One guy, Mr. A, had hit my parked car while backing out his car. I was that time inside my frnd's house. My frnd's neighbour (who had hosted Mr. A) knocked the door and informed about the incident. Then I said I have to call cops. That neighbour said no need to call cops because both of you have insurance so, you just take Mr. A's insurance information and file the claim. They looked genunine so, I did not call cops. I filed the claim to Mr. A's insurance company (Company A). Company A asked for report from cops which I did not have. So, they needed to confirm with Mr. A. But Mr. A did not respond to his insurance company. So, my claim denied from Company A. I gave 2 witnesses contact details one is my friend and another is my friend's another neighbour but Company A did not take proper follow-up and stop responding to me. Then I went to my insurance company (State Farm). They said they will go after Company A and I have to bear the deductible cost $500. Overall, repairing cost comes to $1500. I filed collison report (FR - 22 or something)to DMV through my insurance agent. I have given my car for repairing. Now, once repairing wil be done then case will go for subrogation. What are the chances of getting 100% deductible? If I get partial then how much I would get and what are the options further to recover rest of the amount? Someone suggested few things like go to Magistrate and sue Mr. A, file complaint about Company A to Insurance Commissioner. Can anyone suggests what are my rights and possibility of getting 100% deductible after subrogation?