What company offers the cheapest life insuance?

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jm	What company offers the cheapest life insuance?

Zarnev

There is no one company that has the "cheapest" policy across the board. One company will be less expensive for a 25 year old while another company for a 45 year old. One company will be less expensive for a smoker while another company for a non-smoker. One company for an heavy person while another for a slender person. The list goes on and on.

You should start with your auto insurance agent. Many companies will give a discount to the home and auto insurance if you also have a life policy with them. Also contact a local independent agent. This person can shop the market for you and find the best policy for your situation.

Insurance

where are u from? age group ? health condition?
lifestyle? occupation ? all these will determine yr premium

diffrent company will offer different plan to target their market.

Mark S

Check with your local Primerica agent. You cannot believe the awesome changes that have taken place. Premiums are at the lowest they have been for us and we beat most, if not ALL, of our competitors!

We are positioned to change lives, for the better!!!

Makotto

Prices will depend on each company, so there no substitute for looking and comparing policies.
Remember that when you compare different products it is a good idea to ask question such as:
-How long are the premiums are going to be the same? Are they ever going up in price?
-Does the insurance ends at certain age? If so, what is the cost to buy a new policy at that age?
-What other additional benefits does the product provides?
This a very simple guideline but it will allow you to compare apples to apples.
One last piece of advice. It is a good idea never to 'take someone's word for it'. Any reliable insurance agent/broker will be more than glad to give you a written quote, so you will actually have the proposal in black and white and will be fully aware of what you are signing to.

Good luck.

James W

If you are looking for term insurance there are a lot of low priced choices out there. My personal favorites are Northwestern Mutual and Allstate. Don't buy life insurance from a company that you've never heard of. If you die 15 years from now and your family has to try to contact some no name company it could be bad.

mbrcatz

There's no "one size fits all" cheapest. Not all companies write in all states.

You're going to have to comparison shop. There's no "short cut" on this.

Modus Operandi

It really depends on pricing because mortality is the least impacting part of it. So if you find the company that screws its agents and pays them little to nothing for your business.. I'd bet that's the answer.

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