 Will recession affect Blue Cross Blue Shield or any other insurance company? |
| I have a job offer at Blue Cross Blue Shield, I am currently working for some other company, I was looking for another job coz I think my current job is a dead end type. But since it's recession,... |
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 Insurance question please answer if you know? |
| my friends husband has colon cancer the health insurance is about to run out she is looking for morer health insurance does anyone know any health insurance that will insure him?... |
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 Car insurance and finance question? |
I bought my car on finance a month ago and had to have Fully Comprehensive insurance for it. It is very expensive - if I were to drop to third party F&F, would they find out?
If they ... |
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 Coordination of health insurance benefits? |
| My husband and I both have separate health insurance policies with benefits of 80/20 coinsurance. If we both have the insurance, and lets say I have a $1,000 bill, I know my insurance would cover $80... |
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 The type of auto insurance that pays you? |
if a tree falls on your car is called _____ coverage.
a. collision
b. liability
c. ... |
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 In a home fire insurance claim, can I find my own people to do the repairs? |
| Do I have the right to use anybody I want, like family and friends, to repair my house, or is it obligatory to get a contractor to do all the work? I don't know if it depends on where I live, ... |
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 Self Employed - Personal Insurance? |
A friend of mine has been offered a job but has been told to get his own 'insurance'. I am presuming that this means some sort of personal liability insurance.
Does "... |
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 I need to purchase private health insurance for my husband and I, where can I look online ??? |
| We have health insurance through my employer which costs me appx $480 per month.....enough of that crap, I'm sure I can get it cheaper by buying it privately! Any good websites?... |
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 Will insurance cover this? |
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 Injured person, employer refusing light duty? |
| I injured my back (not at work), doctor wrote me out for 5 days then released me back to work on light duty. I am in the nursing assistant field in a local skilled nursing facility. However, when I ... |
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 Car insurance? |
| i cancelled my car insurance which i pay by installments i paid £75 at the beginnning and monthly premiums of £67 i cancelled the other day and on the phone they said i might have to pay a ... |
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 Anyone know if pregnancy is considered a pre existing condition according to NH health insurance companies? |
| My friend's sister is 8 months pregnant and has no had prenatal care. Her new job is telling her the health insurance did kick in but that the pregnancy and delivery won't be covered. I ... |
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 Is there a list of the top Life Insurance companies? |
| Doing research into which life insurance companies are good to work with. Is there a list of the top or best ones?... |
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 Would you please answer my questionnaire through e-mail? |
| I am management student, I am conducting survey on subject: 'Why do people hesitate to buy life insurance policy' Please answer my brief questionnaire which I will send you through e-mail . ... |
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hipichik68 | What can a person do for health insurance if his employer closes down? |
My brother-in-law is truck driver and just found out today the company he has worked for over 10 years is filing for bankruptcy and all benefits ceased as of today. Here is his major problem...he had a liver transplant (not from drinking, he contracted hep-c) several years ago and has to go for monthly appointments that accrue around $75,000.00. His next appointment is this Friday, today is Tuesday. What can he do?
Additional Details
He can't qualify for COBRA as the insurance plan needs to be in effect. Since the company filed bankruptcy, the insurance plan does not exist anymore. As to the answer that no private health insurance will cover him now, I think that is extremely sad in this country. If he doesn't receive his medical treatment monthly, he will get sick and probably die. |
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Insurance Made Easy.biz
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He is HIPAA qualified, this means he can purchase a health plan but the rates will be much higher than he is paying now. I would suggest he look at an Health Savings Account. You will get some people telling you HIPAA rates will be thousands per month, well in VA a $5,000 deductible Anthem Blue Cross HSA for a 41 year old male that is HIPAA qualified will run $424 per month. Rates do vary by state.
The most important thing is to get this coverage in effect ASAP. If he goes more than 63 days without coverage he will loose his HIPAA eligibility and he won't be able to get individual coverage at all.
He should start by calling his current carrier, then a broker. If he completes the application today he could be covered by tomorrow.
If he can find another job with benefits his medical condition won't matter since group benefits cover pre-existing conditions. I would not share his medical history with any potential employers even though it would be illegal for them to discriminate against him, they might because the group rates will go up with him on the plan.
you may also find this helpful
http://www.dol.gov/ebsa/newsroom/fsbankruptcy.html#section3 |
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HealthQuote360.com
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Your brother in law is most likely eligible for a guaranteed issue HIPAA individual health insurance plan.
HIPAA plans cover everyone that meet 6 criteria and HIPAA plans cover all of their pre-existing conditions immediately.
Here is some more information on the 6 requirements for HIPAA: |
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Zachry
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I just came across this website, you may find many useful information on health insurance quotes, hopefully may help you:
http://all-health-insurance-quotes.blogspot.com |
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chery
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i look around on the web and found this site.. |
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David & Elizabeth S
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COBRA, he can temporarily keep his coverage until he gets a new job with benefits, but he'll have to pay for it.
see http://www.dol.gov/ebsa/faqs/faq_consumer_cobra.HTMl
for more information |
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mbrcatz
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Not much.
I seriously doubt any private health insurance company will be willing to take him on.
He could check and see if his state has a high risk health insurance pool - and if they're taking new people. But it's going to cost a way lot, potentially.
He could also get married and go on his wife's group policy through her employer. Or if he's already married, he needs to see if he can get added on to her policy if she works - or he's got to find a new job PDQ so he can get benefits. |
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