package out there.... |
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Did you know your insurance company can decide not to pay your claim? |
| You pay for insurance today but never see what was promised until the day there is a claim. You trust the insurance company. But what if it decides to pay less than the claim, or none of the claim? D... |
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Health insurance for 1 person? |
| I am considering getting a job that does not have health insurance benefits, however they are willing to pay a little bit more so I could get my own. I was wondering what is the cheapest (but best ... |
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Question about arson and insurance fraud? |
Ok,
I have began investing in real estate. I was speaking to another investor at a REI club and he told me something that shocked me completely. He said that he bought a house for $5000. It was ... |
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My mom recently passed and DID NOT name a beneficiary.? |
| Her husband cannot be located, He has been gone about a year. Can the children collect as the next beneficiary. In fact Mom indicated in her will what she wanted the children to do with the ... |
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Do you have to be married to be the beneficiary on a life insurance policy? |
| Does the person listed as beneficiary on a life insurance policy have to be related by blood or marriage?... |
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Which of two Life Insurance Policys should I keep; which to discard? |
I currently hold two life insurance policies on myself. They are both for the same amount, here are the differences:
Policy #1 costs $68 per month.
It is WHOLE Life, 20 yrs, with C... |
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minimalism | What's the cheapest/best insurance company? |
I've seen all the crap on TV... insurance companies claiming you can save hundreds of $$$ if you switch to them... I currently have my full coverage policy through State Farm. Can I REALLY save money by switching to someone else?? ANY ideas/advice/suggestions?
THANKS! |
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ernesto_tig
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Hmm, really depends on what you're looking for in an insurance company. If all you insure is your autos and you file a claim once every 10 years (20 for me) than maybe insurance is really a commodity and it doesn't matter where you get it.
Now back in the day when there were still tele-marketers, I'd get calls from insurance people wanting to lower my car rate, so I'd tell them sure, BTW quote my umbrella, home, four rental properties, cabin and life insurance too. Now at this point, the Gecko, the cartoon chick and AIG (in Ohio) would hang up. So, determine what you need, an insurance professional who'll work with you, or an 800 number that will do policy maintenance.
Back to you question, USAA, Sentry, Chubb (if your rich), Westfield, even Erie have good reps as all-around insurers. Get a referral to a good established agent in your area and shop around. |
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teknokev05
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USAA |
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surferchick
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I'd suggest talking to your own agent first to see if you are missing any discounts and if theres anything else you can do to save money. Rates are pretty close no matter where you go. Also its not worth saving an extra 15% if you trade it for crappy customer service, even if they have a cute lizard as a spokes person. |
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Katherine W
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A couple of years ago, I shopped around and did best with AAA, but I recently rechecked it and did better by combining all my insurance with Allstate. So, it's hard to do, but it's best to spend an hour on the phone with three different agents and see what you can do. |
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samy
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maybe aaa, but I found interesting information about your answer here. Goodhttp://all-insurance-online.blogspot.com/2007/08/life-insurance.html Good luck! |
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Laissez-Faire Guy
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I gots quotes from a bunch of them about 2 years ago. Geico, Progressive, Mercury, Allstate, State Farm, etc. Probably 10 in all.
Only 1 had a price quote substantially better then the others, and that was Costco. Yup, the warehouse club. If you are a member of a warehouse club, go to their web site and look under services and get a quote.
Costco saved me $400 more per year then any other insurance co for the same coverage. |
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Country Girl
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You can always save money by switching insurance companies depending on your risk characteristics. I save State Farm customers $300 - 600 per year in my area on their homes and the auto is a wash. If I could advertise to Allstate customers to shop at my agency, I save them closer to $1,000 on home and more on their auto insurance regularly. Insurance is about more than price. It is about loyalty. As an agent, I am there for all my customers around the clock. We had tornados go through and my customers called me at home - not the 800# for claims first because I take care of them. It is not always about price but I do what I can to keep their insurance as low as I can with the companies available to me. I was also the one who brought them bottled water, food, and helped organize clean up after the storm with local churches and service organizations. I did not see Geico, Progressive, State Farm, or other Agents out there but my company was out there pulling tree branches off cars and helping folks gather what we could of their personal belongings after the storm. |
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lonley alien
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what kind of insurance? |
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