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 Not covered because you have a deductible to pay? Health Insurance question!?
I was trying to get covered by a doctor (need to see doctor before I can get surgery), but when he called my insurance company he said that I had a deductible so I had to pay out-of-pocket. What the ...


 How much does it cost for 1,000,000.00 coverage for General Liability Insurance?
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 Ok if my friend does not take plavix because he lost his insurance for awhile is it for sure something will ?
happen. He now said leave it up to god hands as he can get no help and everything cost to much.Insurance etc see he owns house but is losing everything but until then we casn not get him the help he ...


 How do i change beneficeries on an insurance policy?
I have an insurance policy on my brother, but the beneficeries are my deceased mother and brother .How do I change it from them to me?...


 Who is allianz?
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 Can someone recommend a good car insurance company?
Can someone reccommend a good car insurance company that also provides renter's insurance? Thanks.
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 Our business has slowed down a lot and we can not afford the lease. We have lost several agents. ?
We had 4 offices leased out and now only 1. What we are paying per square foot is very expensive compared to what is on the market today. We want him to renegotiate the lease, but he is not willing ...


 Is Gerber Whole Life Insurance A Worthwhile Investment?
My son is 6 months old, and since he's been born, we keep getting sales materials from Gerber regarding their Whole Life insurance plan. It sounds great, but I am clueless about this kind of ...


 Do you have to have a college degree to work at an insurance agency?
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 Will and death insurance?
Question about wills. If the will says that A B C should get a certain % from the death insurance. But the death insurance only list A person. Does that mean that will is avoid and A gets the death ...


 Does anyone know if there are any government grants to help pay medical bills?
My husband has been 100% permanently disabled for the past 6 years. Because of his disabilities, I cannot work outside the home - someone has to be here to care for my husband. We live well below the ...


 What is a good life insurance company that accepts people over 50 no matter what state their health is in?
My mother is 55 and in a nursing home. She doesn't have any life insurance right now and is not in the best of health. Is there a company that will insure her?...


 Are malpractice insurance and professional liability insurance the same thing?
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 Why is it such a hassel to collect from workers comp claim?
5 months ago i knocked 2 front teeth out at work. an honest accident. bungie strap that is used for holding down loads on trucks and trailers broke and hit me in the mouth. filed a workers comp claim ...


 If you are fired, are you eligible for unemployment?
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 Metlife insurance co. is hiring and offering paid training, is this a good company to work for? Paid training?
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 Can some one tell me about their experience with GEICO insurance?
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 Can anyone suggest me a good ulip plan?
i want to take an insurance cover for 15 yrs and my age is 25. thanks....


 When insurance companies take blood and urine before ok-ing a life insurance policy what are they looking for?
I am taking out a $450,000 life insurance policy and wanted to know why the tests were so intrusive? I don't smoke or do drugs and I am both HIV and Hepatitis negative. Are they looking for STD&#...


 Does it irritate you being called Sir or Madam by a call centre when they know your name?
Also what else irritates you about call centres/Insurance companies in the service they provide?
Additional Details
I mean when you call them?...



Mrs. T
What does insurance write-off mean?
When you see this on your doctor or dental statement or bill, what does it mean?
Additional Details
Actually, I was just wondering about Doctor and Dental bills.
                     
 




Faye H
Rating
On a doctor or dental statement, it means the doctor charged $50 for the visit but the insurance only allowed $45 so the doctor wrote off the other $5.

When Doctors contract with a PPO, the PPO generally has an amount they will pay for certain things. If the doctor charges more for that particular proceedure, the PPO will only pay their maximum amount. Since the doctor has agreed to bill by the PPO's price list when he became a provider for the PPO, he cannot come back and charge the patient the additional amount so he writes it off as an insurance write-off.


ramon1972pr
Rating
If you are on a policy that requires you to go to a participating provider, you should not be charged the difference between these two prices. A contracted dentist generally has an agreement with the insurance company to write off the difference in charges. If the policy allows you to go to a dentist of your choice, check the insurance company’s UCR fee guide against the fees that dentist charges. You may be required to pay the difference out of your pocket, however, you can not put a price tag on quality dental care.


zippythejessi
It's a provider discount. Meaning, that by accepting your insurance, your doctor or dentist agrees to a certain payment for services - no matter how much he bills the insurance for. Other plans may pay more or less, depending on the contract.


Bill R
Most plans have contracts with doctors, hospitals etc. Whenever the bill exceeds the agreed contract amount the insurance company reduces it by using "write-off" You are not responsible for the difference between billed and paid.


Deltic21
Rating
It means the insurance co. considers it to be more expensive to repair the car than scrap it. Thus, some "nice" cars in reasonable condition can get "written off" even if the damage is not that bad. (Eg if a car is worth £500 and the damage is slight but would cost £510 to put right, the car's finished).


Canadian Guy
Rating
you pay the deductible and they take care of the rest between your policy and premium


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