How should I pick a company to buy life insurance from? |
| So many companies offering life insurance... how should I determine which one is the best to ask for a policy?... |
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What is an annuity? |
| How do they work?... |
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Should employers be forced to carry health insurance? |
QUESTION:
With the cost of health care,
DO YOU THINK EMPLOYEES SHOULD PROVIDE provide group health insurance for employees to buy? No matter how small the group?
(i.e., ... |
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Can anyone tell me abt a good LIC Policy? |
I want to buy a LIC policy , which one is better pls suggest
for EMI-around 24000 yearly
or 12000 half yearly or 6k for q
any help will be highly ... |
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Scamming insurance? |
| I bought a house and was convinced by the realtor to purchase a so called "Appliances Insurance". Five months later, water heater gone bad, called the insurance company. They were very ... |
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Insurance deductible, can I get out of paying for being hit while legally parked? |
| My parked car was hit by a van being guided by an unlicensed/uninsured driver. I am now facing a $1000 deductible, though I have liability/comprehensive coverage through AIG. Perfect driving record ... |
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Hi. I am a student. I don't work. My health insurance is gunna run out? |
I am going to need medication, I won't have health insurance. I am addicted to the medication. The medication is too much money ($180 for a month, plus doctors fees). What do I do?
... |
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Uninsured friend driving my car and accident happend, what happens now? |
| We were driving on highway and all of a suddent the truck ahead of us stoped because the car infront of this truck was going at a speed of 10 because she was playing with her phone (that is what the ... |
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Can I sue the insuance company? |
| I got the shaft from some one who hit me in the rear who had insurance. They said I changed lanes quickly and then hit my brakes. It is true I changed lanes but it was a good five seconds later after ... |
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Insurance price.? |
how much would insurance cost for a 16 year old buy. like on average? Additional Details health ... |
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Holiday Insurance for the terminally ill? |
Does anyone know if it is possible to get this and roughly how much it would be? Many thanks. Additional Details This is for my Mum who has cancer by the way.... |
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10 grand hospital bill....what now? |
| So I had health insurance, but forgot to pay on time one month. They cancelled my policy, and I called them and asked to be reinstated. I eventually got re-instated, but the time in between I had a ... |
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Help! Is this wrong? |
| My husband and I were buying a home contract for deed. While living there we had to carry home owners insurance. In our contract it stated that the seller must cut down a tree that was in the front ... |
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Cheating insurance? |
| i have insurance on theft. for example.. someone steals something from my house and my insurance will cover it... what if... i sell my computer ($1000) and a bunch of jewlery and stuff and then at ... |
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Frog-Leggs | What do you think about Insurance Agents? |
And what do you think about your Insurance Agent, that is if you even know who he or she is? |
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ernesto_tig
 |
Being an agent is HARD WORK..that's why I retired, I'm too lazy.
You have to compete with cartoon chicks, cute lizards and 101 web sites.
So next time you see your agent give him a big hug and tell him how appreciated he is.
Unless your agent is that Nationwide guy who keeps emailing me and calling me a names, then you can just flip him off. |
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Makotto
|
The first thing to remember about insurance agents is that they get paid for sales. Having said that, there are good agents and bad agents. The good news is that it is really easy to differentiate between them, just ask many questions and request that everything they tell you is also in writting.
Some people have a really bad opinion on insurance agents, but in my experience a lot of these persons just hate the idea of paying for insurance and take it off on their agent. |
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EverCrack
 |
Just slightly better than car salesman. |
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jonesy634
 |
It's just like any other group of people, some are bad, some are good. Agents work of commissions so sometimes there are agents who only care about commissions and will try to sell you stuff you don't need. However, working in the insurance business (not selling, just doing customer service) I also have spoke with many good-hearted agents who genuinely care about their clients and really are trying to help them out. |
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Erica, AKA Stretch
|
I was struggling with finding a car insurance policy that would work with me as an individual. My husband is in prison for a few years and because I'm married the insurances that I would have gone with would put him on the policy. Because of that I would have literally paid double for someone who isn't even able to drive my car at this time.
My insurance agent had helped me find a policy and company that would work with my specific situation. She was great and really understood where I was coming from. She also gave me more information to help me make a better choice for myself. Now I'm saving money and have a great insurance policy that works for my individual life-style that I could not find on my own. |
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goldenlizzy04
 |
I like my insurance agent!!! Its ME!!!!!! lol |
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toby
|
I am an agent, thats out of the way. They are mostly good, but a few rotten apples are out there. Where does this not occur? Anyway, when speaking about buying insurance through an agent of just getting it online/over the phone, there is no question. 95% of the people don't know the first thing about insurance coverage. They will tell you they do, but just ask one question and they look at you with a blank stare. The agent's job is to make sure his client is protected in case something really bad happens; the online/phone insurer's job is to sell a policy. That is why agents stress the importance of LIABILITY COVERAGE and COVERING THE HOME FOR WHAT IT WILL ACTUALLY COST TO REBUILD IT. Did the online/phone insurance sales person tell you what happens when you cause damage that exceeds your policy limits? That is because they don't know either. Call any agent for the correct answer. And, P.S., IT DOESN'T JUST GO AWAY! |
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LionessB
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A GOOD insurance agent can be a life saver....I won't speak about the bad ones.... |
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rsbalajias
 |
when we think of insurance we feel to get secure , and an insurance agent is an agent of insurance company who generally works on commission received by selling policies . it is the major role on part of agent to guide the client to purchase the policies according to there need . so an insurance agent also has a major role in warning people of the in contingencies they can face . |
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robscob311
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I am a broker/agent... so here ya go. Some are bad some are good. When you find a good honest one, stick with em. PRICE is not everything these days.
Request to meet them in person, if they are always too busy then be too busy for them. An agent should take the time to go over things with you and get to know you. Just my 2 cents. |
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randomjog
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they are the most repulsive of crooks and the absolute scum of the earth.
only the insurance companies themselves are worse.
i look forward to sitting on their trial juries. |
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