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 I got pick pocketed, will my house insurance cover the theft of my phone?
Someone stole my phone out of my pocket. Will my house insurance cover it or will the excess charge be too high for it to be worth making a claim.
And I know I shouldn't leave my phone on ...


 Hi i was woundering if my husband gives life insurance to his misstress and her 2 kids instead of me,my child?
do they get it or can the judge go ahead and give it to me and my daughter i was wanting to know what to exspect?...


 What do I do if my insurance does not want to cover my car?
I was in a car accident on tuesday night! When me and my fiance when to put our claim in with our insurance they said that we were not insured with them anymore. That they had dropped us in October!<...


 If you have permission to drive another person's car, are you covered under their insurance policy?
...


 I'm pregnant and I have no insurance what can I apply for to help my baby? because I'm not a citizen?
...


 Do I still owe the hospital if my wife dies?
Im on disability and I owe $10,000 in hopital bills from when my wife passed ...


 Anyone know how you can find your National Insurance number, without bothering the authorities?
...


 Is everyone else sick of ringing BT or Insurance firms and being told -press 1 or 2 or 3 or 4 I am sick of it?

Additional Details
Especially when they give you another number to ring--it's always an 09 , which is very very expensive. why can't we talk to PEOPLE these days?....


 Is Health Insurance completely free for everyone in England?
I live in NY and I watched the movie Sicko. If you live in England, can you tell me how accurate it is in describing England Health Care system? Do you get money back for transportation to the ...


 What's the best car insurance website?
...


 Just passed driving test aged 21 what is best way to go about car insurance on my mothers or start my own?
...


 Did the crocodile hunter have life insurance?

Additional Details
Hey, this is question is legit!

It's not like I was making a joke (I provided no punchline, did I?) or even bashing his choice of profession.
<...


 How many nickles go into 2 dollars?
...


 We have a 27 ft camper that received hail damage, can I put in the insurance claim and not get it fixed?

Additional Details
OK- just wanted to be clear, this is a question.. We've had insurance for 7 years and never have claimed anything, I am just unsure on how this works. L...


 I have 14 penalty points on my UK driving licence.. so where do i get affordable car INSURANCE???
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 Please explain how a health insurance deductible works?
if i get health insurance, and the deductible is 1000 dollars, and the copay is 30 dollars,
then i need to go to the doctor,

do I pay the 30 dollar copay? or do I have to pay for the ...


 Should flood victims who had NO contents insurance expect financial help?
If they do,what message is that sending to people who have paid premiums for years & those thinking of getting contents insurance?...


 Is earthquake insurance worth it?
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 Name something people pay late fees for."?
i tried / loans /cars/ videos/ ...


 Am I responsible to pay back any credit card debt that my parent had after they die?
...



Angie
What do you think about Indian call-centres?
More and more companies are bringing their call centres back from India.. what do you think about it? does it frustrate you when you are asked the same question over and over or they dont understand you when you go through to an indian call centre?
                     
 




Dan Insurance Man
In response to the second posted reply- they are not exploited by big companies - I think in general they earn 3 times what other people in India earn- also some of the centres look like Butlins- plasma TV's in the coffee rooms- pool tables, ping pong, gyms etc.

I hate having to speak to call centres & i stopped feeling sorry for them when i found out the above info.

Can't speak for ALL call centres- obviously.

As a broker i will often report claims to call centres on behalf of clients because I know how frustrating they can be. They are only there to gather information which is relayed back to the UK so all you really need to do is have the patience to spend twice as long givin them the information and spelling it all out in phonetic alphabet to make sure that the information they send to the UK is correct.

Can't speak for ALL call centres- obviously.


confused
Apart from the obvious being that I cant understand them and if you ask a question they are not trained for they just repeat the answers in English that they know. Also they are doing our country out of valuable jobs


mamatohaley+1
Please God bring the call centers home. You can't understand them. This is no offense to them but in a situation that is confusing from the start adding an accent in only makes it worse.


scorpionbabe32
Rating
I don't blame the people that are doing the job they are trying to make a living just like any of us. I blame the company's who are employing them .

