 We are a new small business. Where is the best place to get workers compensation insurance? |
| Just looking for an insurance company (private sector?) who provides affordable workers compensation insurance for small businesses.... |
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 Do Americans Understand how Insurance works? |
Everyone pays in a little to cover everyone, but not everyone takes out of the system all the time, only on an as needed basis
But you knew that !
Additional Details
Smart Guy? T... |
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 I need help understanding Health Insurance Deductibles? |
| Ok, so I'm going to get health insurance and I'm Having a challenge trying to understand the deductible situation. The Health Insurance I'm looking into is Blue Shield of California ... |
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| Does home insurance cover ants? |
| We had a lot of rain here in the midwest the past few days, and it seems to have flooded a colony of ants living near my home. This morning they were swarming the floor, wall and window in my son... |
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 Am I liable to pay for water damages to unit below my condo ? |
| My water heater pipe broke and water filtered to unit below. I don't have homewoners' nor the resident below. Am I responsible for her damages?... |
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 I have a very important question about health insurance.? |
| My husband was wrongly fired yesterday. He has been working with this company over five years... well he was getting health insurance threw them, a PPO,. How long after you are fired does your ... |
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 I need an insurance agent to answer these questions.? |
1) What do you like and dislike about your profession?
2) What are the biggest mistakes you see people making in your area of expertise?
3) What kind of training, licenses and/or education ... |
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 Does home owners insurance cover rotted wood siding.? |
| We bought our home in 2004 and there was some rot on the wood siding. We were offered 3000 dollars from the seller and a stainless steel refrigerator. The home inspection didnt have a dollar amount ... |
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 My windows were broke,the insurance company just wants to replace the glass.I want the whole window replaced.? |
| My house was built before the 1900's, it was vandalized on Friday and 22 panes were shot out by a High powered BB gun. The Home owners insurance just wants to take out the glass in the wood ... |
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 Public liability insurance & professional qualifications? |
Hi
I teach pole dancing and need to get public liability insurance as I am leaving the company I currently teach for (and whose insurance I am currently covered by). Do I need any ... |
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 My husband and I are fixing to be checking into life insurance policies. What kinds of questions are they? |
| going to be asking us? How much should we expect to pay? He is 35 and I am 39. I quit smoking 1 year and 8 months ago. I have heard that it was best to wait until you had quit smoking for at ... |
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 Where can I get health insurance if? |
| Where can I get health insurance if I am am a college student? The thing is that I have thyroid problems and I have depression and anxiety as well. And just recently I finished both my medicines and I... |
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 When changing auto insurance companies, am I bound by law to show the new policy to the old insurance company? |
Say, today is 1st Feb'07. I had an auto policy (from Farmers) that expired on 1st Jan'07. Today, I buy a new policy from a different insurance company(AAA).
When I discontinue ... |
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| Can i be put on my parents health insurance if i am not currently in school? |
| I've been making myself sick over this all...see here's the problem....I should still be in college, but because of money problems, I decided to take a semester off. I thought it wouldn'... |
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 What does deductible really mean? |
| I'm looking for health insurance right now and I don't really understand deductible, I looked it up already and read a little bit about it but I couldn't really find the right answer I... |
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Ranatalot | What do I do now? |
During the high winds last week some ridge tiles were blown of a local business premises on to my car. It has caused a lot of damage and so I rang my car insurer to report the incident, I thought they would deal with the matter as I have legal protection on my policy. I've just heard from them and they are not willing to help. What do I do now? I would be very grateful for any constructive advice.
Additional Details
They said that because it wasn't traffic related damage that they were closing their file. |
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Chadders
|
If you have fully comprehensive insurance then your car insurance company should sort it out. If not then you should get in touch with the local business as they, or their insurance, are liable. If you don't get any satisfaction the see your local Citizens Advice Bureau. They can help and their help is free.
Re your additional details: My car was parked on the street overnight and some drunken moron decided to do the riverdance on the bonnet. Needed a new bonnet. My insurance company sorted it and that wasn't a traffic related incident. |
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richardwales79
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You need to approach the person who is responsible for the building the tiles fell off as I believe their insurance should cover it. If that doesnt work seek advice from a solicitor or citizens advice. Good luck! |
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john a
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Is there a natural phenomenon during the time of accident? If there is, you have the right to make a claim. It will be covered under AOG (Acts of God) coverage. it can't be covered under Own damage 'coz this type of cover is applicable if you have accidents if it is your own fault or damages done due to vandalism. |
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mbrcatz
 |
windblown objects hitting your car is a COMPREHENSIVE loss. Do you have Comprehensive coverage on your car? Wind damage? I"m guessing not.
Which means, you didn't buy that kind of coverage, and you'll have to pay for the damage out of pocket.
Of course, you CAN add that coverage to your policy now, so that the NEXT time something like this happens, you've got coverage. |
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Aries
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You can get 30 mins free advice from a Solicitor or phone Citizens Advice. |
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OriginalBubble
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What was the reason they couldnt help?
Have you spoken to the business as their insurance may pay for the damage to your car |
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Insurance Biz CT
 |
I would recommend that you contact the owner of the building whose tiles damaged your car. Explain to them the damage incurred, and ask them for their insurance carrier information. Make sure you have pictures of the damage, tiles included that ended up in the area of the vehicle. |
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waggy_33
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Your claim is against the building owner's insurance policy. |
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