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 Can my health insurance ask for reimbursement from car insurance?
Had a car accident and was in the hospital for close to a week. Health insurance covered everything except copays and deductible. The car insurance is waiting to see if my health insurance is going ...


 Family Insurance?
where's a good place to get health, auto and life insurance for my whole family that is cheap?...


 Maternity Insurance??
I am pregnant, and was just turned down for medicaid, because we supposively make to much money..I'm a full-time student and my husband is self employed. Is there such a thing as maternity ...


 What is an insurance premium? Deductable?
...


 A deer ran into mom's car, what does she need to do next?
My mom was coming home from work & a deer ran into her truck. She got an estimate from her insurance comp yesterday for $555. They wrote out a check to her & the finance company where her ...


 Can you get insurance while being treated in the hospital??
My fiance is in the hospital, and has no health insurance... is there a place when i can apply for insurance and have them pay for whatever he needs in the hospital now? he has been there since 6am......


 I believe my grandpa was tricked into buying an Accident Life Insurance Policy. Is there anything we can do?
My grandpa died from cancer. He believed he was leaving our family with enough money from the life insurance policy to be able to pay off our home. We were suprised to find out he has Accidental L...


 Home insurance?
My partner and I have buidlings and contents insurance, my question is...is this classed as home insurance or with this just being buildings and contents do i need separate home insurance.
I ...


 Should I enroll in a health Ins. Plan this year? It is that time again, and I don't know should I?
Last year we enrolled in Aetna hmo, a dental plan and vision. We pay 600.00 monthly, deducted from my husband's pay check bi-weekly. If we choose to not enroll can we get charity care? 600.00 ...


 How can i sign up with insurance carriers as an independent insurance agent?
i am very interested in becoming an independent isurance agent, but how do i find the insurance carrier companies? how do i know witch co. would be good to work with?...


 I am moving from MA to FL and I want to cancel my car insurance..?
will this cost me money? or does it depend on the car insurance carrier or....


i have safety insurance if that makes any difference
Additional Details
well..im not ...


 Does anyone know any affordable cheap family plan health insurance company ?
...


 My business got flooded because of a bad roof, and I don't have insurance. What should I do?
Should I get an attorney or deal directly with the landlord's insurance?...


 Is there any insurance for stock market melt down.?
...


 Which insurance company is the cheapest when insuring an unoccupied house?
Approx how much is it for a 3 bed semi detached house?...


 Health and safety risk assements?
...


 If a cashier's check is cashed by auto insurance company does this imply auto coverage?
My niece is really heart-sick. She is only 20 and just financed her first car. About a week ago someone hit her beautiful car and drove off. It was a hit and run. She has insurance, but deliquent ...


 Where can I find a website to compare health insurance rates?
My husband and I are both full-time students and we're looking to compare rates for a plan starting 4/1/09. All of the sites I find via google have disclaimers at the bottom that by hitting ...


 I am a diabetic, being offered Term Life or Whole Life insurance, which one should I take?

Additional Details
I am in pretty good health. No diabetic complications...and I do my best to keep it under control......


 Where do i get a good life insurance policy with less premium ?
...



deswal_sanjay
What are the basic categories of insurance policies ? which pvt sector insurance policy is better than LIC ?
I'm planning to have a insuracne policy but seeing various pvt / gvt companies & diff kind of policies available, I'm just confused. I agree all these policis are basis on our requirement but still need some guidence to understand them in a better way. If some one can summarise the insurance market policies (catagorisation) will be great. If there is some brief documentation available, pls do send the link.
Note : I'm looking for a best insurance policy for me , my child & a good pension plan irrespective of pvt / gvt company.
                     
 




Bharat
Rating
Only term insurance is a product , which can benifit you. All other product benifit the agent & insurance company.

For investment, one should look for other financial products like Mutual funds, FD, etc


Modern Education Review
Rating
At least your money is safe with LIC. In private companies you never know their tricks and hidden things. The executive or your agent friend would have changed the company job by the time you ring up for help. My firend who insured Max New York never showed up. I had bad experience with IFCO TOKIO when I claimed my vehicle damage.

Go for LIC. Forget the executies. As smart as dangerous.


Shreeniwas Gadiyar
Rating
Life insurance is basically of two types :

1. Term insurance : which offer pure life insurance i.e. paid only in case of death

2. Endowment Insurance : Offering money only on survival i.e. on completing policy ter.

All plans are combination of term plus endowment.

ULIP is a new type offering investment alongwith risk cover. They are market oriented hence little risky.

Insurance is to be sold only after understanding the risk profile of the person i.e. his age, occupation, responsibilities etc. Some scientific formulaes like "human life value" "capital adequacy" are to be using in arriving at your ideal insurance cover.

If you are mumbai based and need complete analysis of your insurance needs feel free to mail me on gadiyarsp@yahoo.co.in


Mayur S
You can check ApolloDKV website for more information. I came to this Indian health insurance company offers affordable health insurance plans and medical coverage and medical policy online.


Sumeet
Rating
Hi Sanjay Deswal,
Insurance policies can be classified broadly into three categories.
1. Term Plan, - Risk Cover Only.
2. Endowment. - Savings, Moneyback, bonus etc. Insurance co. takes
amount risk.
3. ULIP - Unit Linked. Risk of amount is the Investors.

Being the oldest and trusted organisation, LIC of India does have the advantage of being in Profit and also a fast settler of claims and maturity.
Sumeet Tulsyan


HMT
Rating
There are 4 basic plans:
Term - Pure form of insurance.
Endowment - Money back after term.
Whole Life - Legacy left behind for survivors.
ULIP - Unit linked insurance.

If you are thinking of saving, investment etc., that is not insurance.


Praveen P
LIC is the best as of now...........go for it ....dont have any second thoughts ..........


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