A surgery was performed on the deviated septum a couple of years ago - turns out I STILL can't breath. And how will I go about getting coverage for a rhinoplasty....
Am I entitled to it? I was off on paid leave in 96, diagnosised with major depression in 95, and bipolar in 2003, I've lost jobs because I have a hard time while in a manic/depress ...
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I am a professional negotiator and want to get into private hostage negotiation with a mercinary army.
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1) decline 2)pip insured only 3) pip insured and relative only 4)pip insured with excluded work loss. Also they want 2 know if i want additional pip coverage.What should i say?...
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bradly x
What does a person credit score have to do with rates on car insurance rates?
It should be against the law since everyone must carry car insurance. Also, what does my low credit score got to with my great driving record? Sounds like another reason to raise rates because most credit scores are low across the board. If someone pays their insurance company on time and has a good driving record should be their only concerns. Doesn't that make sense to raise car insurance rates to persons that had a hard time paying a bill, bit made all their car insurance payments on time.
It will take a few years but some states have passed laws that ban the companies from using credit in their equations. In a few years we will see if their new 'equations' work as well as the equations that have credit in them. If they do, then many states will be passing laws to ban credit use
Here is some more detailed info about it -
http://carquotes.fateback.com
Hope that helps.
Tom Z
Actuarial studies show that how a person manages his or her financial affairs, which is what an insurance score indicates, is a good predictor of insurance claims. Statistically, people who have lower insurance scores tend to file more claims.
car253
In California credit scores are not considered in auto insurance rates. I agree that credit scores should not be used.
You need to contact the people that make the laws in your state to get your laws changed so credit scores will not be considered. Some people think it is also discrimination.
Good Luck.
James S
Try using http://My-InsuranceSearch.com to compare car insurance rates for all the major providers in your area.