 Uninsured C Section - how do you get the bill discounted and avoid collections? |
| I was talking to a recently married first time parents couple who find themselves facing a near 18,000 medical expense for their first born daughter who is worth every penny but the bills come out to ... |
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 Insurance Question? |
| If you work part-time with no health insurance, can you purchase insurance through your company or purchase your own insurance coverage outside or your company?... |
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 ROP term life insurance? |
| Anyone heard of this or has it? I'm thinking of getting this type on insurance but am unsure. Are all life insurance cut and dry or what? I know we can't afford whole life so that's ... |
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 What are some benefits comparing a PPO an an HMO? |
Open enrollment is coming up and my wife and i are trying to decide what to go with for health insurance-- a PPO or an HMO.
Does anyone have any positive or negative things to say about ... |
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| How does marriage affect insurance with pregnancy? |
| Ok, so we recently found out that my fiancee is pregnant. We are getting married in two months now. She is currently on her mother's insurance, which DOES cover pregnancy. When we get married ... |
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 Can you tell me which is the best pension plan ?? |
i m 23 years old ,if i save monthly 2000 then at 58 years i get pension ! which is
the best pension plan can you suggest me ??
plz ???... |
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 On my Insurance what is the medical payments to each person? |
Here is what my policy states:
SECTION II
Liability Coverages Limits Of Liability
COVERAGEĂ„EĂ„PERSONAL LIABILITY
FOR EACH OCCURRENCE:
PROPERTY DAMAGE AND
BODILY IN... |
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 Legal usages of health insurance checks (read details)? |
| So here's my question in full: Is it legal for me to cash an insurance check made to myself (but intended for a third party's payment) for personal use? Could I then arrange monthly ... |
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 How do I locate Gulf life company insurance? |
| NEED TO KNOW WHO GULF LIFE INSUANCE COMPANY BECAME,IF THEY STILL R,AND HOW TO COLLECT ON WHOLE LIFE INSURANCE, JACSONVILLE ,FLA POLICYS DATE FROM 1950TO 1988,NEED TO KNOW WERE TO GO TO COLLECT,SO WE C... |
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 Car Insurance after College? |
| I was wondering if anyone knew what the deal is with auto insurance after a student graduates from college. I know that once I am no longer a student I lose medical insurance under my parents plan, ... |
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 In a Medical Malpractice situation, is it necessary to get a lawyer involved immediately......? |
| ...or should a member of the family approach to the responsible party, asking for compensation-first? This is an absolute negligence case, and two Registered Nurses are are family members, and ... |
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 House caught on fire, my ex is the main insured. how can i proceed? |
| i'm insured with safeco. the house caught on fire in march. apparently some changes were never made to the policy, including removing my ex from the policy. he no longer has an ownership ... |
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 What does a medical exam for life insurance entail? |
I'm not sure why I have to get a checkup. I'm 26 years old and healthy. What exactly will they test for and what am I going to be required to do?
Additional Details
Will they ... |
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 More insurance confusion - dividends? |
| Dividends can be used to purchase paid-up additions. "The dividend is taken by the company and used to purchase permanent insurance of the same type. The insurance is in effect a small single ... |
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northigh | What Insurance Companys can a 65 year old get a decent policy.? |
Additional Details
Life Insurance
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Lori S
 |
There are many types of insurances-what kind of insurance are you looking to purchase? |
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stepfordmom75
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There are many, many reputable insurance companies who provide life insurance to someone your age. You should check the ratings of the ones you are interested in at AM Best and Moodys. Make sure you are getting a standard policy without special conditions and find an agent willing to consult with you.
Regardless of any answers you may see, there is no one correct policy for everyone. You need to take into account how much coverage you need right now and how long you would like it to last for. Any good agent will work with you on a needs analysis.
As was stated by others, term will give you the lowest premiums. That said, term insurance does not tend to carry any flexibility, will not grow to keep pace with inflation and you will never have any equity in it.
Good luck! |
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The Rabbi
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There are plenty. Find an agent and have him shop for you. If you are in Florida, contact me. Go online for health insurance and register at one of the sites. You will hear from several agents. You need an independent agent with access to many companies. You need to know if you want term or permanent insurance and how much you can comfortably afford a month before speaking with an agent. Your health will have a lot to do with it. |
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charlotte q
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Only term...about $25,000 per year for $600,000. policy. |
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Moon
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Yes
Almost all 1
While talking about a decent policy, you should keep "decency of age" in mind also.
Don't go for heavy insurances at this age, because risk allowances will be higher, not only due to age but also for possible underlying medical problems. Better if you take a unit link policy with inbuilt insurance for that age. Even if you pay more risk allowance for more cover, you will find difficulties in taking claims in case of mishap. So don't go greedy, be decent & take a decent scheme. Good Luck |
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