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 In order to be covered by the same insurance your parents have, do you have to live in the same house?
I'm looking to move out in January, and I need to know if I can still be covered. I've looked at my university's insurance plan, and it doesn't cover dental or vision.
This ...


 I insured my credit cards and now I am unable to work and they refuse to honor the Agreement in the insurance?
First of all this is personal but I don't know where else to turn to Long story short is I served over sea's and came back a little Different. I spoke to doctors in 2004 and they told me to ...


 How would i find out about COBRA insurance?
I just asked a question in different sections of YA and some mentioned I can still keep my current insurace coverage through COBRA.

1) what is COBRA?
2) How do i go about getting it?...


 When someone gets new insurance, (health, life or home) do they verify if you have graduated from highschool?
...


 Home owner's Insurance?
If you have a not at fault claim and the other person has insurance will the deductible be reimbursed?...


 How does insurance work? I may pay $33 a month for auto. But how the heck do they pay me $12000 if i wreck it?
and what of homes. $40 a month but they can dish out $100,000 if it burns? No way everyones premiums can handle those claims?...


 I'm pregnant, insurance question?
Last year I was in college, so I was still able to have insurance through my parents. I found out a few weeks ago I was pregnant. I'm not going back until I have the baby. I still have insurance ...


 Is it geico insurance good company ?
...


 What is the concept of Human Life value?
For Life I...


 Do insurance companies keep records of denied claims?
My former homeowner's insurer was Allstate. They denied a claim for water damage I made several years ago. Recently I learned that the water damage resulted from poor plumbing work (misfitting ...


 If physician's office closes your file but they are still awaiting payment of services will they no longer..
accept insurance coverage from that time?

My daughter was sent to a specialist in October and in January we recieved a letter from medicaid stating that she WAS eligible for coverage in O...


 Estate agent beginning with w?
...


 My father died a year ago, but the hospital is still sending bills. Am I responsible for them?
He had emergency room service that was not covered by Secure Horizons or Hospice. Who pays this bill since he is deceased?...


 Someone dies ,you know they had life cover but dont know where the policy is or who the insurance company is?
is there a way to find out maybe by entering a name in a data base ?...


 It is illegal for a doctors office to search for health insurance, after I wave the use of it?
I went to the doctor, and they asked if I had health insurance and I said yes but I wave the use of the insurance, months later I then receive a bill from an old insurance agency that I have not had ...


 How does this work???
Ok got into an accident on tuesday and my insurence guy was saying something along the lines of.....if it costs more then 5,000 dollars to fix my car then i can get a new one (cause then it will hurt ...


 Does anybody know of an insurance company who will insure my home & contents to let me work there?
None of the companies I know provide such cover, and I have a full broadcast shooting kit. Its a bit heavy for filming the ...


 Starting my own practice (swedish massage). What kind of liability insurance to get?
...


 How do I challenge my auto insurance company's appraisal of damages to other car in an at-fault(my) acci ?
I read-ended another car at an intersection. Both of us were stopped at a light. When the light turned green, the other car started moving and immediately slammed on brakes. In the meanwhile, I had ...


 What is the role of insurance agents?
...



MotherNature
What Kind of insurance can you cash in? and when can you cash it in?

Additional Details
so if you have $100,000 policy...when u cash it out you get the $100,000 - fees and what not..
                     
 




Lucky
That would be a whole life policy and the worst investment you can make do your self a favor and buy Term life and invest the difference in the premium in a good money market and you will have more money down the road.


zoo2626
whole life.....it has to mature first. not sure how long that is, but i've had mine for 3 years so longer than that.


Messett
Rating
You can cash in any insurance policy with a cash or account value. These tend to be either Universal or Whole life insurance policies. You can cash them in anytime, however they have this little clause called "surrender charges". These charges decrease over time (usually $0 after 10-15 years, depends on the policy).

So if you cash out (cancel) your policy the surrender charges are applied to your account value and you get what is left. Cashing out a life policy also has tax consequences, but that is beyond the scope of this answer.

I hope this helps.


bigglozano
WHO KNOWS BUT IF YOU LOOK ANYTHING LIKE YOU LIL CHARACTER, HOLLA..... THATS THE FINEST LIL CARTOON IVE EVER SEEN :)


jilm_jones
you can cash in a whole life policy when you turn 100


Mama Pastafarian
Rating
You can cash in whole life insurance policies. You won't get the full amount of the policy, however, unless you've paid a lot of premiums in over the years.


Machelle
Rating
whole life policy...after is has gained up value usually after 3 years....or so


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