 How does the deductible work in health insurance? |
| is the amount you pay every week out of your paycheck applied to the deductible,or is it a seperate fee?... |
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 CAR INSURANCE - who would YOU recommend? |
i know that Prudential are absolute bo!!ocks, so who IS any good?
Would like opinions on the followign companies specifically as they've given the best quotes (although any other ... |
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 Is the employee responsible for tracking mileage for auto reimbursement? |
| My company pays auto expense reimbursement for use of the employees own vehicle. Who is responsible for maintaining the records for mileage and fuel expenses?... |
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 Can one person be covered under 2 diff. health insurance policies? |
| My employeer offers health insurance where the monthly cost is the same no matter how many family members you have on your plan. So I have our 2 children on my plan and my husband is on his plan ... |
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 Life insurance that pays out? |
| Are there any types of life insurance that pays out even if you do not die? I am 28 yrs old...and say I buy a 20 year life insurance policy, if at the end of the 20 years....when I am 48....can I ... |
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 Which life insurance company is best in settling claims? |
| Which life insurance company is best in setting claims? I want to but a term insurance for 25 yrs. I am 35 now. Please suggest good plan and insurance comany. Is there any databse where we get more ... |
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 I'M in a dilemma please help.? |
| I lost my watch in my house.I think my 1 year daughter put it in the pedal bin in kitchen. how do I get an insurance claim for this watch? It was quite expensive so need a strong case against these ... |
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 Pet insurance?? |
| what does it cover?? does it cover all the treatments, jabs and all trips to vet or what?? ... |
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 Can an employer cut hours so you lose your health benefits..is that legal? |
Additional Details
Was hired full time almost 6 years ago. And after 4 managers later they have cut my hours to 30 I need 32 to keep health insurance. Also 2/3 of the health insurance ... |
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 What are some things a driver under 25 can do to save on auto insurance? |
| I don't mean the basic stuff like drive safely, don't speed, etc. I mean, what are some insider things that you can do? I guess I'm looking for insight.... |
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| Household insurance? |
Hello, i wonder if you could help, we are currently selling my parents house, who are now deceased, i wonder if its possible for me to insure the property just incase of a fire etc.
And would it ... |
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 National Insurance Number? |
| Is there some system or reason for the letters and numbers in the national insurance number we are given?... |
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gradin_2007 | What do I do to become an Insurance Agent? |
I think I should major in Business Administration. I have no idea though. This is my last year in high school and I need to figure out what to do.
Additional Details
and how much can an insurance agent make a year?? |
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angie
 |
There is a special test you have to take to get licensed. |
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domers13
 |
Wow, there actually is someone out there who WANTS to be an insurance agent (just kidding). Any business or tax courses would be of use, as would psychology and marketing. The sky is the limit for a really good salesperson (after a learning curve), but expect to work long hours at first and look for a good mentor. Like any other job, if you are lousy at it, you will make lousy money.....I have known agents who made 20K a year, and one's who have made high 6 figures. It all depends on you. |
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Blues Man
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All you have to do is take the state test & pass it |
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Nick
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Get your BA in Business Administration. Then worry about a job--at least there will be more opportunities. |
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Banditt
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You don't need any degree to be an insurance agent.
There are a couple steps:
1) Complete the education requirement. You can do this through an online class and then take a test or it is a two day in classroom training
2) Complete your state licensing exam. (They are broken up into products - Personal Lines (Auto/Home), or Health/Life)
You are now a licensed insurance agent. You can work in an established insurance agency, or try to start one yourself. (That's a much longer answer)
As for salary I only know auto insurance: The average commission for an auto insurance agent is 15% first year, and 10% each year after that with the average policy being $1000. That means for every policy you write you will get $150 the first year, and $100 each year they renew. The sky is the limit. |
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Eds
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There are a number of companies out there that would love to have you as an agent. The companies differ from state to state on requirements for licensing. The licensing in most states do not require any degree from any college. You can generally take a class/course and take a state required test to become licensed in that discipline such as Property and casualty; Life. accident & health; etc. This can be checked online in whatever state you live in at the Department of Insurance there. I hope that this assists you in some manner. Have a great Christmas Holiday!
Eds |
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--------
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Become the coldest, most soulless person you can be. Your heart must become evil. You must start now with your misdeeds for profit. Start with those closest to you. But you need to be able to look yourself in the mirror at the end of the day so keep violent acts to a minimum. Everything else goes. Hey, you better get used to the idea. |
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Kirk S
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Business Admin or Economics is a good way to get your foot in the door.
What type of insurance focus to you want to take? Property/Casualty, Wealth & Investments, Life Insurance?
Most of the larger insurance companies like Transamerica & AXA concentrate in life, annuities, key man, wealth transfer trust, retirement plans, IRA's, and all different types of instruments to use for trust. This gives you greater flexibility to sell many different products. The majority of successful agents concentrate on a few areas and network CPA's, Attorneys, and Consultants. This way you build your credibility and business comes to you.
I am an Investment Banker who has worked for AXA Global before and the income depends on your individual production. Certain products have one time commissions and others have trailing commissions. You can easily make six figures with the right focus and drive.
Good Luck! |
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U Luv It
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You dont need a college degree to become an agent. Just look for hiring signs or in the classifieds. |
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Jaedon T
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have 4 years of collage |
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PriNceSs_KeL
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well i work in an insurance office.. and from what ive seen, u mite want to get ur license in insurance, im in college and majoring in business administration, only cus i want to be an administrative assistant, but u should talk to some one who has or is working in insurance. where i work, my brother in law owns the agency and my brother is one of the insurance agents. so yea.. email me if you have any questions. okie. |
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godzillasagoodman
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Again, some of these folks have no idea what theyre saying.......you don't need a stupid degree to be licensed. I know guys making $100k easy in the insurance business. Here's a little tip for you...........become independent, don't work for a specific company cause they will want you to push their policies, if youre on your own, you can sell any company which is what client want. youll do great in this field. Long term care is Booooooming. People only think of Life Insurance, and don't know jack crap about the other things like disability, annuities, long term care. Dont waste time in business degree, communications is what youll need to sell.................... people must like you, degrees mean little. but I think comm degree is better if you truly want to seek this field, good luck lad |
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