
tony m
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Hello Pancakes,
A Loss Adjuster is the man/woman. engaged by Insurance Companies to 'make a claimant an offer to settle a claim, and make certain that the Claimant doesn't get all that they claim for, and keep the Insurance award Payments to a minimum..If the Claimant is unhappy with the Insurance Company's offer, they will send an adjuster to re-assess the claim, and this isn't always to the Claimants advantage either, and the offer could well be reduced. If that happens, there is always the Insurance claims Ombudsman, who has the power issued by the Government to sort out the claim amicably...
The Assessor is the first person you see from the Insurance firm, he/she comes to look at the damage, and assess what it is that they (The Insurance Company) are liable for, and indeed, what you can claim for. one Final point Mr Pancakes, not a lot of people get a good deal from Insurance Companies.Which is why we, the general; public are bombarded with the Insurance Companies literature, TV Advertising, and of course telephone calls from their sales personnel, which is to demonstrate to you Sir, that from year to year, you pay your maney. make no claims, and they offer discounts for your business for the next years premiums, which have already been increased to your disadvantage. Leaving you thinking that you may be getting a good deal. You Sir are actually being ripped off. and they get away with it..Good Luck in your dealings with ANY of the UK's Insurance Companies. To some people it really is a legalised Protection Racket...Bye ...Tony M |