 Car insurance for 17 year olds? |
Hey people, i am 17 in april and i have been looking into buying a 1983 mini mayfair with 13"alloys and arches....and thats it...
onlly a 998cc, not the fastest of cars
... |
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 Purchasing life insurance? |
| I have adult family members that I want to purchase life insurance for. A $10,000 policy each to cover funeral expenses. I know that if anything happens to them I will be responsible. I'm ... |
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 What can my husband do? |
| My husband works for AllState and the agent he works under refuses to send out flyers or mailings. He expects him to make "cold calls" all day (while most people are at work) and still ... |
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| So if I die and my husband collects the $, is that $ taxable?... |
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| My kichen was flooded 10 weeks age and the insurance company keeps changing th goals posts and askeing for different things. is this right??... |
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 Got my drivers licence? |
Is going to be the first time me getting a job so I was wondering as soon as i start the job can i purchase a cheap car right away and insurance and stuff?
and cant get student loan ... |
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 I suffer from depression & was suicidal for a while, but now im tryin to get a mortgage & need life insurance? |
| would I be better off not mentioning anything about the suicide or depression, I know the insurance won't pay out if anything happens to me but the insurance would be cheaper, how much extra ... |
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 Can we insure our health with more than one insurance company? |
| If yes, how can we get reimbursement with one one set of original bills?... |
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 Where is the best place to look for life insurance for a 73 year old without exams? |
| My father is 73 years old and is diabetic (takes daily shots). I would like to take out a life ins. policy on him, but know nothing about it. I am assuming term (maybe 5-10 years) would be the best ... |
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| Is it the gov't. or does it come out of a special tax on salaries and wages?... |
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 If my mom is borrowing my car, is she covered by insurance? |
| Here's my situation. My husband and I have 3 cars. We recently found out that I am pregnant and want to let my mom take over payments. Would we be able to put her on our insurance even though ... |
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| I had a car accident had a total loss on my car. I was hit by another driver who was at 100% fault.? |
| I incurred a back injury and visited the chiropractic doctor 14 times. I had a MRI, massages, and exercises done. I feel better now. The visit to the doctor cost me $1500 and the MRI cost me ... |
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 My wife is pregnant, and we don't have insurance, how can we pay for the baby? |
| I'm self-employed and make a decent living, but I can't afford health insurance. I bring in around $90,000 a year, but my AGI is between 35-40,000. I have two children already, and this ... |
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 I am an uninsured driver. I got into a fender bender in a grocery parking lot? |
| It happened today. I believe it was my fault. I called the police, they said we didn't need an officer as long as noone was hurt.The other driver was so shook up she called her husband and he ... |
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 How do you get a health insurance company to pay for a claim after it was initially denied? |
| My wife was having severe headaches and feared she had a serious medical problem. I took her in to the emergency room, they gave her a shot and a perscription and diagnosed it as sinusitis (sp). T... |
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| Double insurance? |
| I took out two different insurance policies on my mobile phone about a year ago. (Long story....) Will "they" find out if I claim my broken phone from both insurance companies? No need to ... |
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| Can I sue my neighbor for damages if his tree falls on my hottub? |
| The tree destroyed the cover which cost $500. We were renting the house and did not have insurance. The neighbor said he would take care of it. He did by putting on an extension and a new deck on his ... |
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 Best life insurance? |
| i am 30 yrs old,male ,non smoker, but i am on hypertensive and cholesterol meds. what is the best life insurance i can get? how much approximately would be my monthly payment?... |
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 Life Insurance: Variable Life vs Whole Life, which one is really better? |
| Is Whole Life premium more money than Variable Universal Life? I asked for a Whole Life insurance quote from one of the big insurance companies around, instead the agent tries to convince me that I... |
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michrb52 | What can happen if I already cashed the check? |
I cancelled my auto insurance after renewing, I did an electronic transfer but changed my mind on the contract and stopped payment on 2/05 (i did not know I could have just cancelled within 72hrs without any money being taken (my bank did not tell me this either) so the insurance company never got the money this was about..2 days ago I get a $267.00 check from the same auto insurance co in the postal mail, I thought it was money left from a policy that l had lapsed and so I cashed it and used the money. Today i got a letter saiyng it was a check sent in error and I should not cash it but void it and return it, theres nothing left to return, Now what? |
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independent101
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Have to pay it back, they'll understand it was a mistake that you cashed it. Still have to give it back tho |
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cork
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Odd that you would spend their $267.00 and also your amount in the bank that was to cover insurance payment and not be aware you had $267.00 dollars too much? Poor stewardship.
