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 Re: California Fires. Aren't homeowners responsible for obtaining homeowner's insurance and if so why is the
government spending millions on this disaster. Is it for those who are not insured? Please someone who knows answer I don't need B>S>. I had a fire in my house and my homeowner's ...


 Insurance question Yes or no and if no why please?
My friend has just phoned me and told me that she has been burgled ( she went into her lounge and found that the rear door was wide open ), and that a few articles were missing, she has reported the ...


 Which is the best kind of life insurance?
...


 Health insurance?
I have a doctors appointment for my son on Thursday, and i just don't like the doctor office we have been going to because everyone is so rude, so i want to switch doctors how do i go about ...


 Is homeowners insurance a complete scam?
my former agent admitted it was worthless as insurance and explained that i was buying it because my lender required me to do so. she could not explain why she did not tell me this when i bought the ...


 Why does State Farm Insurance rip-off clients?
Why is it necessary for State Farm Insurance to deny claims and try to acuse the client of filing false claims? Is it because the don't know any different, or they are dishonest rats from hell ...


 Why isn't health insurance required when many other forms of insurance are required?
Wouldn't this solve the health care crisis?
Additional Details
The people don't forgo health care, they don't pay the hospitals or doctors....


 Should all tobacco products be banned from the workplace?
My employer banned indoor smoking years ago. This just drove the addicts outside where you have to go through their smoke whenever entering and exiting a building, just sickening! The company won'...


 My son's father died, did not name my son in life insurance policy, how can he get a portion of the money?
he has 2 other chilldren the mother of one of the minor children is the beneficiary.,...


 Health insurance .... High deductible, low premium or low deductible high premium...?
Family of 4... visit dr. maybe 5x year ....


 Will health insurance cover a serious pre-existing condition?
I believe I may have a serious medical condition. I know I should go to the doctor ASAP but I have a concern about my health insurance. My coverage is ok but not the greatest. I may or may not be ...


 Can you recommend a UK company for home insurance?
The company I'm with are looking £400 that seems very expensive....


 I am 19 and Pregnant.I need insurance before I can get to the doctor.How soon can I get approved for Medicaid?
I am living at home with my parents. My mom works but my dad doesnt. I applied through the Health Department but I was wondering how long of a wait untill you find out if you got approved? Also is it ...


 Do I need life insurance for my baby?
I am about to have a baby, and see lots of ads for the Gerber Life Insurance for children, but don't know if I need it. The price seems to be less than what I would have to pay at my job. Is ...


 Insurance claim - lost proof of purchase?
I have my lg viewty covered by insurance, and my ipod video covered under that.

My water bottle leaked in my bag and my ipod is completely dead and my phone is very dodgy (says it fully ...


 My tree fell on the neighbors fence and his dogs got attacked, who pays?
(a few details added)
A tree fell onto my neighbors fence after a windstorm a couple months ago. By law, our insurance is responsible for what is our property and his for his. The Fence is his ...


 Why should we have to pay for healthcare?
Why should we have to pay to keep on living?...


 My bike was recently stolen, but has since been recovered by the police. Do I have to tell my insurance firm?
When my bike was stolen I was informed by the police there was little chance of recovery. However they have since recovered my bike and made an arrest. In the meantime I claimed for the bike under my ...


 Can my doctor's staff refuse to give me an appointment to see him because my insurance didn't pay yet?
I called for an appt.and one of his receptionist said I had to pay at least $55. before he was able to see me. I don't pay anything out of pocket, because my secondary insurance picks up the 20% ...


 Can I add my girlfriend to my health insurance if we live together?
Some states allow benefits for "partners." Is this the same? I am insured by Humana (Open Choice PPO)...



Serious1
What am I suppose to do if I am having problems with my car insurance company?
My car was found to totaled two months ago and my insurance company was to pay to my car people on my behalf. They still have not done anything. What am I to do about this?
                     
 




jack430
Maybe you ought to call the adjuster and start from the top. They have no interest in keeping a claim open for no reason. Maybe they think you are not going to pursue the claim. You have to be sure that you are both on the same wavelength.


hot single mom
Sometimes it takes 30 to 90 and even 120 before the insurance company pays out. I would ask them what the delay is. If you still feel that the response time is not warranted - then a claim can be filed with the Department of Consumer Affairs and / or the Insurance Commisssoners office.


onukpa
Rating
report them to your insuranc ecommisioner or the insurance ombudsman if you are sure you have provided all the details they require for settlement of your claim


chefantwon
Contact the claims adjuster and find out what is going on. Insurance companies tend to take their sweet time in paying a claim. Let them know that it has been 2 months and your not happy with their service.


mamatohaley+1
Call them!!

Maybe they issued the check and your loan company or the mail lost it. Maybe they are waiting for some paperwork from you. Maybe they simply made a mistake (pesky human claims rep).

People always assume the worst with claims adj and insurance companies. Nobody is perfect. They always suggest an attorney or the dept of insurance.

First call your adjuster, if to no avail go to the supervisor. If you are still not satisfied I would suggest then escalating it to the department of insurance. Adjuster's want to close their files as bad as you want their money.


gotpurplepassion
Rating
Yeah, Contact your insurance commissioner. They are there for you. All insurance companies MUST file their rates/rules and undwerwriting guidelines and they must be accepted by your commissioner before they can be enforced. In addition, Insurance companies are audited on a regular basis and get fined for errors. Keep your chin up..


Casino Rob
Rating
You always have the option of appointing a claims assessor to act on your behalf, such as http://www.ajcconsultants.ltd.uk


Bob G
Rating
Every state has an Insurance Commissioner who is there to resolve problems like yours. It may be under another name but I am sure there is one where you live. Contact them and file a complaint.


vruiz16
Rating
Have you talked to anyone about your claim. You should receive a call letting you know how much your vehicle's actual cash value is and how much they will be sending your lienholder. You should not stop paying your vehicle until this happens. Maybe they have sent out a check already and it was lost. You need to contact your adjuster first then go higher.


MoniqueLise
Rating
Call your insurer. If they are not taking action, call or contact your insurance commissioner. You can find your state's department of insurance through this tool on the NAIC website: http://www.naic.org/state_web_map.htm


mbrcatz
They were to pay "your car people"? You mean, the company that the LOAN was through?

You need to call your agent, to see what the holdup is with this claim. Your agent can look into it for you, and give you a simple list of what (if anything) the company needs from you to get this closed out. You should do this TODAY, as no one will be working the end of this week, and likely next week will be highly understaffed.


Tunka
You need to contact your adjuster,he is your best source and ask direct questions.You want to ask them if they made payment to your lienholder and when.The company is required to keep you informed of the claims process but you also need to be persistent, if all else fails contact your state's department that handles and regulates insurance they will be able to assist you and you may be able to file a complaint thru them if need be. Good Luck and Happy Holidays!!!


godzillasagoodman
Rating
the state department of transportation will handle it where u live


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