 Insurance Companies and the Govt. Do they scratch each other's back? |
| How do both the Govt. plus Insurance companies benefit from forcing people to insure their items such as vehicles, houses, businesses? Furthermore, are Insurance companies insured?... |
|
 Will my husband's insurance cover my pregnancy if I'm already pregnant when added to his policy? |
| I just found out that I am pregnant and have no insurance. Fortunately, I am engaged and due to be married next month. My future husband does have health insurance and I can be added. I'm only ... |
|
 How do i make sure my life insurance pays out? |
| I likely am fatally ill and have some decisions to make. i had a big life insurance policy through work, but i think i'll need to come up with $700/month to maintain it. it sounds like a lot ... |
|
 Which insurance company in India gives the following in one Umbrella? |
health insurance+accident insurance+life insurance+property insurance+house insurance+vehicle insurance+other miscellaneous insurance (if any).
Please give me the company's website address ... |
|
 Can a provisional driver be added to insurance? |
| i am learning to drive and bought a car. i priced insurance and its very expensive, i was wondering if i was allowed to be added to my parents insurance as a named driver bearing in mind that im a ... |
|
 I am looking for a good life insurance company? |
| I am in my late 40's and I would consider myself low income ... |
|
 Need the cheapest term insurance for someone 55 years old? |
| I would like to buy a $100,000 term life insurance policy. I am 55 years old. Anyone know about how much this would cost me and the best company to buy from?... |
|
 Life insurance scams? |
| hello - i am writing a screenplay and a small portion of the movie is about a guy getting killed because of his life insurance. i need to set the period in a time where life ins. was sort of a new ... |
|
 Health insurance and coverage? |
| I've just been offer health insurance through the temp agency that i work for. It about $20 a week but will only cover up to $7,500 annually in medical expenses. Is that a good deal or should I ... |
|
 Do i save money if i get an insurance just for myself or join my dads insurance? |
| im a new driver..i dont have a car yet but im definitely buying a used car maybe honda civic. Im 18 and a female. my dad has been with his insurance for 4 years now..wud i save money if i join his ... |
|
 Auto Loan Insurance? |
| Can someone please tell me there is any financial institution that offers some sort of auto loan insurance...something like mortgage insurance..that if the loan originator passes away, the loan will ... |
|
 How do I get an Isurance Licence? |
| how do I get an Insurance licence?... |
|
 Do health insurance carriers consider prematurity a pre-existing condition non-elegible for coverage? |
| if i have to change jobs and thus change insurance carriers, does anyone know if a dependent child's health issues due to prematurity would be considered a pre-existing condition and not be ... |
|
|  |
Have a GREAT day! | What deductible should I chose for renters insurance? |
I ran a quote for renters insurance thru my bank. They also had a little section where you can build your own quote. One of the catagories I can adjust is the deductible. I went with the lowest amount ($100). Is this ok? My bank had it set to $250. Is there anything wrong with getting the lowest deductible? I recalculated everything with the $100 deductible, and the premium didnt change really. Is $100 ok? |
 |
 
amust2407
 |
It's fine as long as you understand how much more it's going to cost in premium. I would run some numbers and see how much it would add up in 5 years if you went with a $250 or $500 versus a $100. If the money being saved by the larger deductible is not enough to justify it in your mind, go with the $100. |
|
Queen B
|
i would not go that low. the lowest i would tell you to go would be 250 and to try 500 if you can afford it. the reason being this: the lower your ded the higher the premium and when people carry a very low ded they tend to want to make very small claims that can add up and then its hard to get insurance as they stay on your record 3-5 yrs |
|
regerugged
|
Yes, $100 is OK. But you should look for the highest deductible you are willing or able to handle. I have a $1,000 deductible on my auto insurance and a $1,000 on my homeowners' insurance.
Insurance is supposed to be for large claims that you cannot afford to cover yourself. |
|
src50
|
It's whatever you're comfortable with. The lower the deductible, the higher the premium. |
|
mbrcatz
 |
Well, that $100 deductible is costing you more. Sure, that's a fine deductible. |
|
ed
 |
If the premium is very close, you are probably ok.
If it was a large difference, you could take the higher deductible and save the difference in your bank.
If a loss occurred, you could use the savings, but, if no loss occurred, you are ahead with cash in bank. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 35 minutes(s) ago
| | | |
6 | 1 hour(s) ago
| | | |
6 | 6 hour(s) ago
| | | |
6 | 9 hour(s) ago
| | | |
6 | 1 day(s) ago
| | | |
6 | 2 day(s) ago
| | | |
4 | 5 day(s) ago
| | | |
6 | 2 week(s) ago
| | | |
6 | 2 month(s) ago
| | | |
6 | 6 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
