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abracazabra | What compensation do you think I could get? |
what compensation should I be due for a little toe amputation because of an accident at work
the insurance company have accepted 75% responsibility |
 |
 
errantskitten
|
Most of the actual compensation you will get will depend on how "disabeled" you are. for instance, I tripped and fell at work, hurt my knee. I was given a 7% disablity and they paid all of my medical plus a certain amount for time off work and some for damages, so ultimately I got about 14,000 plus medical. |
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Stefanie B
 |
Was this filed with worker's comp insurance?
They should cover everything. You should not be responsible for any of it. |
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A decent answer
|
What you will be getting is called a permanent partial disability or PPD. You will get a certain % of loss and will be compensated for this.
It depends on each state, it also depends on the toe. For instance a big toe will cost more than that of a little toe. Some states such as Hawaii rates each body part based on weeks, other states are determined by a doctor and state in which a formula is used to determine your value.
In your case, the little toe isn't worth that much at all. A friend of mine had his middle toes cut off, 2nd toe and middle toe and got about $3000 because he lost 2 toes, However because you just lost the little toe, some states don't see any use for that toe and you might get no more than $1000, if your lucky. Partial amputation could yield $700.
Remember, it depends on the state, how much was taken off. Pain and suffering is not included in these rewards. These are estimates based on experience. |
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bud68
|
This should be handled under workers' compensation. |
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mbrcatz
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OK, well, they can't accept 75% responsibility.
Workers comp is all or nothing. So, it's a work related injury. They should pay full medical costs, lost wages, and any disability settlement will be based on the percentage of permanent disability you have - and the impact it will have on your future wages.
You don't get "pain and suffering" for workers comp.
For a little toe . . . I don't see ANY disability involved here, unless you're a magician who pulls things out of a hat with your little toe. |
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D M
|
Insurance benefits mainly depends on valid medical doctor certification.
If a doctor is unable to certify you as disabled from your occupation, you are not considered disabled and ineligible for disability insurance.
Find out from your employer if they have dismemberment (loss of limb or member) insurance.
If none for both, then you can always pursue a general liability claim vs your employer. Get legal advice on this one. |
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louise w
 |
I depends on your policy. It should be set out in your insurance policy how much you will get in the event of losing certain body parts. It varies a lot so look into your policy, then 75% of the figure. The first answer is incorrect, you will be compensted 75% only because the accident was deamed to have been 25% your fault. If you think this is unfair, seek legal advice and maybe sue the insurance company. |
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