So I would pay it guickly before they press criminal charges-
and they can. |
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michaeltaylor0331
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You should definitely find a way to pay it back, as Insurance companies do employ debt collectors in this situation. |
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mbrcatz
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Now if you don't pay it back, they send it to collections and eventually small claims court, until they get the $$.
I'd pay it back as quickly as possible, as stopping payment on the check *might* be a prosecutable action in your state, as check fraud. |
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maxximumjoy
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The onus is on the insurance company to correct the mistake, but really it won't be that hard for them to do and they may not have to take you to court to do it.
All they have to do is call your bank and dispute the transaction. The bank will launch an "investigation," and in about 2 to 3 months you may get a letter from the bank announcing that $267.00 will be debted from your account.
If they don't want to go through your bank, they can simply keep sending you letters that you owe them money and eventually they will send you to collections and it will show up on your credit report.
To avoid all this, I'd call up the company and try to work something out.
Or take your chances. Up to you. |
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G
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you could call their bluff -- they would have to take you to court to get the money and 267.00 might not be worth their time. legally you would owe them the money though. if you live in the united states the odds are already stacked up in favor of corporations and not in favor of you. |
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ricks
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If you took money that was not meant for you to have, you owe it back, period. It is a big stretch to say they cant prove you took the money & that you dont owe it back when you obviously cashed the check. All they will need to do is show the stop payment you put on your check, and the clearing of thier check to prove you have the money, & need to give it back.
And you knew you had extra. If you stoped payment on your check, & spent the money, & got a check from them & spent the money, you knew you had some extra there. All it will show is that you are poor in math & character if you try to fight it. Just send them the money back. They will take a payment plan. |
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Vincent
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Legally they cant come after you for a mistake they made. You are not legally bound or obligated to return this money, unless its from the government, then you better start another job. Otherwise tell them its to late, you already cashed it and to a: stop calling you about it, or b: you will set a a payment arrangement to pay it back asap. Its really your call call whether to pay this back or not.....
Good luck with your dilemma....
P.S. I read many posts on here about them taking you to small claims court. They can not, take you to small claims court, nor can they take legal action against you. You did not sign a legal binding contract, this was sent in there error, and it is their loss. You can look in your phone book for a local attorney, many will do free phone consults, this may be your best source for answers due to the many conflicting answers here. |
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SPIFIMAN1
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You owe them the money. Pay it. |
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Francis D
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they cant take it back....and there is no legal action that they can take....what are the paper works to back up their claim that you owe them money? they can never win in a court of law....nor will they take you to court for a couple of dollars....no debt collector will accept that case....and even if they did...they cant win....when someone says that you owe them money..they have to give proof...in this situation, there is no proof..and also..even if a judge knew that you cashed the check and used it....he has no legal jurisdiction to tell you to give it back...so therefore, you win....you can only lose if you owe...and in this situation, you dont owe....they are bluffing you....as all insurance companies do... |
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Michelle R
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Now what? Send them a check for $267.00 You spent the money in error. There may be as you say 'nothing left to return' from the actual check that they sent you, but you do have some sort of income don't you??? You owe them the money plain and simple and they do not care how you get it as long as they get their money back. The party is over, you didn't get away with keeping the money so pay it back or they will get it from you. They will consider it worth their time to collect 267.00 and that is why they have collection agencies and lawyers on their payroll. It really isn't worth selling your soul and being so dishonest over a lousy $267.00. |
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