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 What is Term life policies?
...


 Beginning the search for health insurance, what to look for?
My employer does not provide health insurance and I have to buy my own. What am I looking for? It's just my wife and I, no kids, no plans to have any.

What health insurance provider ...


 Insurance marketing ideas? Contests? Promotions?
I'm new to a major insurance company's marketing dept and was looking for new and creative ideas on incentives, promotions, contests, etc. to help drive and motivate our agents to increase ...


 New York Life Insurance question..?
My grandma purchased new york life insurance whenever I was young - once i turned 16 years old I took over and paid the amount. I am now 20 years old and the insurance policy agreement was only for 2...


 Help understanding medical insurance, please help?
I just purchased this medical insurance a few minutes ago,
"Breakthru 80 Plan, $500 Deductible" with Regence Blueshield. I am a little concerned on what is going to happen. I see a A...


 Will my insurance cover this?!?
i was wondering, health insurance covers a lot of things, such as it will pay for half of your gym membership if you go a certain amount of times. i want to sign a martial arts center, could this be ...


 How can i find out what my insurance covers?
Im seventeen and i think we have medical mutual, my mom is touchy about me asking for contacts so im thinking about just making the appointment for myself. is there some way i can figure out if my ...


 Will computerizing doctor patent files and making paper work obsolete will make health care costs go down?
If the doctors are all computerized and paper work for patents as well as for filing insurance claims made faster by less paper work, will it drive the cost of health care down? Thanks in advance for ...


 Am I paying too much for health insurance? 29 year old healthy non-smoker paying $114 a month?
I am a 29 yr old, in shape, non smoker/drinker no history of health problems, and they just raised my health insurance from $98 to $114 a month. I live in Florida, and this seems very high to me? I ...


 Which would have higher insurance?
Im looking at buying a 2000 Mercedes-Benz SUV (not sure of the exact model) or a 2005 Ford Explorer (not sure of the model as well). Which one would have the highest insurance costs?...


 Switching health care providers... Billing question. Help. Please.?
My workplace is switching our health care provider from Anthem to Connecticare starting Jan. 1st. I have been seeing a Psychologist for PTSD for the past two months. She has only billed my ...


 Is there any health insurance that covers brothers and sisters and also tax exemption.?
I would like to know if any health insurance company offers a policy that covers unmarried sisters, mother and brothers and also i would like know if there is any tax exemptions available for that....


 Good Guaranteed return pension plan ????
Please suggest a Good and Best Pension Plan of any company (private or government) which gives me a guaranteed return approx 25000/- every month (as pension) after 20 years up to my death and then ...


 State Farm Life Insurance... 30 year term? Whole Life? Select Term? Universal?
What insurance should I get? I'm in my late 20's and I'd like to make sure that if anything were to happen to me that my husband and son are left with enough to continue to stay on ...


 I has my daughter when i was in high school mom provided insurance and everything else always have I got an?
apartment through the housing authority my daughter stays most night with my mom an so do i am i eligible for any benefits medicaid food ...


 If a dependent child commits suicide while under a life insurance policy, does it still pay?
I've been checking around to see whether life insurance policies pay out for suicide, and it says that usually the catch is that they don't until two years after the establishment of the ...


 My parents had an explosion & fire in their manufactured home. State Farm is their insurer on an ACV basis.?
The adjuster came out and said State Farm would decide on a repair figure on the home and contents, then apply applicable depreciation and cut them a check. There is a loan against the property. I ...


 Home insurance for a home that was built 107 years ago...?
why on earth did i get a quote of 3500-4000 for 300k insurance on this home? Is the home that damn old?...


 Does anyone know of any affordable health insurance for individuals or small businesses in texas?
...


 Doctors billed my secondary insurance but not bill my primary? How to make them fix this?
My doctor billed my secondary insurance. The secondary paid then asked to refund., and sent me letters said that if the doctor does not refund, I will have to reimburse them for it.

I ...



Dr. J
What about THIS health insuror?
If you are a customer (or have been) of the Assurant Health Insurance Company, what was your experience with them? They appear to be very good at what they do. I am in the market for a health policy.
                     
 




larsgirl
My son had assurant.. the only reason he doesn't anymore.. he went to work for a large company and they provided his coverage.

He was very happy with them, coverage and customer svc.


hightechchic
Rating
I'm a licensed agent for Assurant Health products and have been for more than three years.

The only problem I've ever had with them was really more a result of a misunderstanding than anything else. I talked over the fact that their short-term health insurance policy would NOT cover pre-existing conditions before we wrote the policy. They assured me, multiple times, that they had no pre-existing conditions.

Two months later, they came back into my office furious that Assurant had refused to pay for their prescription. After some digging, it turned out the prescription was for a maintenance drug that they'd been on for almost 12 years. (Somehow, this didn't appear to them to be a pre-existing condition!)

Luckily, I'd had them sign off on their "no pre-existing condition" statements and the understanding that none would be covered. They still weren't happy, of course. But some folks you really can't make happy.

Had they been up front with me, I could have made better suggestions for them. So, the moral of the story is: be up front, ask questions if you aren't sure!

The company has a strong financial rating from AM Best (A-.) However, any insurance company is only as good as its local networks (unless you're purchasing a plan that doesn't require networks, which is rare and expensive.) While Assurant will pay if you go out of network, you'll have higher expenses. So, be sure you know about local providers before you sign up.


Ann C
i have had dealt with them once. it was a discount plan not an insurance policy. your best bet would be unicare.


The Rabbi
They are a Time-owned company, very big.

Check with Golden Rule & Blue Cross


Faye H
Assurant, Inc., through its subsidiaries, provides specialized insurance products and related services in North America and internationally. It operates in four segments: Assurant Solutions, Assurant Health, Assurant Employee Benefits, and Assurant PreNeed. The Assurant Solutions segment underwrites specialty insurance and consumer protection products and services. The Assurant Health segment provides individual medical insurance comprising short-term medical insurance and student medical insurance; and small employer group insurance. The Assurant Employee Benefits segment writes employer and employee-paid insurance products consisting of group dental insurance, group disability insurance, and group term life insurance. The Assurant PreNeed segment primarily offers prefunded funeral insurance products. Assurant was founded in 1969 and is headquartered in New York City.

They are traded on the New York Stock Exchange under the symbol AIZ.

I don't know anything about them but after checking out their stock, I may have to check them out further as a possible investment.


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