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 Should I put my husband on my dental/health insurance if he already has his own insurance? Does it matter if?
we are on each others insurance? He says it doesn't cost him anything for his so why should he cancel it. I just don't want some big discrepancy between the insurance companies when ...


 Does it make sense for a wealthy person to pay for health insurance or just invest their money & pay for?
health needs of the interest of their money? Please, no junktastic answers. Only if you have true knowledge in finances. Thanks so much. :D...


 Time to get life insurance during economic crisis?
Would it be a good time to get life insurance during financial and economic crisis? Because i heard a lot of people talking about getting life insurance.

T...


 What do financial advisors think about universal life insurance?

Additional Details
I was looking at MetLife Guarantee Advantage Univeral Life, and i was looking at buying it directrly from the agent not thru a fee only ...


 Is it safe to give my SSN to an insurance company to get a quote?
...


 Whether insurance policy is a product or service?
...


 Term mortgage insurance.Who gets the house?
Im thinking about getting mortgage insurance on my home. This is my first home and i dont have it mortgage insur. now. How much does term mortgage insur. normally run and who gets the house if i pass ...


 Insurance: The Ultimate Gamble?
My hubby and I debate this all the time, he wants to insure everything we own. I say it is like betting against yourself.

You are betting you are unfortunate and have an accident, or ...


 Is it customary to make a check out to an insurance broker (instead of the insurance company)?
I am applying for personal liabiility insurance for private educational consulting and the application says to make the check out to the broker...that seems weird to me...does anyone know?...


 Thank u.u r so kind to answer me. iam just can't believe it and i wanted to know what is this scam?
...


 Why do parents get life insurance on their children?

Additional Details
blonde--certainly children have lives too, but seeing as how life insurance on a child doesn't insure that they keep life, i don't understand the offensive ...


 Life insurance for myself & partner with no medicial required--------any help please with a company ????
any uk companys that i would benifit going to,also over 30 year term, help in this matter please....


 What type of life insurance do you recommend???
I am male, 37, non smoker, 3 kids, working wife, make about 72,000 a year....


 Do I need public liability Insurance ?
We are starting a service that matches companies to website designers. Its an online service.

Theoretically there could be issue between the companies meeting through our service. Would we ...


 I am currently medically insured through my husband's company, my new job offers free insurance.?
Hello and thanks in advance.
I currently have medical insurance thru my husband's company. I just started a new job and they offer free medical insurance to their employees (not their ...


 What type of Life Insurance is best for my husband and I? (We just purchased a home, we are both 23 years old)
My husband and I are both 23 years old and we just purchased a home. We have been under pressure from our Insurance Agent and our Mortgage broker to obtain Life Insurance in case something happens ...


 Do you know anybody who has faked a burglary to claim insurance?
did they get away with it. i know someone who did, should i have told insurance company....


 Why do some people in US refused to buy Health Insurance policy?
Are there free health care for the poor in US?...


 COBRA Insurance question?
My wife currently carries our family insurance with her company. We were wanting to have another baby on her insurance and she is wanting to quit working in Jan. If that is the case we would ...


 What are your thoughts on insurance's.Do you feel they are just a scam in disguise?
They all want your money,but then when you need it,there's always a catch,or some reason they come up with, to keep from giving you the money..
Additional Details
I think there main ...



D H
What causes people to change insurance providers?
                     
 




ThatLady
In a nutshell: bad service. I've changed auto insurance because I had insured belongings, and an agent told me that my things would be safe shipping them. Well stuff was broken and damaged. When I called the insurance company to get it taken care of and replaced, they pointed to a clause which they never mentioned that said, "We won't pay for anything that was damaged." What the heck?! What are they good for? They're history! I'm about to change my medical insurance too. My deductible is so high that I might as well not have any insurance. By the time I pay the deductible, a new year begins and I have to start all over again. The only this medical insurance would be any good is if I had a catastrophic illness. Medical insurance in our country is the pits.


nicefriend
Since Tariff is administered by the Govt. its only the service that motivates people to change the Service provider.


Sweety
becoz of bad services of previous insurance providers


spyderman1212
money!


nakedi
Insurance is about giving you a peace of mind so you want to get that surity. service is the most important, not to mention solvency of the insurer and cost of insurance ofcource but remember "quality has no substitute".


cutienoz
to save a few pennies or their current provider is dropping them for tickets, accidents etc..


hanmabookie
The insurance industry is probably one of the most corrupt businesses on earth--next to the credit card industry. They take your money promising to protect you or your belongings, but then when you need them the most, they don't want to pony up. If you can find a decent insurance provider (if such a thing still exists) then change every chance you get.


tigertiggerii
January 2005, new mortality tables came out, company's are starting to apply lower rates due to us living longer. In many cases, companies are less expensive than others so they move. Or the need changes and another company better fits the need. Some change as they have a better relationship with a company through an agent who is taking care of the client. Hope this helps. If you need something more specific, let me know.


origchick
for me, i found a cheaper one with better rates, also the company i had before was really small and they could not handle all their customers. bad service because of it.


mbrcatz
Rating
finding a lower rate
dissatisfaction over a claim
lack of service on the policy
finding better coverage
having the current carrier go bankrupt or leave the state
being cancelled for nonpay


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