 I need 2 insure my car? |
| can u recamend a cheap incurance company?... |
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 In what way is this covered? |
| My car was broken into at my parents house. The stereo was stolen out of the car along with personal items (Clothes & such). I filed a claim with my car insurance and they are paying for the ... |
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 Hazard insurance??? |
Im buying my first home and i need some help finding out what i have to pay other than my basic mortgage.....
so.. what is hazard insurance estimated at 150/mo
what is real estate taxes..... |
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 Do you have a suggestion for a health insurance company? |
| I am looking for one that does not have a waiting period for current medical conditions or persciption coverage. Also one that is accepted widely. I do not want Blue cross and shield.... |
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 Car damage? |
I work for a bread factory. I parked my car parked in the staff car park. There was a flour accident and it went all over my car.
I got my car washed, however it has stained my bodywork. H... |
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 HeLP!! Dental insurance question??? |
| I was told in the consultation that my insurance can only cover 80% of my removal of my 4 wisdoms teeth. It will be $1,500 to remove my wisdoms and the insurance can only cover $1,200 according to ... |
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 Can some one explain the different life insurance options in laymen's terms? |
| My hubs is self employed, I don't work and we're hoping to start a family very soon. We don't know enough to make an educated choice right now. We want to get the most for our money ... |
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 Which life insurance would suit my life? |
I am 25 year old male. In strong health. I have a mortgage, car loan, and no credit card debt. I have no wife.
Which life insurance would benefit me but is also able to change with me as I ... |
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 What are some situations where life insurance is not needed? |
| I need this for a financial planning project. i need to find out when life insurance is not necessary in a ... |
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 Does anyone else believe that car insurance is complete thievery??? |
i mean,have you ever really thought about how much money you are flushing down the toilet every month, when you write out one of those checks???how many of us really benefit???
what about ... |
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 Need Health Insurance!? |
| My husband’s company doesn’t provide benefits. We have three kids and need health insurance. We have been looking but all the insurance you can find is like $10000, $5000, $3000 deductible, 20% ... |
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 Is there any way you can get help with medical bills without health insurance? |
| So my fiance recently got rushed into the emergency room and had to get his appendix removed. He doesn't have health insurance. His brother had to have stitches on his hand a few months back and ... |
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 Make Money buying life insurance on people dying? |
Is it possible to buy life insurance on people dying and then me keep half and give their family half of it too? I'm just curious as I thought it would be a good money maker.
Additional D... |
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 Medical insurance? |
| does medical insuance cover eye exams and eye doco visits for glasses ... |
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 Landlord wants me to pay damage to house but he has insurance? |
| My car burned up in my drive way 2 weeks ago and i didn't have insurance on my car(couldn't afford it). I hardly drove it because of that reason. There was minor damage to the garage door. M... |
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 Do you think life insurance is really worth it, and why? |
| I've heard things about life insurance being good for long term savings plans for tax reasons, but I don't know how it all works.... |
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Irene G | What can I do if my employer does not provide health insurance? |
I work at a local family owned real estate office. I've been needing to get health insurance and my employer does not provide it. Someone mentioned to me to apply for ACCESS but I dont know what that is. If someone could please help me I would really appreciate it. Thanks in advanced.
Additional Details
I am not an agent... |
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Tinalera
 |
Google "health Insurance"- there are a LOT of private companies that provide insurance for varying monthly fees-some more expensive than others. |
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Noah Tall
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If you are in AZ, ACCESS is AHCCCS, and it's the state's Medicaid program. You have to be below poverty level to qualify, details can be found at their web site. |
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boilerterry
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Typically the Real Estate Industry does not provide insurance to their agents, as technically you are self employed...I would contact any local insurance agency (Sate Farm, Allsate etc) and inquire into group ploicies you can sign up for |
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hefnergang
 |
Pray ya don't get SICK !!!!!!!!!! |
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NY1Krr
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Getting health insurance on your own is pretty expensive. Some states have special health insurance plans where you have to meet certian criterea to be eligible. For example, NY has a plan called "Healthy New York"- If your employer does not offer health insurance an you make less than $25k a year, you are elgible.
Check to see if your state offers something like that.
Otherwise, call your local agent and be ready to pay some serious $$.
Good luck |
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Christina
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Research health insurance companies and buy your own policy. Access is probably an insurance company, although I've never heard of it. |
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Maggy G
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Get affordable health insurance yourself if your employer doesn't provide it. You can comparison-shop at the website below |
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***you
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go get health insurance on your own it might cost you a lil more |
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hightechchic
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You will need to purchase an individual insurance.
This works differently than group policies. You will have to go through underwriting (meaning that they will ask for a lot of medical information and that will be used to determine your rate.)
On a group policy, unless you're in a new group starting out, joining the group is as simple as filling out a couple of forms. Applying for an individual policy will take a few minutes (to complete the application) and the response may take 10-30 days (or even longer) depending on whether or not you have any pre-existing conditions (and what those conditions are.) Unlike a group policy, you CAN be turned down for coverage on an individual plan.
Here are a few tips:
Know your options. There are PPOs, HMOs, and POS plans (just to get started.) These are all related to service networks, meaning that the insurance company has negotiated payment amounts for services provided by these networks. And that can mean a HUGE difference in your out of pocket expenses. But joining a network without many local providers can be a disaster for this exact reason.
Be sure you understand how your options work. Sometimes you're better off to take the platinum-level coverage with a higher deductible than the silver-level coverage with a low deductible. I use those terms generically, of course. But the reason is because the higher level of coverage is likely to have fewer exclusions, offer better prescription coverage, and offer fixed copayments for things like office visits (to see a doctor or specialist) BEFORE you meet your deductible.
Find an agent who will translate all of this for you. There's a LOT to know. And you really will need to understand it in order to make a good choice.
If you have any specific questions, feel free to email me. It's difficult to suggest specific plans or even companies without knowing more about your situation (and/or location.) |
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FTG!
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Get some real skills and find a different employer. |
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B T
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Irene, you can look for a local broker- but they have a tendancy to steer you to what makes them the best comission, not always whats best for you.
I have found a site that is awesome ! They have plans for everyone. They even have plans from bluecross, kaiser and other BIG insurance companies.
See any doctor, prescriptions, and pre existing conditions are no problem.
You will get instant quote and can compare companies
http://www.g13.us/healthins.html |
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