 How do you become an insuranse broker? |
| I have a Health and Life license and have been a captive agent for an Insurance company. I want to expand and have the availability to offer clients many different options/prices instead of just ... |
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 Should i get home insurance as a home owner or a rental ? |
| i own a house and i rent out part of it . i pay about 925 per year. i am moving out of state should i switch to "rental property" rather then owner occupied insurance ? which one is better ... |
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 Contract phone broken, no insurance? |
| I've been on my 18mth contract with o2 for 5 mths but my phone is pretty much broken and I'm in dire need of a new one. I don't have insurance. will o2 give me a replacement (of any ... |
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 What is a cheap car insurance company in Arizona? |
I'm looking to find a cheap insurance company to insure my car in Arizona. I was paying 116 a month for it at the general and I was wondering if anyone knew of a cheaper place.
... |
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 I am separated from my Husband. Can he cancel my health insurance? |
| I recently separated from my husband, I am covered under his health insurance. ( Blue Cross Blue Shield) Can he cancel my health insurance? I heard somewhere that he couldn't. Is this true? I ... |
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 How can I help my wife and family manage my life insurance benefits after my death? |
| I have about $1.3 million in life insurance benefits. My wife is not very good with managing money and I'm worried that if something should happen to me, she will run through it in a few years. ... |
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 Which is Best health insurance policy in India for individual? |
| So far I have learnt that Reliance healthwise is a pretty good policy. Are there any better policies in the Indian Market for individuals. There are some active groups offering membership plus health ... |
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 Does Yahoo Answer provide Health insurance for every individual in here? |
Yahoo could be sometimes traumatizing. LMAO
TREATMENT For people with:
Psyquiatric problems
Psycological problems
ANGER managment
trauma because of account ... |
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 Is someone claiming on a piece of mail that they had returned you are deceased a federal crime? |
| My exhusbands new wife wrote on an insurance piece of mail that they need not send mail there ever again to that person, that this person was deceased. My insurance company contacted me immediately ... |
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 Should I actually buy life insurance through Primerica? Should I shop around for good life insurance? |
| I have no need for selling life insurance I just get a creepy feeling about Primerica? They seem a little shady. I just want my hard earned money going into the things I choose as far as investments ... |
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 Is this is good or bad but i don t have a spouse yet Should i get it? |
| It say Getting married and starting a new life as a couple is an exciting time.We understand the inclination to put off life insurance. "It s boring and morbid. "It 's hard to ... |
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 Does it make sense for me to buy COBRA insurance? |
| I recently fell off a horse and hurt my neck (luckily not majorly so I do not need surgery). I had to have a MRI which costs $3500. I currently have Blue Shield and my deductible is $2400 and my ... |
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 How long does it take for a accidental insurance policy to pay? |
Additional Details
It's an accidental death policy with AIG insurance company.... |
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| How to collect on another's driver's insurance. He was at fault? |
| Was involved in a car accident in August. The driver-at-fault's insurance paid out $5100.00 on damages, left me with a balance of unpaid $2100.00 in damages. Stopped paying on my rental, ... |
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 What is Insurance? Please help me:)? |
| I am 14 almost 15 and will be getting my car when i am 16 of course but i might have to pay for my own insurance and I know nothing about it so could you guys please fill me in?... |
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 Can i get health insurance for my girlfriend? |
| I work with company that has medical benefits so I have insurance. My girlfriend has become ill and is in need of health insurance. Can i put her on my plan even though she isn't related to me. W... |
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| Insurance question regarding a condo? |
| I own a condo and have condo owner's insurance + the blanket policy for the unit. There is a leak above my condo's patio door caused by faulty stucco on the exterior. I have requested my HOA... |
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Karri C | What can freelancers do for individual health insurance? |
I have my own little freelance job that I do for cash. I'm not married and not a student, so I find myself without any medical or dental coverage. I'm just looking for coverage for gynological care (once per year), maybe a regular check-up (once per year), and prescription coverage if possible. And, if I'm really lucky, I'd like dental to be able to have a cleaning every 6 months. I've tried looking online but I don't know what or where most of the "insurance companies" are and if they are real or even trustworthy. I am not a registered business nor do I make loads of cash, but I do not want to go on welfare of any sort. Does anyone have any advice for me? Thanks! |
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Rick
 |
You really need to find a local Health Insurance Agent/Broker. This way, he/she can explain all the plans and options to you.
Make sure the policy covers you for on the job accidents. I do not know what type of freelancing you do, but you want to make sure it covers on the job accidents. |
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nurse ratchet
 |
You need an individual health plan, with a higher deductible, but includes co-pay benefits for office visits and prescriptions. That way, your office visits (make sure it covers wellness for your annual exam) will be covered under a co-pay as well as the RX. Your deductible will come into play for any non office/RX benefits. If you are healthy, you do not need to pay a higher premium for a lower deductible.
Companies vary by state, so contact 2 independent agents in your area that handle health insurance. They will do the leg work for you in finding the company that is best for you. There is no "one size fits all" in the insurance industry. Everyone has different needs. |
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Chloe
 |
Well, depending on where you are located, I just saw something that might interest you. There’s a new company offering low cost individual health plans in Texas for young, reasonably healthy people. I saw it online recently and it looks pretty cool. You buy into a plan at a super low cost with fixed benefits that will cover the typical activities of a healthy person, including preventive care like Paps. Then, if something catastrophic happens, you have the option to get additional levels of coverage, even AFTER the event. You’d have to look into it for more details, but that was the gist. Even if you’re not in Texas, my understanding is that they’ll be offering plans in additional states soon. Plus, they’re backed by a traditional insurance company that’s been around for over 70 years, so even though they’re new on the scene, they have a solid reputation behind them. Check it out: http://www.precedent.com - Good luck! |
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CEE B
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Try Ameriplan,
Its 11.95 per month and it covers dental,vision,chiropractic, and prescriptions or you can get the full medical coverage for 49.95 which covers everything i listed plus docs visits and treatments.Check them out .
They pay up to 80%
http:www.everyonebenefits.com/rdasent |
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zapf1423
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I know of a program that can help you with Medical, Dental, Vision, Prescription and Chriopractic care. And it's very affordable. Email me for details. |
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gayathiri g
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It is not a insurance |
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mbrcatz
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Ok, it's going to be cheaper to pay for those all out of pocket, than it will to buy health insurance. Dental cleanings are cheaper out of pocket, too, than dental insurance.
You need an individual health plan, and an individual dental plan. PLEASE run the numbers before you buy dental - after copays, deductibles, and monthly premiums, they are RARELY cheaper than paying out of pocket.
The health insurance is going to run you about $250 a month. That's just what it cost. Dental, maybe $25. But a cleaning and exam costs ME about $70, so . . . cheaper out of pocket.
As to where to find them, do NOT buy off the internet. Go to a local, independent agent. Start with the guy that does your car insurance - if he doesn't write health, he'll know someone that does. |
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MoniqueLise
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It's not insurance, but have you considered a discount health plan or discount dental plan? What you do is become a member, and this entitles you to discounted services. You don't have the same arduous approval process, and it still allows you to get the services you need at a much better price. Given that you aren't looking for a lot of health coverage at this point, it might be a good idea.
Your other option is to get just a basic health insurance plan. It should cost much less, but won't necessarily give you prescription drug coverage. However, it does get you insured at a much lower cost, and starts you with a "track record" of being both insured and insurable. |
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