 Is it true that once I turn 18 I won't be covered by my parents' health insurance? |
| I am turning 18 in a few weeks, and I was wondering if I won't be covered anymore, I am currently a college student and I won't be able to afford ... |
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 Cost of Health Insurance? |
Hi,
Okay, so I need some help. I am moving to California to go to school for the next school year. My parents will not be paying for anything. I was wondering if someone could please ballpark ... |
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 Can my insurance company sue me for money that they overpayed me? |
| they sent me a check for 10 times the amount that it should have been but we had no clue, then a couple of months later they called and said that they had made an error and they wanted their money ... |
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 Is contents cover really worth it? |
i mean, only insuring the contents like PC, PSP, TV, Video, some gold and etc.. and if yes which insurer would u recommend
... |
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 Who buys Insurance like State Farm? ? |
If by any chance, anyone know what type of people buy insurance like age or lifestyle (single, or married etc.)? Is it normal for a teenage guy to look insurance up?
-Insurance as in Auto, Life,... |
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 Why are car salespeople called DEALERS? |
And car insurance salespeople called AGENTS?
Additional Details
Dealers are selling someone else's product. Like GM, so actually they are agents for a much bigger company.... |
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Sue H | What can i do when uninsurred driver wont pay for damage? |
says he didn't hit wall will only pay to put 3 bricks back in place my quotes say wall is cracked and needs rebuilt |
 |
 
amust2407
|
Why don't you just file a claim with your homeowners insurance? Most homeowners policies cover vehicles as a named peril. You would be out your deductible, but it would be worth it not to have deal with small claims court. This would ensure the wall would get repaired correctly, and you wouldn't have the hassle. Then, just let your insurance company go after the uninsured person. If they happen to recover all the money, they would refund your deductible to you. It's unlikely...but possible.
But trust me, you would spend more on attorney fees going after this guy than what your deductible would be. It would definitely be worth your while.
PLUS** Just because you get a judgement against the guy in court doesn't mean he'll have the money to pay you. Chances are, if he doesn't have enough money to pay for insurance, he won't have the money to satisfy the judgement. Go through you insurance company! |
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Sparkle062510
|
Ouch...that really sucks. Well, any car accident is a royal pain in the a** as it is...
First off let me ask, did you file a police report? If it's documented the person can lie all they want...it's what's in writing that counts!!
Secondly, if they don't have insurance, then to get your money you will have to sue them. Consult an attorney that specializes in accidents/small claims and they can put together the paperwork for a reasonable price. Once the person responsible receives the summons, they will have to show up to court. If they don't show up the first or second time, I believe you automatically win the case and you can get collections after them.
Believe me when I say it's a real pain and tedious, but hey, you gotta do what you gotta do. The professionals will steer you in the correct direction. Good luck!! |
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E
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1. Go after him personally
2. Check with your insurance, does it cover uninsured people? |
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bud68
 |
Hit a wall at your house? File with your homeowner insurance. |
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Insurance Geek-ette
 |
You have to sue him. |
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ellie
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If you sue in small claims court you won't need to pay an attorney. Check to see what the limits are in your area. Usually it's around $2,000. You will need to make a good case. |
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Steve D
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Looks like you are going to have to sue him for the difference or claim it on your insurance as uninsured driver coverage. |
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astradaemon
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I had something very similar happen. Eventually, I did get the money from the person (after a lot of legal hassle), but I was able to get the repairs done through my insurance without paying any deductibles because I was able to prove that the person was responsible/at-fault for causing the damage. If you didn't file a police report, you should do so...that way, if you have to go the legal way, it will expedite the process. Make sure that you take pictures of the damage, and take several pictures during the repair process as well. Detailed documentation is the best way to guarantee you will get reimbursed one way or another. |
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tkquestion
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Not much you can do.
Since he is uninsured, there is no insurance go go after. Since he is uninsured, likely, he doesn't have the money to give you, even if you sue and win the case.
Your home owner's insurance may be the last resort. |
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