I recently been laid off from my employer so I no longer have health insurance. But a few months ago, I paid my dentist $600 for a full year of cleaning and examination while I had health insurance. I...
I am self employed and since my group is small, I am told my group insurance is primary. I will be 65 in two months, I am not drawing social security and I will continue to work for the next 18-24 ...
I am a 24 y/o single male who lives with my Dad. It's just him and I, as my mother passed away a few years ago. In the event that I ever died unexpectedly/suddenly, I'd want my Dad to not ...
Hospital said they can work out a payment plan of $350 a month. I can't afford that; I have a wife & 7 month old baby. I have to work a year before I can get insurance and it have not been ...
The one thing everyone is warning me about is the high cost of insuranse. Obviously this would put a halt to my plan and I need to know where to start gathering liability facts. The business is a ...
hi guys
i have a unique question regarding pre-existing condition coverage of health insurance. suppose i am from a country outside US (say India), and i have a pre-existing condition (say ...
I just recently lost my job and will be collecting unemployment. My husband and I have been trying to have a second baby (I may be pregnant now) and I'm wondering how that may affect my ...
I'm starting a residential pool cleaning and servicing business and I need to know about how much coverage I need. I'm getting alot of conflcting info....
Either people make too much or just above the limit to qualify for individual health insurance for low income families, its just so unfair that we work our whole lives and cannot afford to get health ...
My life insurance go to spouse but if we are both gone 98% goes to son and 2 % to others. Should this beneficiary be to the estate of mine or directly to sons name? Do not want it held up in probate<...
The purpose of all insurance is to transfer a financial risk to a third party. Insurance makes dealing with a risk more affordable by spreading the cost of that risk over an entire class of insured, and by turning an expensive variable cost into a predictable and finite one.
shizzle
to protect against future risk which is mostly accidental in nature and an unexpected calamity or incident.
Tom Z
This sums it up pretty nicely. From the Accounting Glossary web site:
Insurance is a way to make an individuals financial losses more affordable by transferring them to a large group of people through an intermediary called an insurance company and a legal contract called a policy.
cat
It depends on what type.
herheartbeatson
Depends on the type of insurance. Flight, Auto, Animal, Medical, etc..
LOUIZIANABOYZ
To pay for things you most likely can't afford out of pocket...
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