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 Can someone get life insurance on you w/out you knowing about it?
Like if your partner took a life insurance policy on you, paid it but, w/out you knowing you even have it....


 Refused health insurance!?
My mom has a friend that has serious medical conditions.She recently got a check up and they told her she needs to go through surgery.
She's a U.S citizen! 30 yrs. old and they have refused ...


 Is variable universal life insurance a good alternative to college savings plan? It is confusing!!!?
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 Under what circumstances will homeowners insurance generally pay for a new roof?
I would like to know under what circumstances , if any, will homeowners insurance pay for a new roof? We have friends that told us a roofer looked at theirs a few years ago and said it had hail ...


 Who can be a good Insurance Agent.?
...


 What are some companies I can get renter's insurance from?
I'm looking for some fairly inexpensive renters insurance. I don't want State Farm and Progressive doesn't offer it here. I live in New York state. Thanks :)...


 Just laid off. Does my insurance with the company end the same day or do I have 30 days from lay off.?
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 My wife is canadaian moving to US has kidney disease can she go on my insurance with this condition.?
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 Affordable insurance w/ NO deductible and low premium?
I need you to tell me names of insurance not quote sites cuz they don't help. i need one for 2 ppl a mom and daughter. it shouldnt have a deductable or be more that 200 monthly.
Additional ...


 KFC IN SEASIDE WONT GIVE ME NO INSURANCE INFORMATION OR HELP FOR VETERINARIAN FOR MY HUSKY.?
KFC IN SEASIDE OREGON I ORDERED 4 BQ SANDWICHES . ONE FOR ME AND THREE FOR MY PET, LAST TIME WE EAT THEIR. ANYONE PLEASE HELP....


 Are we getting a check after bailout is passed?
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 When should I buy long term care insurance?
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 If I get pregnant the month before maternity insurance is active will I still be covered?
I have an individual plan with my husband for BCBS of IL. I have to wait 12 months for my maternity insurance to become active. If I was to become pregnant the month (approx. 1-2 weeks) before my ...


 Bank accounts are insured up to $100,000 if the bank fails how will everyone ever see there money?
Who is this money protected by? If the bank fails that will mean more then one is and how will everyone get the 100,000 they are insured for. If they print the money which they could wouldn't ...


 What is full form irda?
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 Question about auto loan...?
I am 18 years old and I am currently trying to get an auto loan from a bank. I don't have established credit so I am having my aunt co-sign for me. I am getting the loan for $7500 but I have ...


 LIC Market Plus?
Hi, I would like to invest for my childs education. How do the LIC market policy work ? What is the minimum amount I have to invest ? I would like a balanced option in the policy. What would be my ...


 How much does Workers Comp cost?
I'm self-employed custom kitchen remodeler/installer. I work alone for the most part,I sub-contract jobs from a major cabinet supplier. New policy says we must have liability insurance AS WELL AS...


 Can I put my brother on my health insurance?
He no longer has any and can't get any through his employer until January of 2009....


 I need to get a root canal soon, i need dental insurance..please help!?
i just went to the dentist today, doctor says i need root canal, it is going to be $500 for that and $550 for the crown that i also have to have, plus some other expenses (i have some cavities) i don&...



faeriedust
What are the main problems facing the life insurance industry?
                     
 




Doing the Right Thing
Rating
Number 1 problem: The number of life insurance agents has declined over the years for majority of the companies.

Number 2: Largest market in America is middle-income families. Majority of the middle class believe they can't afford it.

Number 3: Majority of people don't see the need for it.

Number 4: The US Government has sued many life insurance companies in 1993 for lying to the public, being deceptive, and not serving in the best interest of the client. (US Senate Report 1993). Since then, I believe this is why many life insurance agents have left the industry.


David K
Rating
There are not any real "new" problems facing the life insurance industry today. The main one is the simple fact that people don't think they're going to die early. Many people do not want to pass down unearned inheritance down to their children and feel awkward when their death is tied to a benefit.

I would say with many basic tax laws, there are more benefits and reasons today why the life insurance business is actually flurishing. People are getting older and there is a drive for people to cover retirement costs (LTC Insurance), which many of the life insurance businesses are getting a hand in.

I think in a decade or two you will see a major change in the insurance industry, since many are putting a lot of risk in this kind of insurance. When claims start coming in, premiums with exsisting clients will go up and many of our baby boomers will be the catalist for a massive insurance pull out.


529s.com
People tend to try and get life insurance when they know there is something wrong with them. Some companies will write life insurance on just about anyone, while other companies write only health people. Be sure to check the company's credit rating before taking a policy.


hirebookkeeper
Like everyone else, sales. It's a hard sell to see a perceived rather than physical product.


upside down
Rating
Eventually we will all have a claim.:o)


butter
Hi
If you want your life security see this site, you willbe clear about it http://www.freewebs.com/getinsurance


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