 How do Insurance Adjustors determine who is responsible for a shared fence? |
| If you share a portion of fence with neighbors and there is damage. How does an Insurance Adjustor determine how much should be paid by whom?... |
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 Homeowners insurance.is it a must that they have my social security #and my wife's ? |
i am here filling out the form the insurance ppl send me.
i just dont know if they need all this info ..
pls help .... |
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 Buying insurance against an event with fixed probability, what should the insurance company's profit margin be |
| I'm trying to buy $250K of coverage against an event that is known to occur with 10% probability. Thus, the expected value of this insurance is $25K. I'm getting a quoted insurance ... |
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 I have a question about pre-existing conditions? |
| Okay lets say you & your kids have health insurance & all is going good & then you find out your child has a disease due to a genetic mutation like sickle cell or rett syndrome...would ... |
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 Can someone legally take out a life insurance policy on another person without their knowledge? |
| Is there a way to find out if someone has taken out a life insurance policy on you, without your knowledge, much less permission? And if they have, is there a way to have that policy cancelled or any ... |
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 Lost/stolen wallet? |
| I just canceled my debit card. but i have all my id in there, including my bank card and my social security card. what do I do about that?... |
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 Will i get my money back? |
| i just recieved a package froma seller on ebay. the thiing was tottally ripped open and empty! the post office stamped it w/ a " recieved w/ out contents"stamp. is there anything i can do ... |
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 Life insurance claim? |
| My partner of nine years past away while using a drug called ketamine. He never used drugs before but decided to experiment. I am wondering if I am going to have a problem collecting on the life ... |
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 25% rule for insurance coverage in replacing your roof? |
| We just had a hail storm in our area and our insurance agent claims that just the back half of our roof was damaged in the storm. In talking with a roofer, he said that there was a rule that if the ... |
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 What do u do about your credit after being hit in a car accident, I was walkin. bills are mounting until court |
| I have been off work since the accident. the insurance company isn't paying the medical bills fast and they are going to collection. Hurting my score!!! What can I do?... |
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 Laid Off but want to work temp jobs, Will I still get UI if I have no more temp work after a while? |
If I am laid off in October but obtain temp jobs for 3 months or so, if there are no longer assignments available, can I then apply for unemployment, or will it be too late?
I want to make ... |
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 My Daughter Lost Everything In Apartment Fire... What Else Can She Do? |
| She has just $3,000 in renter's insurance. The fire broke out on New Year's Eve, in Virginia Beach, while she was up here in NY home for the holidays. It was fault of a tenant, smoking ... |
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 How does homeowner's insurance cover belongings? ? |
Maybe this is a stupid question, but I'm new to this.
So my fiance and I bought our first home pretty recently. Yes, I'm a bad person and did not read through or understand ... |
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 Covered Auto or Mobile Equipment??? |
| If a client has a truck which no longer is licensed for road use, and is only used on the business property to move supplies, should this type of vehicle covered under the commercial auto policy, or ... |
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 How can insurance companies be allowed to screw people? |
| My mistake was making a phone call to my insurance company to make a claim. We had a bad storm and it rained in my house, well the carpet got wet and the water leaked down the wall in my bedroom ... |
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 Worker's Comp process and when do we need an attorney? |
I am a nurse, and work on the insurance side of medicine. I need advice from anyone who works in Worker’s Comp.
Not a lot or room so make it quick. 33 y/o f Rt. Radial nerve damage at ... |
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Curious Georgette | What's the easiest to sell in insurance? |
I was told that life insurance was a bit harder to sell than others? Is this true or just an opinion? What license do you have to have to sell auto insurance?
Additional Details
No one really knows huh? |
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tim t
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i had a really hard time selling life ins but auto and home people have to have so its was alot easier |
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Chris C
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Totally depends on your market and the demographics.
For me personally, I sell 20 times more critical illness and long term care insurance than Life insurance. My market is young people and most young people want somethign that they can see the benefits of. Critical illness insurance and Long term care provide the insured with a benefit while they are living...The insured person (often the one payign for the policy), never sees the benefits of Life insurance becuase they are dead when it's paid out.
I dont' know where you are so I don't know what you're local area would call the auto liscense. Home and auto is the easiest typically to sell, becuase people seem to think a material loss is a big deal, however most don't realize that a disability or serious illness will cost their family FAR more in lost wages and medical bills.
To answer your second question: Yes, I sell to business as well as households. Business owner insurances, employee benefits, etc. |
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Norma G
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The answers in regards to the economy and such probably are right. I dont know what state you live so I can only answer for mine WA. To sell life insurance you have to have a license for Health & Disability. For auto, homeowners, business, renters ect you have to be a licensed Property/Casualty Agent. My opinion it is best to be an agent rather than a broker. |
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McmC
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Insurance sales results depend on economy situation, consumer spend style, network connection, and strong self-motivate. No definite answer for it.
However a valid Auto Insurance License is required for a salesperson. |
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