Why would I want to speak to someone who as very little understanding of the language I speak . Especially when it's to do with personal issues such as insurance finances etc .

Many a company as lost my business due to the foreign call adviser not understanding a word i say . fails me how they are meant to help me when we have a language barrier.


taxed till i die,
Rating
They are rubbish.


metalhead
Rating
told a mobile phone company to shove it though there call centre


thecharleslloyd
Rating
Poor people being used by big companies.


WENDY C
Rating
This particular subject drives me mad.... I immediately become defensive and agitated as soon as i realise I'm talking to someone in a different country and because I have a strong geordie accent then I'm totally knackered - constantly being asked to repeat things several times. I've actually just hung up before because i couldn't be understood and have become so upset.


jessibabe1
Rating
They may not be able to understand you but i really cant understand them they are a waste of time you have a problem you go through all the things that they have in a text book in front of them and they still cannot solve the problem then you are redirected back to england to get problem solved (No wonder why my phone bill is High)


ANGELA R
Rating
AAAAAAAAAAAAAAAAAAAAARRRRRRRRRRRRRRGGGGG...


HELEN LOOKING4
Couldn't agree more.Their training has a lot to be desired.I
feel sorry for the operator as they really think that their English is good.


SMGFAN
Yes but i understand the logic. Basically Indian call centres are misused. It costs a company £21ph to have someone sat in a call centre in the UK and £4-5ph to have them sat in India. What an effective organisation does, is move a lot of the data processing and back office functions out to India and have agents that can deal with high frequency and low complexity calls and retain centrs in the UK (usually outsourced as well) to deal with calls of low frequency, but high complexity and high investigation.


Jimbobaloobob
How annoying? I tell them i'm not home,i don't live here,i don't exist, they still call back! i've started telling them i passed away now.
Having said that, i called the mcafee customer services(in india i think) and they we're excellent.


**********
I think there great, I luv being in a que for an hour & then getting thro to a person who doesnt have the foggiest idea who i am or what im talking about (i'm being sarcastic by the way)


Gary B
half the time they dont know what you are talking about and seem to just make up the answers to your questions


scottjamesballantyne
Rating
no offense to any indian people but dont even get me started,im with the abbey and any time i have a problem with my account i am put through to an indian person that by the sound of things would rather be my mate than answer the matter in hand i cant understand a thing they say only bits and bobs,i used to work in a nursing home owned by an indian couple and there was alot of indians that worked there and even they laughed when we spoke about call centers.(fact)


Oracle
Generally, the experience of off-shore call centres is not good. They are often difficult to understand, they don't comprehend our culture or way of life, and the customer often goes away feeling almost like an annoyance to the call-centre operative.

Bring back call centres to the UK!


haywardcarlahayward
i am all for generating jobs in other countries, but when you phone a call centre to discuss your bank accountl, for example, it is highly annoying when they miss out numbers on your account details and they gring up other peoples accounts or if you want to transfer money from one account to another it goes through wrong and you end up having too much money taken out!!!!!! i talk from experience!!! it has been done.

apart from that you cant understand them!!! they are paid very poorly as well. there are high and low points to them !! i am in the middle on this one really. i agree but not agree.


Enchanted
I understand that they need jobs. But damn it so do we. We've got people starving and companies are giving jobs to other countries.

I personally have stopped doing business with each company that participates, and let them know exactly why. I've also reported a bunch of them to the FTC due to them not complying with the national do not call list.

So yeah...not a big fan. ☺


Knownow&#39;t
Rating
Rang BT call centre, all I got was
'Hello, hello, hello, I cannot hear you,' and rang off.....

Rang them again later and although the operator was very helpful it did take a minute or two to understand what he was saying, the line was awful and kept breaking up. eventually he did fix the problem, but lots of frustration....But who do you ring to complain? India


Happy Murcia
I have been linked into several call centres that are clearly not in this country and have found all but one a frustration,so much so that I invariably put the phone down and write.
I think it is good for the call centres to stay in the country of the customer.
It `s all down to profits though...


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