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 Do you normally get paid for covering someone elses shift??
i am doing work placement at a care home, and i really like it and someone was saying do part time and cover for other peoples shift's??? does that mean i get paid for covering other that ...


 How can the poor get the medical care they need?
How can people who can't afford health insurance get the medical care they need? My dad was afraid to go to the doctor because he was afraid he can't afford it. He doesn't have ...


 Who pay's for theft?
my car got broken into today at my work and i lost 1500 dollars of goods no signs are posted that say there not resonsibly for autos. it was on there property and im there worker should my work ...


 If i quit my job to get medical treatment can i get unemployment?
I have been treated here in NY for a medical condition (it does not prevent me from working but if i do not get treated it can have consequences) but i have not seen any progress. I want to quit my ...


 I am thinking of offering my employees health insurance, some of them smoke, will this affect the cost?
How much more can I expect to pay for the smokers?...


 Was fired, couldn't pay insurance premium, had my baby..now how to pay hospital bills?
I was fired 3 weeks before I had my baby. My employer had been paying the insurance premiums and since our income was cut in half, we couldn't afford it on our own. Now that I have had the baby, ...


 Can my car insurance be cancelled for a late payment?
My car insurance payment is due the 9th of every month for $116. I am a little short on cash right now. I may not be able to pay it until like the 25th. Can they and will they cancel my policy for ...


 Is pre paid legal a scam?
...


 Is there a way to add my parents to my health insurance I get from my employer?
...


 Would I get a better auto insurance rate if I combine my car with my parents current policy?
Only catch is I'm 28 years old going on 29. I wasn't sure if there were any age restrictions on combining policies with my parents who are senior citizens. I'm simply looking for a ...


 If your car is stolen out of the parking lot at work is your employer responsible?
...


 What is the best insurance find for a first time driver?
I mean who will provide the best n cheapest quote....


 I propose to create a website on Insurance.?
Can anybody help me in this? What will be the cost involved?...


 What are important things to know when buying a life insurance?
What questions should I ask about a policy in order to pick the best company and benefits?...


 Ive lost my fone!!!! it got stolen in a club what can i do?!?
...


 COBRA insurance?
I was wrongfully termed from my job on 3/2/07 and have yet rec'd anything regarding COBRA insurance or any termination paperwork. Is this legal for the company to not do either of this?
T...


 My partner got stopped sunday for no insurance unaware it had cancelled!!?
my partner got stopped on sunday for driving uninsured, according to ther police the aa had stopped it in june without giving us any correspondence what so ever, still got certificate and everything.<...


 Will insurance help pay for me to remove some dead trees from my yard?
My house has 2 huge dead pine trees that could fall on top of it when they fall. I'm going to get them cut down, so will my farmer's homeowners help pay some of the cost. The trees died ...


 My father in law signed loan papers so that my husband & I would have a new car to drive...?
he tried to add us to his insurance policy but his agent said that we couldn't be added because we didn't live in with him. How can we get the car insured?
Additional Details
W...


 When it comes to health insurance, should you go with the lowest deductible?
My husband and I are both in school and he works part time, I work full time. Im setting up my benefits, but I dont know what to do about the medical stuff. We are trying to save money (school ...



Kelina C
What does an insurance deductible mean?
I am shopping for medical insurance, and I am uneducated in the insurance field, could someone ecplain to me what an insurance deductible means?
                     
 




Jen
Rating
A deductible is the amount of money you pay out of your own funds BEFORE the insurance starts to pay.
If you have a $1000 deductible, you must pay this amount before the insurance will cover any amounts. If you are not a person who goes to a doctor, you may never hit your deductible in a year (usually January to December). If you have a high deductible, your insurance tends to be one that covers major illness or a major accident.
Hope that helps


germanygirl_us
Rating
in medical insurance it is a deductible u will have to meet before the insurance covers anything or will tell u what kind of co pays u have for medication and dr visits and ER visits


nantucket
it is the amount of money you must pay up front In other words if your bill is 2,000 dollars and your deductible is 500 you will get 1,500 dollars from your insurance company. usually this is a one time for the year.


DFK
Rating
Before a claim is paid they "DEDUCT" your deductible before the company pays. It is your responsibility.


allyalleybooboo
An insurance deductible is pretty simple. It just means that you pay a certain dollar amount ($) a month until you reach a certain amount. Once you reach that amount then you're insurance kicks in and helps pay for any medical expenses. :)

Hope that helps. :)


mbrcatz
It's the amount out of your pocket, before the insurance kicks in.


eyeluv
Rating
if you get into an accident or have a claim....say theres $2,000 worth of damage and you have a $500 deductible. You would have to pay the $500 out of pocket and the insurance would pay the rest.


shadow
Rating
The deductible is the amount that you are responsible for. So if the plan you are looking at has a $1000 deductible, then when you have a claim, you will be responsible for paying the $1000 before the insurance company pays anything.


Stacy R
Lets say you get hurt. You go to the doctor and your repair bill for your broken arm is 500.00. You have a 100.00 deductible with your insurance. That means you have to pay 100.00 before the insurance will pay anything. So, on this 500.00 bill, you owe 400.00.


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