 Why does State Farm Insurance rip-off clients? |
| Why is it necessary for State Farm Insurance to deny claims and try to acuse the client of filing false claims? Is it because the don't know any different, or they are dishonest rats from hell ... |
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 Why isn't health insurance required when many other forms of insurance are required? |
Wouldn't this solve the health care crisis?
Additional Details
The people don't forgo health care, they don't pay the hospitals or doctors.... |
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 Should all tobacco products be banned from the workplace? |
| My employer banned indoor smoking years ago. This just drove the addicts outside where you have to go through their smoke whenever entering and exiting a building, just sickening! The company won'... |
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 Will health insurance cover a serious pre-existing condition? |
| I believe I may have a serious medical condition. I know I should go to the doctor ASAP but I have a concern about my health insurance. My coverage is ok but not the greatest. I may or may not be ... |
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 Can you recommend a UK company for home insurance? |
| The company I'm with are looking £400 that seems very expensive.... |
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 I am 19 and Pregnant.I need insurance before I can get to the doctor.How soon can I get approved for Medicaid? |
| I am living at home with my parents. My mom works but my dad doesnt. I applied through the Health Department but I was wondering how long of a wait untill you find out if you got approved? Also is it ... |
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 Do I need life insurance for my baby? |
| I am about to have a baby, and see lots of ads for the Gerber Life Insurance for children, but don't know if I need it. The price seems to be less than what I would have to pay at my job. Is ... |
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 Insurance claim - lost proof of purchase? |
I have my lg viewty covered by insurance, and my ipod video covered under that.
My water bottle leaked in my bag and my ipod is completely dead and my phone is very dodgy (says it fully ... |
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 My tree fell on the neighbors fence and his dogs got attacked, who pays? |
(a few details added)
A tree fell onto my neighbors fence after a windstorm a couple months ago. By law, our insurance is responsible for what is our property and his for his. The Fence is his ... |
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 Why should we have to pay for healthcare? |
| Why should we have to pay to keep on living?... |
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 My bike was recently stolen, but has since been recovered by the police. Do I have to tell my insurance firm? |
| When my bike was stolen I was informed by the police there was little chance of recovery. However they have since recovered my bike and made an arrest. In the meantime I claimed for the bike under my ... |
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 Can my doctor's staff refuse to give me an appointment to see him because my insurance didn't pay yet? |
| I called for an appt.and one of his receptionist said I had to pay at least $55. before he was able to see me. I don't pay anything out of pocket, because my secondary insurance picks up the 20% ... |
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 Can I add my girlfriend to my health insurance if we live together? |
| Some states allow benefits for "partners." Is this the same? I am insured by Humana (Open Choice PPO)... |
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 Can only "legal" family members be considered as "dependents" under someone's insurance plan? |
| My fiance has a great job and is covered under his company's health insurance plan (Blue Cross Blue Shield). Can I be covered under his health insurance (for an additional premium, of course) if ... |
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 How much settlement will I get for my car accident? |
| I will miss two days work and have whiplash... nothing that serious, just pain that will probably go away in a few days. I just want to know if anyone knows the fair amount for pain and suffering? I... |
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| Have you ever fiddled the insurance? |
I have a suspicion that many insurance claims are inflated or less than honest, for example "my dog knocked a cup of tea over and it spilt all over the 42 inch plasma TV".
Have ... |
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 My husband was hurt on the job yesterday. His workman's comp insurance tested him and found .036 alcohol. |
| He works in a factory and I am concerned that he may loose his job. Does anyone know what might happen? We have 5 kids and we really need his income!!!... |
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Mark U | What do you think about No Win No Fee Insurance Claims. I have been approached by a company...? |
I have been approached by a company who knew that I had had an accident back in March 2006 in Norfolk. I am from Essex and the accident was actually my fault. They are saying they will claim on my behalf but I have read bthe small print and there are loads of charges and fees which I have to pay.
Has any one had any experience with these places in the Uk, what should I do? |
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palonggai
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Please Avoid - Avoid - Avoid
The way this kind of business operates is...
1. You actually do all the work filling in forms etc
2. If a claim is successful they will take a signficant chunk of the payout (> 60% is not unheard off)
3. If the claim is not successful you will cover their costs - yes its all there in the small print
The only "Win" will be for them.
These businesses are parasitic and unethical
Test the process by going almost all the way then decide to not to proceed.
If everyone did that it would bust the business model. |
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Swampy_Bogtrotter
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A bunch of shysters. |
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mothertiggy
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nothings for free so check really well to see wat % they will take of your claim if you win |
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taketwo
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go for the reputable one |
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Moorglademover
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Yes i had an accident a few years ago. Difference is i approached my local solicitor about compensation as i was going to be out of work due to a snapped ligament.(I'm a driver, the accident occuring whilst delivering to a warehouse). However, to pay for the solicitor i had to claim on my household insurance. They would only let me use a solicitor that they had to appoint. No problem, i thought.
All i had to do was give this solicitor all relevant information, time, dates, witnesses if any.My solicitor did everything, on occasion send me forms to fill out, that kind of stuff. The company i was claiming off basically said i was lying, the usual crap. Even though they were clearly at fault.
18 months down the line, i was sent a cheque, less any benefits that you may have had during time off through injury(couldn't believe that bit!).
I can honestly say it was a very stressful time, trying to get some sort of sick pay whilst injured was an absolute nightmare and still makes me very angry when i read of how easy it is for everyone else to get benefits. Even though i was off with a genuine injury! Being called a liar by the other company, getting sacked from my company because i was injured(don't even go there, i sued them too!)....a very difficult time.
Oddly enough i had my accident in Essex, where you are! |
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tonyinspain
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they have cottoned on to to the American sue for everything way of life and are milking it for what its worth .old saying (if it seems to good to be true) you might get something but after they have taken the majority of your compensation for admin you might be able to buy a sandwich youve been warned!!!!!! |
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STEVEN F
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It sounds like a scam to me. If you are at fault, who would the claim be filed against? Your insurance company has probably already offered you more than you would net after paying their fees. |
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STEVE MACK
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Personal Injury claims can go on for months, even years. You may have to visit doctors or even to court to support your claim and it can be a lot of stress. I also do not agree with this compensation culture of Great Britain. If you are out of pocket because of this injury even if in some way it was your fault then a claim may be a good idea. If your just after fast cash it will probably be more trouble than its worth. I suppose it all depends on the cost of the claim. The claims company will take a big percentage. Without knowing what kind of accident it was its hard to advise but consider whether you had to take time off work, need medical treatment (even if it was on the NHS), who was the accident reported to, Police, Rias, your employer. How could you substantiate material or emotional distress. This may give you some idea how much you could claims for and then you can decide if its worth it. |
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The Banshee
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i wouldn't go there without really looking into it...sounds like a bit of a swizzz, also if it were your fault I would just forget the whole thing, it only breeds greed and injustice. |
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Mudkips
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Stay clear of them. They will send you through to a second rate solicitor who won't win for you, in fact won't even represent you. You might be liable to pay court costs at the end of it. These people are scum. Burn the papers. |
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umph
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Ambulance chasers are a pain in the ***, if you do get compensation they will either claim a percentage as a fee or try for an award plus costs. be careful! |
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castell
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If it sounds to good to true don't touch them.They wouldn't have got in touch with you if they didn't think they were going to make any money of you! |
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redsingle2001@btinternet.com
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Dont Go there !!! they get there costs from winning the case ... If you lose then all those hidden costs come into effect.. ie insurance premium that you will pay up front.ETC
Also they will drag it on as long as possible to incur larger managent fees on the case ...
I say again STAY AWAY |
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