 Life insurance policy that covers whether the policy holder lives or dies is? |
A life insurance policy that pays whether the policyholder lives or dies is called??
Im trying to find out good insurance, and figure out what they all mean.
Thank you!!
Additional D... |
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 When a person elects to take COBRA, is the check made out to your former employer or the insurance company? |
| I am starting a new job and will not have benefits until January 26. I have to pay COBRA for health benefits that being on December 1 but the office manager did not tell me whom to make out the ... |
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 Help! Pregnant with no insurance!? |
| Hi, i'm 21, from VA and pregnant with my first child. I'm guessing I'm right around 5 weeks and my first prenatal visit is May 20. I'm getting married this summer and super ... |
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 Car insurance for a 16 year old in miami? |
| how much do you have to pay monthly??year??... |
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 Health Insurance for the self-employed? |
| After 13 years with my husband, he is leaving me. I have always been on his health plan because I am self-employed. Can anyone offer me any advice on where to find providers? I have no idea where to ... |
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 Can I remain on my mother's insurance? |
| My mother divorced my father when I was 3 and remarried when I was 5. My step dad adopted me, so my biological dad lost all rights and guardianship to me. He subsequently moved to New York. When I ... |
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 Homeowners insurance?? |
| Does anyone know about how much insurance, per month, would be on a $79,500, single home, in McAlester OK? If you need more info just ask. I dont know much about this stuff, soon to be first time ... |
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 How can I get home insurance for a vacant house ? |
My Father died recently and the Company has cancelled his coverage. Although I live there (part-time) I am told the house is no longer "owner occupied"
Additional Details
TMy D... |
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 How can I get my Social Security check switched over to my name from my mom's? |
| I need to get my check switched into my name so I can have the money to move out of state. How can I switch everything over to my name and switch it over to a different state? Can I do this online? A... |
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 Can insurance coverage be cancelled retroactively? |
| My coverage ended 5 months after I reduced my hours and my employer refused to let me elect COBRA after coverage ended.... |
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 How come no dental coverage from medicare? |
| Like teeth do not count as part of your health ... |
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 How much do you pay monthly for your benefits plan through your workplace? |
| I am just deciding whether to sign up for mine. But I don't totally understand the details. I would really appreciate if you could tell me who you work for, and what your plan is like (briefly)... |
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 Can my father take life insurance out on me (adult)? |
| I am in my twenties and not living at home. However, I am currently driving my dad's car and he is paying the insurance. My mom recently told me that she found out once he had secretly purchased ... |
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 How much liability should one get on auto insurance ? |
| How does one determine the appropriate liability insurance to get on an automobile?... |
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 Will renters insurance (for a house) generally cover damages from a backed up sewer drain? |
| Apparantly tree roots grew into the pipes and caused it to back up and spill into the basement. We have over 50 boxes with water and "more" type damage. Farmers insurance won't tell ... |
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 What insurance do i need? i need help with life!? |
| ok, i just turned 18, and i want to move out of my house with my boyfriend, into an apartment we found. ( dont tell me how much of a bad idea that is, ive already heard it) so anyway, what insurance ... |
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 When should i be concerned about life insurance? |
| my hubby and i are 20 and college students. whats the appropriate age to start a life insurance policy?... |
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 Do hospitals charge more or less for non-insured? |
| I am needing a medical test and procedure but don't have insurance. The hospital finance department had me fill out a form and provide pay stubbs to see if I qualified for assistance. They ... |
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Finances | What do you think about working for Primerica? Pros and Cons? |
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Doing the Right Thing
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Pros:
1) You get to own the business when you become RVP
2) You create your own schedule
3) Great way to earn some extra income
4) Very low capital needed. You don't pay rent, you don't pay employees, and you don't need to buy office equipment.
5) You earn bonuses (overrides) everytime your team does a sale
6) Full support system
7) You can fill out life insurance applications in your palm pilot (avoids all paper clutter). Other products are in the works of becoming digitize.
8) Unlimited income potential.
9) Unlimited territories. You can expand and build your business in any state including Puerto Rico. You can even expand into Canada, UK, and Spain.
10) Feeling of being good every time you help out a client.
Cons:
1) You have to work. Thinking about it is not going to get you anywhere.
2) Not everyone is going to join you.
3) Some won't do business with you.
4) You have to study and get your licenses
5) Some people will say negative things, but you know the truth and they don't.
6) Friends and family will try to bring you down to their level, which is being broke. Don't you just hate people who complain about money?
7) You do research on the internet and come across sites that say bad things about Primerica. But you should know none of them are clients. Its really agents from other companies.
8) You need to pay $199 to start the business. If you can't afford $199, then whatever you are doing isn't working.
9) Not a get quick rich-scheme. It requires patience and effort to get this business going.
10) Very difficult to stay positive when the world around you is very negative. |
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ptstrobl
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If you want all of your friends and family to hesitate before they answer the phone when your caller ID is showing, then go for it!
Also, they use a strategy of refinancing people's homes in order to afford financial products--whether someone needs a refi or not.
I'm not to impressed with their strategy. |
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SmartAce
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it's a joke! |
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sheripie1960
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multi-level marketing scheme, right? |
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insuranceguytx
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Run away ... run as fast as you can.
Primerica sells a one size fits all financial strategy and their product - insurance, mortgages and mutual funds are overpriced.
If you are interested in the financial services business, go talk to lots of other firms.
If you want to learn more about Primerica, visit www (dot) financial-planning (dot) com and search on Primerica. You will get an earful - mostly bad. |
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Still reading
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Think of the Tupperware of insurance companies. The good thing that Primerica does is give people an opportunity who might never have thought of insurance as a career. The bad thing is that you'll have to sell to friends and neighbors to get started, and you'll have to believe that selling them Primerica life insurance products is a valuable service, in order to sleep at night. Attend a couple of meetings with whoever is recruiting you and realize that the majority of those who are attending are the tiny fraction who have succeeded. Very many are recruited who are not successful, but the recruiter and Primerica don't care--even the unsuccessful will have sold something! |
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Isabel G
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Some Insurance is better than no Insurance, that is true, but Primarica is one (if not the worse)company I know. "buy term" "invest the rest" well just like your shoe may not fit me that same goes for life insurance. The same solution is not the right answer for all the problems. As you already know Americans have a problem saving, investing is a difficult thing to understand for an average person and having to sell to you families a friend a "premium"(life insurance is a need not a premium) is a lot worse than not inviting them to your wedding. |
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