 Health insurance wont accept bc of c-section!? |
| I applied for BCBS private insurance and they approved us under the condition that if I needed another c-section it would not be covered. Is this ridiculous or what? Anyone else? If I appeal, what is ... |
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 What do you do if you are denied Health care insurance? |
| I signed up for Blue Cross Blue Shield in Florida. My family was accpeted but I was denied because they said I have been to the Dr with complaints of a stiff neck. So I have been denied Health care ... |
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 If someone else is driving your car and they get into an accident, who pays? |
| My ex-boyfriend was driving my car a few months ago and got into an accident. I don't have full coverage on my car, so I decided not to tell my insurance company because my insurance would go ... |
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 Are there any disadvantages to being covered by 2 health insurance policies? |
| I am currently covered by my husband's VERY GOOD health insurance. However, now that I have reached the 5-year anniversary at my current job, I am eligible to join my company's insurance ... |
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 If a person receiving social security disability who has their own medical insurance? |
| If a person receiving social security disability who has their own medical insurance, however the they get the medical insurance premium deducted from their SSD check . They don't need medicare A... |
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 What's the cheapest insurance service? |
| What has the lowest price.(All three kinds)... |
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 Help! Im only 18 and my insurance wont pay for an epidural?!? |
| I dont know what I am going to do..I am only 18 and I am about 8 weeks pregnant and I just found out that my insurance (CDPHP through Medicaid) wont cover and epidural ..only if the doctor deems it &... |
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 Cash business and health insurance ? |
| What options exist for someone who works in a strictly CASH business, isn't married and needs some kind of Health Insurance? The cost would need to under $300.00 a month. Do all these companies ... |
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| If cosmetic surgery can help get you a better paying job or even a better life? |
http://www.msnbc.msn.com
Could there be such a thing as 'beauty insurance'? Where younger people could pay a premium for beauty treatments ... |
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 What is the best home insurance? |
I am looking to get a home insurance for the flat that I am planning to buy soon. Do you know a good home insurances that I could get?
How much would it cost me to insure my flat and the content?... |
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 Question for Auto Insurance agents? |
| Do you have to have some kind of cirtification to legally sell an car Insurance Policy to a customer? Can a Receptionist legally sell a policy?... |
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 If a branch from a tree in your yard falls & damages your house does it matter if it fell in a storm or not? |
This is under an average house insurance policy.
Does the health or age or species or size of the tree affect the Insurance cover?... |
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 Was there a single event that caused the need for this Bailout Bill? |
I just heard that the bill was just approved but I was just wondering, what actually caused all this?
Additional Details
I also heard it may largely be due to the fact that the Lehman B... |
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 My son had me insured for my car my son as died how do i find out who im insured with? |
Additional Details
thank you all for your answers my son lived with his girl friend many miles away his girl friend does not seem to want me to have insurance details or any of the car ... |
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 Insurance for a Preschool? |
| What kind of insurance is needed when opening a preschool. I am anticipating twenty 3 year olds two days a week and twenty 4/5 year olds three days a week. The times for classes will be from 9am-12... |
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 If i get an STD and my parents pay for my heath insurance, will they find out i have it.? |
| i don't have my own health insurance that i pay for, my parents do....i am going to the doc for an annual and i was wondering, if something goes wrong lke i have an std or something, will they ... |
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Emanuel C | What does deductible mean when you try to get health insurance? |
it says plan type : PPO. Deductible. 2,500. Coinsurance 20%. Office Visit. $30. Monthly Premium. $60..what does all that mean?? |
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Joy M
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With insurance, a deductible is what you will pay should something happen, the remainder being paid by insurance. If a procedure costs less than the deductible, then you're paying the entire cost yourself. |
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dcgirl
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deductible is what you have to pay out of your pocket before your insurance will pay anything. Under this plan, you would need to spend $2500 in medical bills in 2007 before the insurance pays a penny. Once you reach $2500 then you pay $30 for each office visit (and the insurance pays the rest) and you pay 20% of each non-office visit (emergency room, for example) and the insurance pays the rest. Monthly premium is the amount you pay each month to have the insurance. |
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Diaper Delivery Services
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The deductible for your health insurance is the amount that you need to pay at the time the services(ie:doctor visit) is done & the remainder is paid by the insurance carrier. |
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ossie
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The deductible or excess is the amount you have to pay yourself, and the amount in excess of the deductible is the responsibility of your insurer.
On occasion, a franchise may be applied, i.e. you are responsible for costs up to a certain amount, but if the bill exceeds the franchise, then the insurer pays it all. |
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zippythejessi
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Deductible is the amount of doctor or hospital or lab charges that has to be paid by you before the insurance picks up any of the tab.
Coinsurance is the percentage of the payable amount (meaning not what is billed to the insurance, but what the contract between the provider and the insurance says the insurance will pay.) that is your portion to pay. It's not always the same dollar amount.
Office visit - this is your copay. It is a predermined dollar amount that is paid by you every time you see the doctor - at the time of service. That's the big difference between this and the deductible and co-insurance - NEVER pay those up front. Wait until your insurance is billed, and the insurance will tell the provider (in writing, on an explanation of benefits) exactly what to charge you.
Some plans have a copay for office visits and a deductible for only hospital or lab charges or office procedures aside from the straight office visit. (i.e. if the doctor or his staff draws blood, or takes a urine sample or swabs your throat for a strep test.) Other plans have the deductible first, then the copay and coinsurance. Be sure to check exactly what your deductible is for first to avoid any nasty surprises. (My plan has a $3000 hospital deductible - which is for anything done at a hospital - whether it's a test or a stay.)
Premium - this is your charge to buy the insurance coverage. $60 a month is VERY good! (I pay almost $400 a month)
Hope this helps. |
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NONAME
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You pay 20% of what your bills are, that's your co-insurance. But, you can only pay a maximum of $2500 out of pocket for those costs. That's your deductible. |
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